CIZN (Citizens Holding Co) Tariff Resilience Score: 0/10 (As of Aug. 01, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CIZN Citizens Holding Co CIZN
60 GF Score
Price $10.74
GF Value $11.34
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is Citizens Holding Co Tariff Resilience Score?

Citizens Holding Co has the Tariff Resilience Score of 0, which implies that the company might have .

Citizens Holding Co has

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Citizens Holding Co might have .

Citizens Holding Co  (OTCPK:CIZN) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Citizens Holding Co Tariff Resilience Score Related Terms

CIZN
60GF Score
Citizens Holding Co CIZN
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Citizens Holding Co (CIZN) Overvalued in 2026?

Based on GuruFocus' analysis, Citizens Holding Co stock appears to be undervalued. The current stock price of $10.74 is trading 5.3% below its estimated GF Value™ of $11.34. GuruFocus considers Citizens Holding Co to be Fairly Valued.

Key valuation signals for CIZN:

  • Tariff Resilience Score: 0
  • GF Value™: $11.34 vs. price of $10.74 (5.3% below fair value)
  • GF Score™: 60/100 with 5 warning signs

No single metric tells the full story. See the CIZN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Citizens Holding Co Business Description

Address 521 Main Street, Philadelphia, MS, USA, 39350
Citizens Holding Co is a bank holding company. Through its subsidiary, it engages in various commercial and personal banking activities, such as accepting demand deposits, savings, and time deposit accounts, making secured and unsecured loans, issuing letters of credit, originating mortgage loans, and providing personal and corporate trust services. The firm also provides certain services that are closely related to commercial banking, such as credit life insurance and title insurance for its loan customers. It also involves providing lending activities which include commercial, real estate, installment, and credit card loans. Majority of its revenues are derived from lending activities.
60GF Score

Get the complete analysis for CIZN

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.74
Price
$11.34
GF Value