PFBX (Peoples Financial) Construction Loans (USD Mil): 29.84 (As of Mar. 2026)

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PFBX Peoples Financial Corp PFBX
57 GF Score
Price $22.75
GF Value $16.37
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Peoples Financial Construction Loans (USD Mil)?

Peoples Financial PFBX 57 Construction Loans (USD Mil) is 29.84 as of Mar. 2026. GuruFocus rates PFBX with a GF Score™ of 57/100 and a GF Value™ of $16.37 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Construction Loans (USD Mil) is a short-term loan that covers only the costs of custom home building. Once the home is built, the prospective occupant must apply for a mortgage to pay for the completed home.

Peoples Financial's Construction Loans (USD Mil) for the quarter that ended in Mar. 2026 was 29.84 , which is higher than 24.99 for the pervious quarter ended in Dec. 2025.

Peoples Financial's Construction Loans (USD Mil) for the annual that ended in Dec. 2025 was 24.99 , which is higher than 17.02 for the pervious year ended in Dec. 2024.

The historical rank and industry rank for Peoples Financial's Construction Loans (USD Mil) or its related term are showing as below:


Peoples Financial Construction Loans (USD Mil) Historical Data

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The historical data trend for Peoples Financial's Construction Loans (USD Mil) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peoples Financial Construction Loans (USD Mil) Chart

Peoples Financial Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Construction Loans (USD Mil)
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Average Interest Earning Assets (USD Mil)
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Commercial Business Loans (USD Mil)
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Mortgage Backed Securities (USD Mil)
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Residential Mortgage Loans (USD Mil)
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Commercial Mortgage Loans (USD Mil)
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Peoples FinancialQuarterly Data
Trend Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Construction Loans (USD Mil)
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Average Interest Earning Assets (USD Mil)
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Commercial Business Loans (USD Mil)
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Mortgage Backed Securities (USD Mil)
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Residential Mortgage Loans (USD Mil)
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Commercial Mortgage Loans (USD Mil)
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PFBX vs NWPP, TYBT, SFBC: Construction Loans (USD Mil) Comparison

For the Banks - Regional subindustry, Peoples Financial's Construction Loans (USD Mil), along with its competitors' market caps and Construction Loans (USD Mil) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PFBX
57GF Score
Peoples Financial Corp PFBX
Construction Loans (USD Mil) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions
What does a Construction Loans (USD Mil) of 29.84 mean?
Peoples Financial (PFBX) has a Construction Loans (USD Mil) of 29.84 as of Mar. 2026. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on Peoples Financial and its competitors.
Is Peoples Financial's Construction Loans (USD Mil) too high?
Peoples Financial's current Construction Loans (USD Mil) is 29.84. Overall, Peoples Financial has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peoples Financial's Construction Loans (USD Mil) compare to NWPP and TYBT?
Peoples Financial's Construction Loans (USD Mil) of 29.84 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Construction Loans (USD Mil) for a Banks company?
A good Construction Loans (USD Mil) depends on the Banks industry context. However, Construction Loans (USD Mil) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Construction Loans (USD Mil) mean?
A high Construction Loans (USD Mil) can signal that a stock is expensive relative to its fundamentals. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on Peoples Financial and its competitors. Peoples Financial's current Construction Loans (USD Mil) is 29.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Financial stock overvalued right now?
Based on GuruFocus' analysis, Peoples Financial (PFBX) is currently considered Significantly Overvalued. The stock's GF Value™ is $16.37, compared to a current price of $22.75 — trading 39% above its estimated fair value. The current Construction Loans (USD Mil) is 29.84. Peoples Financial's overall GF Score™ is 57/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Construction Loans (USD Mil) calculated?
Construction Loans (USD Mil) is calculated from a company's financial statements. For Peoples Financial (PFBX), the current Construction Loans (USD Mil) is 29.84 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Peoples Financial (PFBX) Overvalued in 2026?

Based on GuruFocus' analysis, Peoples Financial stock appears to be overvalued. The current stock price of $22.75 is trading 39% above its estimated GF Value™ of $16.37. GuruFocus considers Peoples Financial to be Significantly Overvalued.

Key valuation signals for PFBX:

  • Construction Loans (USD Mil): 29.84
  • GF Value™: $16.37 vs. price of $22.75 (39% above fair value)
  • GF Score™: 57/100 with 8 warning signs

No single metric tells the full story. See the PFBX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Peoples Financial Business Description

Address Lameuse and Howard Avenues, Biloxi, MS, USA, 39533
Peoples Financial Corp is a bank holding company that provides banking, financial, and trust services to individuals, small and commercial businesses operating in Mississippi, Louisiana, and Alabama. The group offers Personal banking, Business Banking, Asset Management, and Trust services. The Bank currently offers a variety of services to individuals and small to middle market businesses within its trade area. The Company's trade area is defined as those portions of Mississippi, Louisiana, and Alabama, including the Bank's three outlying locations. The Bank's primary lending focus is to offer business, commercial, real estate, construction, personal and installment loans, with an emphasis on commercial lending.
57GF Score

Get the complete analysis for PFBX

Construction Loans (USD Mil) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.75
Price
$16.37
GF Value