ZEAL Network SE (STU:TIM) Current Ratio: 1.66 (As of Mar. 2026) — 47% Below Median


STU:TIM ZEAL Network SE STU:TIM
87 GF Score
Price €42.20
GF Value €68.99
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is ZEAL Network SE Current Ratio?

ZEAL Network SE STU:TIM -0.24% 87 Current Ratio is 1.66 as of Mar. 2026, which is 47% below its 10-year median of 3.13. GuruFocus rates STU:TIM with a GF Score™ of 87/100 and a GF Value™ of €68.99 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 857 Travel & Leisure companies, ZEAL Network SE ranks better than 59.39% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. ZEAL Network SE's current ratio for the quarter that ended in Mar. 2026 was 1.66.

ZEAL Network SE has a current ratio of 1.66. It generally indicates good short-term financial strength.

The historical rank and industry rank for ZEAL Network SE's Current Ratio or its related term are showing as below:

STU:TIM' s Current Ratio Range Over the Past 10 Years
Min: 1.43   Med: 3.13   Max: 4.95
Current: 1.66

During the past 13 years, ZEAL Network SE's highest Current Ratio was 4.95. The lowest was 1.43. And the median was 3.13.

STU:TIM's Current Ratio is ranked better than
59.39% of 857 companies
in the Travel & Leisure industry
Industry Median: 1.38 vs STU:TIM: 1.66

ZEAL Network SE  (STU:TIM) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


ZEAL Network SE Current Ratio Related Terms


ZEAL Network SE Current Ratio Historical Data

* Premium members only.

The historical data trend for ZEAL Network SE's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ZEAL Network SE Current Ratio Chart

ZEAL Network SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Current Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.62 3.13 1.60 1.81 1.52

ZEAL Network SE Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Current Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.04 1.54 1.53 1.52 1.66

STU:TIM vs FLUT, DKNG, SGHC: Current Ratio Comparison

For the Gambling subindustry, ZEAL Network SE's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ZEAL Network SE Current Ratio vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, ZEAL Network SE's Current Ratio distribution charts can be found below:

* The bar in red indicates where ZEAL Network SE's Current Ratio falls into.


STU:TIM
87GF Score
ZEAL Network SE STU:TIM
Current Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ZEAL Network SE Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

ZEAL Network SE's Current Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Current Ratio (A: Dec. 2025 )=Total Current Assets (A: Dec. 2025 )/Total Current Liabilities (A: Dec. 2025 )
=167.96/110.479
=1.52

ZEAL Network SE's Current Ratio for the quarter that ended in Mar. 2026 is calculated as

Current Ratio (Q: Mar. 2026 )=Total Current Assets (Q: Mar. 2026 )/Total Current Liabilities (Q: Mar. 2026 )
=160.335/96.85
=1.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 1.66 mean?
ZEAL Network SE (STU:TIM) has a Current Ratio of 1.66 as of Mar. 2026. This is 47% below median its historical median of 3.13. Over the past decade, ZEAL Network SE's Current Ratio has ranged from 1.43 to 4.95. According to the industry distribution chart, ZEAL Network SE ranks #348 out of 857 companies in the Travel & Leisure industry, placing it in the top 40.6%.
Is ZEAL Network SE's Current Ratio too high?
ZEAL Network SE's current Current Ratio of 1.66 is 47% below median its 10-year median of 3.13. Over the past 10 years, this metric has ranged from a low of 1.43 to a high of 4.95. The Travel & Leisure industry median Current Ratio is 1.38. ZEAL Network SE's value of 1.66 is 20.3% above this industry median. Based on the distribution chart, ZEAL Network SE ranks #348 out of 857 companies in the Travel & Leisure industry, which is above the industry midpoint. Overall, ZEAL Network SE has a GF Score™ of 87/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ZEAL Network SE's Current Ratio compare to FLUT and DKNG?
According to the Travel & Leisure industry distribution chart, ZEAL Network SE ranks #348 out of 857 companies for Current Ratio. This puts ZEAL Network SE in the upper half of its industry. The industry median Current Ratio is 1.38. ZEAL Network SE's value of 1.66 is 20.3% above this benchmark. Historically, ZEAL Network SE's own Current Ratio has ranged from 1.43 to 4.95 over the past decade. While the company's 10-year median is 3.13 vs. the industry median of 1.38, ZEAL Network SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Travel & Leisure company?
The median Current Ratio among Travel & Leisure companies is 1.38, based on 857 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ZEAL Network SE's current Current Ratio of 1.66 is 20.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Travel & Leisure industry, the median Current Ratio is 1.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ZEAL Network SE's current Current Ratio is 1.66, which is 47% below median its own 10-year median of 3.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ZEAL Network SE stock overvalued right now?
Based on GuruFocus' analysis, ZEAL Network SE (STU:TIM) is currently considered Significantly Undervalued. The stock's GF Value™ is €68.99, compared to a current price of €42.20 — trading 38.8% below its estimated fair value. The current Current Ratio is 1.66, which is 47% below median its 10-year median of 3.13 and 20.3% above the Travel & Leisure industry median of 1.38. ZEAL Network SE's overall GF Score™ is 87/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For ZEAL Network SE (STU:TIM), the current Current Ratio is 1.66 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ZEAL Network SE (STU:TIM) Overvalued in 2026?

Based on GuruFocus' analysis, ZEAL Network SE stock appears to be undervalued. The current stock price of €42.20 is trading 38.8% below its estimated GF Value™ of €68.99. GuruFocus considers ZEAL Network SE to be Significantly Undervalued.

Key valuation signals for STU:TIM:

  • Current Ratio: 1.66 (47% below median its 10-year median of 3.13)
  • GF Value™: €68.99 vs. price of €42.20 (38.8% below fair value)
  • GF Score™: 87/100 with 2 warning signs
  • Industry Position: 20.3% above the Travel & Leisure median (#348 of 857)

No single metric tells the full story. See the STU:TIM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ZEAL Network SE Business Description

Address Strassenbahnring 11, Hamburg, NI, DEU, 20251
ZEAL Network SE is an e-commerce group of companies company specializing in the area of online lottery. The company offers consumer-facing lottery-based games as well as business-to-business solutions. The operating business segments are Germany and Other. The ZEAL group now has more than one million active customers. ZEAL allows the participation in state-licensed lotteries via the LOTTO24 and Tipp24 brands and also offers its own lottery products. ZEAL operates under its owns brands namely ZEAL Instant Games, ZEAL Ventures and ZEAL Iberia.
87GF Score

Get the complete analysis for STU:TIM

Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€42.20
Price
€68.99
GF Value