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ZEAL Network SESTU:TIM -2.23%87 5-Year Yield-on-Cost % is 4.82 as of Jul. 25, 2026, which is 2% above its 10-year median of 4.71. GuruFocus rates STU:TIM with a GF Score™ of 87/100 and a GF Value™ of €68.09 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 409 Travel & Leisure companies, ZEAL Network SE ranks better than 67.48% on this metric.
ZEAL Network SE's yield on cost for the quarter that ended in Mar. 2026 was 4.82.
The historical rank and industry rank for ZEAL Network SE's 5-Year Yield-on-Cost % or its related term are showing as below:
STU:TIM'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.69 Med: 4.71 Max: 15.99
Current: 4.82
During the past 13 years, ZEAL Network SE's highest Yield on Cost was 15.99. The lowest was 2.69. And the median was 4.71.
STU:TIM's 5-Year Yield-on-Cost % is ranked better than 67.48% of 409
companies
in the Travel & Leisure industry
Industry Median: 3.08
vs STU:TIM: 4.82
ZEAL Network SE (STU:TIM) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
ZEAL Network SE 5-Year Yield-on-Cost % Related Terms
STU:TIM vs FLUT, DKNG, SGHC: 5-Year Yield-on-Cost % Comparison
For the Gambling subindustry, ZEAL Network SE's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ZEAL Network SE 5-Year Yield-on-Cost % vs Travel & Leisure Industry
For the Travel & Leisure industry and Consumer Cyclical sector, ZEAL Network SE's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where ZEAL Network SE's 5-Year Yield-on-Cost % falls into.
ZEAL Network SE 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of ZEAL Network SE is calculated as
ZEAL Network SE (STU:TIM) has a 5-Year Yield-on-Cost % of 4.82 as of Jul. 25, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on ZEAL Network SE and its competitors. This is near median its historical median of 4.71. Over the past decade, ZEAL Network SE's 5-Year Yield-on-Cost % has ranged from 2.69 to 15.99. According to the industry distribution chart, ZEAL Network SE ranks #133 out of 409 companies in the Travel & Leisure industry, placing it in the top 32.5%.
Is ZEAL Network SE's 5-Year Yield-on-Cost % too high?
ZEAL Network SE's current 5-Year Yield-on-Cost % of 4.82 is near median its 10-year median of 4.71. Over the past 10 years, this metric has ranged from a low of 2.69 to a high of 15.99. The Travel & Leisure industry median 5-Year Yield-on-Cost % is 3.08. ZEAL Network SE's value of 4.82 is 56.5% above this industry median. Based on the distribution chart, ZEAL Network SE ranks #133 out of 409 companies in the Travel & Leisure industry, which is above the industry midpoint. Overall, ZEAL Network SE has a GF Score™ of 87/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ZEAL Network SE's 5-Year Yield-on-Cost % compare to FLUT and DKNG?
According to the Travel & Leisure industry distribution chart, ZEAL Network SE ranks #133 out of 409 companies for 5-Year Yield-on-Cost %. This puts ZEAL Network SE in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.08. ZEAL Network SE's value of 4.82 is 56.5% above this benchmark. Historically, ZEAL Network SE's own 5-Year Yield-on-Cost % has ranged from 2.69 to 15.99 over the past decade. While the company's 10-year median is 4.71 vs. the industry median of 3.08, ZEAL Network SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Travel & Leisure company?
The median 5-Year Yield-on-Cost % among Travel & Leisure companies is 3.08, based on 409 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ZEAL Network SE's current 5-Year Yield-on-Cost % of 4.82 is 56.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on ZEAL Network SE and its competitors. For the Travel & Leisure industry, the median 5-Year Yield-on-Cost % is 3.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ZEAL Network SE's current 5-Year Yield-on-Cost % is 4.82, which is near median its own 10-year median of 4.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ZEAL Network SE stock overvalued right now?
Based on GuruFocus' analysis, ZEAL Network SE (STU:TIM) is currently considered Significantly Undervalued. The stock's GF Value™ is €68.09, compared to a current price of €43.80 — trading 35.7% below its estimated fair value. The current 5-Year Yield-on-Cost % is 4.82, which is near median its 10-year median of 4.71 and 56.5% above the Travel & Leisure industry median of 3.08. ZEAL Network SE's overall GF Score™ is 87/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For ZEAL Network SE (STU:TIM), the current 5-Year Yield-on-Cost % is 4.82 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ZEAL Network SE (STU:TIM) Overvalued in 2026?
Based on GuruFocus' analysis, ZEAL Network SE stock appears to be undervalued.
The current stock price of €43.80 is trading 35.7% below its estimated GF Value™ of €68.09.
GuruFocus considers ZEAL Network SE to be Significantly Undervalued.
Key valuation signals for STU:TIM:
5-Year Yield-on-Cost %: 4.82 (near median its 10-year median of 4.71)
GF Value™: €68.09 vs. price of €43.80 (35.7% below fair value)
Industry Position: 56.5% above the Travel & Leisure median (#133 of 409)
No single metric tells the full story. See the STU:TIM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ZEAL Network SE is an e-commerce group of companies company specializing in the area of online lottery. The company offers consumer-facing lottery-based games as well as business-to-business solutions. The operating business segments are Germany and Other. The ZEAL group now has more than one million active customers. ZEAL allows the participation in state-licensed lotteries via the LOTTO24 and Tipp24 brands and also offers its own lottery products. ZEAL operates under its owns brands namely ZEAL Instant Games, ZEAL Ventures and ZEAL Iberia.
87GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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