PFBX (Peoples Financial) Total Payout Ratio: 0.00 (As of Aug. 11, 2026)

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PFBX Peoples Financial Corp PFBX
54 GF Score
Price $22.75
GF Value $16.37
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Peoples Financial Total Payout Ratio?

Peoples Financial PFBX -3.72% 54 Total Payout Ratio is 0.00 as of Aug. 11, 2026. GuruFocus rates PFBX with a GF Score™ of 54/100 and a GF Value™ of $16.37 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Peoples Financial's current Total Payout Ratio is 0.00.


Peoples Financial Total Payout Ratio Related Terms


Peoples Financial Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for Peoples Financial's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peoples Financial Total Payout Ratio Chart

Peoples Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.47 0.10 0.29 0.13 0.43

Peoples Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

PFBX vs NWPP, TYBT, SFBC: Total Payout Ratio Comparison

For the Banks - Regional subindustry, Peoples Financial's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Peoples Financial Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Peoples Financial's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Peoples Financial's Total Payout Ratio falls into.


PFBX
54GF Score
Peoples Financial Corp PFBX
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Peoples Financial Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Peoples Financial's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + -1.662) / 3.911
=0.42

Peoples Financial's Total Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + 0) / 1.446
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 0.00 mean?
Peoples Financial (PFBX) has a Total Payout Ratio of 0.00 as of Aug. 11, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Peoples Financial and its competitors.
Is Peoples Financial's Total Payout Ratio too high?
Peoples Financial's current Total Payout Ratio is 0.00. Overall, Peoples Financial has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peoples Financial's Total Payout Ratio compare to NWPP and TYBT?
Peoples Financial's Total Payout Ratio of 0.00 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Peoples Financial and its competitors. Peoples Financial's current Total Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Financial stock overvalued right now?
Based on GuruFocus' analysis, Peoples Financial (PFBX) is currently considered Significantly Overvalued. The stock's GF Value™ is $16.37, compared to a current price of $22.75 — trading 39% above its estimated fair value. The current Total Payout Ratio is 0.00. Peoples Financial's overall GF Score™ is 54/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For Peoples Financial (PFBX), the current Total Payout Ratio is 0.00 as of Aug. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Peoples Financial (PFBX) Overvalued in 2026?

Based on GuruFocus' analysis, Peoples Financial stock appears to be overvalued. The current stock price of $22.75 is trading 39% above its estimated GF Value™ of $16.37. GuruFocus considers Peoples Financial to be Significantly Overvalued.

Key valuation signals for PFBX:

  • Total Payout Ratio: 0.00
  • GF Value™: $16.37 vs. price of $22.75 (39% above fair value)
  • GF Score™: 54/100 with 8 warning signs

No single metric tells the full story. See the PFBX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Peoples Financial Business Description

Address Lameuse and Howard Avenues, Biloxi, MS, USA, 39533
Peoples Financial Corp is a bank holding company that provides banking, financial, and trust services to individuals, small and commercial businesses operating in Mississippi, Louisiana, and Alabama. The group offers Personal banking, Business Banking, Asset Management, and Trust services. The Bank currently offers a variety of services to individuals and small to middle market businesses within its trade area. The Company's trade area is defined as those portions of Mississippi, Louisiana, and Alabama, including the Bank's three outlying locations. The Bank's primary lending focus is to offer business, commercial, real estate, construction, personal and installment loans, with an emphasis on commercial lending.
54GF Score

Get the complete analysis for PFBX

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.75
Price
$16.37
GF Value