ZEAL Network SE (STU:TIM) Peter Lynch Fair Value: €47.50 (As of Jul. 25, 2026) — 6150% Above Median

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STU:TIM ZEAL Network SE STU:TIM
87 GF Score
Price €43.80
GF Value €68.09
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is ZEAL Network SE Peter Lynch Fair Value?

ZEAL Network SE STU:TIM -2.23% 87 Peter Lynch Fair Value is €47.50 as of Jul. 25, 2026, which is 100% below its 10-year median of 0.76. GuruFocus rates STU:TIM with a GF Score™ of 87/100 and a GF Value™ of €68.09 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 174 Travel & Leisure companies, ZEAL Network SE ranks worse than 55.75% on this metric.

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, ZEAL Network SE's PEG is 1. ZEAL Network SE's 5-Year TTM EBITDA Growth Rate is 25. ZEAL Network SE's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was €1.90. Therefore, the Peter Lynch Fair Value for today is €47.50.

As of today (2026-07-25), ZEAL Network SE's share price is €43.80. ZEAL Network SE's Peter Lynch fair value is €47.50. Therefore, ZEAL Network SE's Price to Peter Lynch Fair Value Ratio for today is 0.92.


The historical rank and industry rank for ZEAL Network SE's Peter Lynch Fair Value or its related term are showing as below:

STU:TIM' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.23   Med: 0.76   Max: 1.64
Current: 0.94


During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of ZEAL Network SE was 1.64. The lowest was 0.23. And the median was 0.76.


STU:TIM's Price-to-Peter-Lynch-Fair-Value is ranked worse than
55.75% of 174 companies
in the Travel & Leisure industry
Industry Median: 0.875 vs STU:TIM: 0.94

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


ZEAL Network SE  (STU:TIM) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of EBITDA per share over the past 5 years, which is 25 instead of 15 in this case.

ZEAL Network SE's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=43.80/47.50
=0.92

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


ZEAL Network SE Peter Lynch Fair Value Related Terms


ZEAL Network SE Peter Lynch Fair Value Historical Data

* Premium members only.

The historical data trend for ZEAL Network SE's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ZEAL Network SE Peter Lynch Fair Value Chart

ZEAL Network SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Peter Lynch Fair Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 67.25 50.66

ZEAL Network SE Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 56.55 48.55 57.52 50.66 47.69

STU:TIM vs FLUT, DKNG, SGHC: Peter Lynch Fair Value Comparison

For the Gambling subindustry, ZEAL Network SE's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ZEAL Network SE Price-to-Peter-Lynch-Fair-Value vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, ZEAL Network SE's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where ZEAL Network SE's Price-to-Peter-Lynch-Fair-Value falls into.


STU:TIM
87GF Score
ZEAL Network SE STU:TIM
Peter Lynch Fair Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ZEAL Network SE Peter Lynch Fair Value Calculation

ZEAL Network SE's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM EBITDA Growth Rate***EPS without NRI (TTM)
=1* 25 *1.9
=47.50

ZEAL Network SE's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1.90.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM EBITDA Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data adds up the quarterly data reported by the company within the most recent 12 months. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.

Frequently Asked Questions Learn more about Peter Lynch Fair Value →
What does a Peter Lynch Fair Value of €47.50 mean?
ZEAL Network SE (STU:TIM) has a Peter Lynch Fair Value of €47.50 as of Jul. 25, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on ZEAL Network SE and its competitors. This is 6150% above median its historical median of 0.76. Over the past decade, ZEAL Network SE's Peter Lynch Fair Value has ranged from 0.23 to 1.64. According to the industry distribution chart, ZEAL Network SE ranks #97 out of 174 companies in the Travel & Leisure industry, placing it in the top 55.7%.
Is ZEAL Network SE's Peter Lynch Fair Value too high?
ZEAL Network SE's current Peter Lynch Fair Value of €47.50 is 6150% above median its 10-year median of 0.76. Over the past 10 years, this metric has ranged from a low of 0.23 to a high of 1.64. Based on the distribution chart, ZEAL Network SE ranks #97 out of 174 companies in the Travel & Leisure industry, which is below the industry midpoint. Overall, ZEAL Network SE has a GF Score™ of 87/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ZEAL Network SE's Peter Lynch Fair Value compare to FLUT and DKNG?
According to the Travel & Leisure industry distribution chart, ZEAL Network SE ranks #97 out of 174 companies for Peter Lynch Fair Value. This places ZEAL Network SE in the lower half of its industry. The industry median Peter Lynch Fair Value is 0.88. Historically, ZEAL Network SE's own Peter Lynch Fair Value has ranged from 0.23 to 1.64 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Travel & Leisure company?
The median Peter Lynch Fair Value among Travel & Leisure companies is 0.88, based on 174 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on ZEAL Network SE and its competitors. For the Travel & Leisure industry, the median Peter Lynch Fair Value is 0.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ZEAL Network SE's current Peter Lynch Fair Value is €47.50, which is 6150% above median its own 10-year median of 0.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ZEAL Network SE stock overvalued right now?
Based on GuruFocus' analysis, ZEAL Network SE (STU:TIM) is currently considered Significantly Undervalued. The stock's GF Value™ is €68.09, compared to a current price of €43.80 — trading 35.7% below its estimated fair value. The current Peter Lynch Fair Value is €47.50, which is 6150% above median its 10-year median of 0.76. ZEAL Network SE's overall GF Score™ is 87/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For ZEAL Network SE (STU:TIM), the current Peter Lynch Fair Value is €47.50 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ZEAL Network SE (STU:TIM) Overvalued in 2026?

Based on GuruFocus' analysis, ZEAL Network SE stock appears to be undervalued. The current stock price of €43.80 is trading 35.7% below its estimated GF Value™ of €68.09. GuruFocus considers ZEAL Network SE to be Significantly Undervalued.

Key valuation signals for STU:TIM:

  • Peter Lynch Fair Value: €47.50 (6150% above median its 10-year median of 0.76)
  • GF Value™: €68.09 vs. price of €43.80 (35.7% below fair value)
  • GF Score™: 87/100 with 2 warning signs

No single metric tells the full story. See the STU:TIM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ZEAL Network SE Business Description

Address Strassenbahnring 11, Hamburg, NI, DEU, 20251
ZEAL Network SE is an e-commerce group of companies company specializing in the area of online lottery. The company offers consumer-facing lottery-based games as well as business-to-business solutions. The operating business segments are Germany and Other. The ZEAL group now has more than one million active customers. ZEAL allows the participation in state-licensed lotteries via the LOTTO24 and Tipp24 brands and also offers its own lottery products. ZEAL operates under its owns brands namely ZEAL Instant Games, ZEAL Ventures and ZEAL Iberia.
87GF Score

Get the complete analysis for STU:TIM

Peter Lynch Fair Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€43.80
Price
€68.09
GF Value