ZEAL Network SE (STU:TIM) PEG Ratio: 0.78 (As of Jul. 05, 2026) — 15% Above Median


STU:TIM ZEAL Network SE STU:TIM
87 GF Score
Price €43.90
GF Value €69.80
Valuation Significantly Undervalued
! 2 Warning Signs
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What is ZEAL Network SE PEG Ratio?

ZEAL Network SE STU:TIM +0.92% 87 PEG Ratio is 0.78 as of Jul. 05, 2026, which is 15% above its 10-year median of 0.68. GuruFocus rates STU:TIM with a GF Score™ of 87/100 and a GF Value™ of €69.80 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 212 Travel & Leisure companies, ZEAL Network SE ranks worse than 55.19% on this metric.

PE Ratio without NRI / 5-Year EBITDA Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use is the 5-Year EBITDA growth rate. As of today, ZEAL Network SE's PE Ratio without NRI is 23.11. ZEAL Network SE's 5-Year EBITDA growth rate is 29.60%. Therefore, ZEAL Network SE's PEG Ratio for today is 0.78.

* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for ZEAL Network SE's PEG Ratio or its related term are showing as below:

STU:TIM' s PEG Ratio Range Over the Past 10 Years
Min: 0.2   Med: 0.68   Max: 22.08
Current: 0.78


During the past 13 years, ZEAL Network SE's highest PEG Ratio was 22.08. The lowest was 0.20. And the median was 0.68.


STU:TIM's PEG Ratio is ranked worse than
55.19% of 212 companies
in the Travel & Leisure industry
Industry Median: 0.695 vs STU:TIM: 0.78

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


ZEAL Network SE  (STU:TIM) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


ZEAL Network SE PEG Ratio Related Terms


ZEAL Network SE PEG Ratio Historical Data

* Premium members only.

The historical data trend for ZEAL Network SE's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ZEAL Network SE PEG Ratio Chart

ZEAL Network SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.41 0.92

ZEAL Network SE Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.33 0.39 0.71 0.92 0.93

STU:TIM vs FLUT, DKNG, SGHC: PEG Ratio Comparison

For the Gambling subindustry, ZEAL Network SE's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ZEAL Network SE PEG Ratio vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, ZEAL Network SE's PEG Ratio distribution charts can be found below:

* The bar in red indicates where ZEAL Network SE's PEG Ratio falls into.


STU:TIM
87GF Score
ZEAL Network SE STU:TIM
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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ZEAL Network SE PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year EBITDA growth rate.

ZEAL Network SE's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year EBITDA Growth Rate*
=23.105263157895/29.60
=0.78

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 0.78 mean?
ZEAL Network SE (STU:TIM) has a PEG Ratio of 0.78 as of Jul. 05, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on ZEAL Network SE and its competitors. This is 15% above median its historical median of 0.68. Over the past decade, ZEAL Network SE's PEG Ratio has ranged from 0.20 to 22.08. According to the industry distribution chart, ZEAL Network SE ranks #117 out of 212 companies in the Travel & Leisure industry, placing it in the top 55.2%.
Is ZEAL Network SE's PEG Ratio too high?
ZEAL Network SE's current PEG Ratio of 0.78 is 15% above median its 10-year median of 0.68. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 22.08. The Travel & Leisure industry median PEG Ratio is 0.70. ZEAL Network SE's value of 0.78 is 12.2% above this industry median. Based on the distribution chart, ZEAL Network SE ranks #117 out of 212 companies in the Travel & Leisure industry, which is below the industry midpoint. Overall, ZEAL Network SE has a GF Score™ of 87/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ZEAL Network SE's PEG Ratio compare to FLUT and DKNG?
According to the Travel & Leisure industry distribution chart, ZEAL Network SE ranks #117 out of 212 companies for PEG Ratio. This places ZEAL Network SE in the lower half of its industry. The industry median PEG Ratio is 0.70. ZEAL Network SE's value of 0.78 is 12.2% above this benchmark. Historically, ZEAL Network SE's own PEG Ratio has ranged from 0.20 to 22.08 over the past decade. While the company's 10-year median is 0.68 vs. the industry median of 0.70, ZEAL Network SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Travel & Leisure company?
The median PEG Ratio among Travel & Leisure companies is 0.70, based on 212 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ZEAL Network SE's current PEG Ratio of 0.78 is 12.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on ZEAL Network SE and its competitors. For the Travel & Leisure industry, the median PEG Ratio is 0.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ZEAL Network SE's current PEG Ratio is 0.78, which is 15% above median its own 10-year median of 0.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ZEAL Network SE stock overvalued right now?
Based on GuruFocus' analysis, ZEAL Network SE (STU:TIM) is currently considered Significantly Undervalued. The stock's GF Value™ is €69.80, compared to a current price of €43.90 — trading 37.1% below its estimated fair value. The current PEG Ratio is 0.78, which is 15% above median its 10-year median of 0.68 and 12.2% above the Travel & Leisure industry median of 0.70. ZEAL Network SE's overall GF Score™ is 87/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For ZEAL Network SE (STU:TIM), the current PEG Ratio is 0.78 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ZEAL Network SE (STU:TIM) Overvalued in 2026?

Based on GuruFocus' analysis, ZEAL Network SE stock appears to be undervalued. The current stock price of €43.90 is trading 37.1% below its estimated GF Value™ of €69.80. GuruFocus considers ZEAL Network SE to be Significantly Undervalued.

Key valuation signals for STU:TIM:

  • PEG Ratio: 0.78 (15% above median its 10-year median of 0.68)
  • GF Value™: €69.80 vs. price of €43.90 (37.1% below fair value)
  • GF Score™: 87/100 with 2 warning signs
  • Industry Position: 12.2% above the Travel & Leisure median (#117 of 212)

No single metric tells the full story. See the STU:TIM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ZEAL Network SE Business Description

Address Strassenbahnring 11, Hamburg, NI, DEU, 20251
ZEAL Network SE is an e-commerce group of companies company specializing in the area of online lottery. The company offers consumer-facing lottery-based games as well as business-to-business solutions. The operating business segments are Germany and Other. The ZEAL group now has more than one million active customers. ZEAL allows the participation in state-licensed lotteries via the LOTTO24 and Tipp24 brands and also offers its own lottery products. ZEAL operates under its owns brands namely ZEAL Instant Games, ZEAL Ventures and ZEAL Iberia.
87GF Score

Get the complete analysis for STU:TIM

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€43.90
Price
€69.80
GF Value