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ZEAL Network SESTU:TIM 87 Equity-to-Asset is 0.51 as of Jun. 2026, which is 30% below its 10-year median of 0.73. GuruFocus rates STU:TIM with a GF Score™ of 87/100 and a GF Value™ of €64.17 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 853 Travel & Leisure companies, ZEAL Network SE ranks better than 51.23% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. ZEAL Network SE's Total Stockholders Equity for the quarter that ended in Jun. 2026 was €221.9 Mil. ZEAL Network SE's Total Assets for the quarter that ended in Jun. 2026 was €431.3 Mil.
Therefore, ZEAL Network SE's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.51.
The historical rank and industry rank for ZEAL Network SE's Equity-to-Asset or its related term are showing as below:
STU:TIM'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.51 Med: 0.73 Max: 0.8
Current: 0.51
During the past 13 years, the highest Equity to Asset Ratio of ZEAL Network SE was 0.80. The lowest was 0.51. And the median was 0.73.
STU:TIM's Equity-to-Asset is ranked better than 51.23% of 853
companies
in the Travel & Leisure industry
Industry Median: 0.51
vs STU:TIM: 0.51
ZEAL Network SE (STU:TIM) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
ZEAL Network SE Equity-to-Asset Related Terms
ZEAL Network SE Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for ZEAL Network SE's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:TIM vs FLUT, DKNG, SGHC: Equity-to-Asset Comparison
For the Gambling subindustry, ZEAL Network SE's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ZEAL Network SE Equity-to-Asset vs Travel & Leisure Industry
For the Travel & Leisure industry and Consumer Cyclical sector, ZEAL Network SE's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where ZEAL Network SE's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
ZEAL Network SE's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ZEAL Network SE (STU:TIM) has a Equity-to-Asset of 0.51 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on ZEAL Network SE and its competitors. This is 30% below median its historical median of 0.73. Over the past decade, ZEAL Network SE's Equity-to-Asset has ranged from 0.51 to 0.80. According to the industry distribution chart, ZEAL Network SE ranks #416 out of 853 companies in the Travel & Leisure industry, placing it in the top 48.8%.
Is ZEAL Network SE's Equity-to-Asset too high?
ZEAL Network SE's current Equity-to-Asset of 0.51 is 30% below median its 10-year median of 0.73. Over the past 10 years, this metric has ranged from a low of 0.51 to a high of 0.80. The Travel & Leisure industry median Equity-to-Asset is 0.51. ZEAL Network SE's value of 0.51 is 0% at this industry median. Based on the distribution chart, ZEAL Network SE ranks #416 out of 853 companies in the Travel & Leisure industry, which is above the industry midpoint. Overall, ZEAL Network SE has a GF Score™ of 87/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ZEAL Network SE's Equity-to-Asset compare to FLUT and DKNG?
According to the Travel & Leisure industry distribution chart, ZEAL Network SE ranks #416 out of 853 companies for Equity-to-Asset. This puts ZEAL Network SE in the upper half of its industry. The industry median Equity-to-Asset is 0.51. ZEAL Network SE's value of 0.51 is 0% at this benchmark. Historically, ZEAL Network SE's own Equity-to-Asset has ranged from 0.51 to 0.80 over the past decade. While the company's 10-year median is 0.73 vs. the industry median of 0.51, ZEAL Network SE has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Travel & Leisure company?
The median Equity-to-Asset among Travel & Leisure companies is 0.51, based on 853 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ZEAL Network SE's current Equity-to-Asset of 0.51 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on ZEAL Network SE and its competitors. For the Travel & Leisure industry, the median Equity-to-Asset is 0.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ZEAL Network SE's current Equity-to-Asset is 0.51, which is 30% below median its own 10-year median of 0.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ZEAL Network SE stock overvalued right now?
Based on GuruFocus' analysis, ZEAL Network SE (STU:TIM) is currently considered Significantly Undervalued. The stock's GF Value™ is €64.17, compared to a current price of €42.60 — trading 33.6% below its estimated fair value. The current Equity-to-Asset is 0.51, which is 30% below median its 10-year median of 0.73 and 0% at the Travel & Leisure industry median of 0.51. ZEAL Network SE's overall GF Score™ is 87/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For ZEAL Network SE (STU:TIM), the current Equity-to-Asset is 0.51 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ZEAL Network SE (STU:TIM) Overvalued in 2026?
Based on GuruFocus' analysis, ZEAL Network SE stock appears to be undervalued.
The current stock price of €42.60 is trading 33.6% below its estimated GF Value™ of €64.17.
GuruFocus considers ZEAL Network SE to be Significantly Undervalued.
Key valuation signals for STU:TIM:
Equity-to-Asset: 0.51 (30% below median its 10-year median of 0.73)
GF Value™: €64.17 vs. price of €42.60 (33.6% below fair value)
Industry Position: 0% at the Travel & Leisure median (#416 of 853)
No single metric tells the full story. See the STU:TIM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ZEAL Network SE is an e-commerce group of companies company specializing in the area of online lottery. The company offers consumer-facing lottery-based games as well as business-to-business solutions. The operating business segments are Germany and Other. The ZEAL group now has more than one million active customers. ZEAL allows the participation in state-licensed lotteries via the LOTTO24 and Tipp24 brands and also offers its own lottery products. ZEAL operates under its owns brands namely ZEAL Instant Games, ZEAL Ventures and ZEAL Iberia.
87GF Score
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