HFWA (Heritage Financial) Construction Loans (USD Mil): 396.54 (As of Jun. 2026)

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HFWA Heritage Financial Corp HFWA
61 GF Score
Price $29.73
GF Value $27.77
Valuation Fairly Valued
! 6 Warning Signs
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What is Heritage Financial Construction Loans (USD Mil)?

Heritage Financial HFWA +0.63% 61 Construction Loans (USD Mil) is 396.54 as of Jun. 2026. GuruFocus rates HFWA with a GF Score™ of 61/100 and a GF Value™ of $27.77 (Fairly Valued). The stock has 6 warning signs investors should review.

Construction Loans (USD Mil) is a short-term loan that covers only the costs of custom home building. Once the home is built, the prospective occupant must apply for a mortgage to pay for the completed home.

Heritage Financial's Construction Loans (USD Mil) for the quarter that ended in Jun. 2026 was 396.54 , which is lower than 411.90 for the pervious quarter ended in Mar. 2026.

Heritage Financial's Construction Loans (USD Mil) for the annual that ended in Dec. 2025 was 343.33 , which is lower than 479.44 for the pervious year ended in Dec. 2024.

The historical rank and industry rank for Heritage Financial's Construction Loans (USD Mil) or its related term are showing as below:


Heritage Financial Construction Loans (USD Mil) Historical Data

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The historical data trend for Heritage Financial's Construction Loans (USD Mil) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Heritage Financial Construction Loans (USD Mil) Chart

Heritage Financial Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Construction Loans (USD Mil)
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Average Interest Earning Assets (USD Mil)
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Commercial Business Loans (USD Mil)
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Mortgage Backed Securities (USD Mil)
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Residential Mortgage Loans (USD Mil)
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Heritage FinancialQuarterly Data
Trend Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Construction Loans (USD Mil)
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Average Interest Earning Assets (USD Mil)
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Commercial Business Loans (USD Mil)
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Mortgage Backed Securities (USD Mil)
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Residential Mortgage Loans (USD Mil)
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HFWA vs OSBC, UVSP, PFBC: Construction Loans (USD Mil) Comparison

For the Banks - Regional subindustry, Heritage Financial's Construction Loans (USD Mil), along with its competitors' market caps and Construction Loans (USD Mil) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

HFWA
61GF Score
Heritage Financial Corp HFWA
Construction Loans (USD Mil) is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions
What does a Construction Loans (USD Mil) of 396.54 mean?
Heritage Financial (HFWA) has a Construction Loans (USD Mil) of 396.54 as of Jun. 2026. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on Heritage Financial and its competitors.
Is Heritage Financial's Construction Loans (USD Mil) too high?
Heritage Financial's current Construction Loans (USD Mil) is 396.54. Overall, Heritage Financial has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Heritage Financial's Construction Loans (USD Mil) compare to OSBC and UVSP?
Heritage Financial's Construction Loans (USD Mil) of 396.54 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Construction Loans (USD Mil) for a Banks company?
A good Construction Loans (USD Mil) depends on the Banks industry context. However, Construction Loans (USD Mil) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Construction Loans (USD Mil) mean?
A high Construction Loans (USD Mil) can signal that a stock is expensive relative to its fundamentals. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on Heritage Financial and its competitors. Heritage Financial's current Construction Loans (USD Mil) is 396.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Heritage Financial stock overvalued right now?
Based on GuruFocus' analysis, Heritage Financial (HFWA) is currently considered Fairly Valued. The stock's GF Value™ is $27.77, compared to a current price of $29.73 — trading 7.1% above its estimated fair value. The current Construction Loans (USD Mil) is 396.54. Heritage Financial's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Construction Loans (USD Mil) calculated?
Construction Loans (USD Mil) is calculated from a company's financial statements. For Heritage Financial (HFWA), the current Construction Loans (USD Mil) is 396.54 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Heritage Financial (HFWA) Overvalued in 2026?

Based on GuruFocus' analysis, Heritage Financial stock appears to be overvalued. The current stock price of $29.73 is trading 7.1% above its estimated GF Value™ of $27.77. GuruFocus considers Heritage Financial to be Fairly Valued.

Key valuation signals for HFWA:

  • Construction Loans (USD Mil): 396.54
  • GF Value™: $27.77 vs. price of $29.73 (7.1% above fair value)
  • GF Score™: 61/100 with 6 warning signs

No single metric tells the full story. See the HFWA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Heritage Financial Business Description

Address 201 Fifth Avenue SW, Olympia, WA, USA, 98501
Heritage Financial Corp is a bank holding company. The company, through its subsidiary, provides commercial lending and deposit relationships with small businesses and their owners in its market areas and attracts deposits from the general public. It accepts various deposit products, such as non-interest demand accounts, money market accounts, savings accounts, and certificates of deposit. Besides, the Bank also makes real estate construction loans, land development loans, and consumer loans, and originates first mortgage loans on residential properties mainly located in its market area. Geographically, all the business activity functions through the region of the United States.
61GF Score

Get the complete analysis for HFWA

Construction Loans (USD Mil) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.73
Price
$27.77
GF Value