ZEAL Network SESTU:TIM -1.40%87 Quick Ratio is 1.59 as of Mar. 2026, which is 49% below its 10-year median of 3.13. GuruFocus rates STU:TIM with a GF Score™ of 87/100 and a GF Value™ of €68.99 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 858 Travel & Leisure companies, ZEAL Network SE ranks better than 65.38% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. ZEAL Network SE's quick ratio for the quarter that ended in Mar. 2026 was 1.59.
ZEAL Network SE has a quick ratio of 1.59. It generally indicates good short-term financial strength.
The historical rank and industry rank for ZEAL Network SE's Quick Ratio or its related term are showing as below:
STU:TIM'
s Quick Ratio Range Over the Past 10 Years
Min: 1.41 Med: 3.13 Max: 4.95
Current: 1.59
During the past 13 years, ZEAL Network SE's highest Quick Ratio was 4.95. The lowest was 1.41. And the median was 3.13.
STU:TIM's Quick Ratio is ranked better than 65.38% of 858
companies
in the Travel & Leisure industry
Industry Median: 1.14
vs STU:TIM: 1.59
ZEAL Network SE (STU:TIM) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
ZEAL Network SE Quick Ratio Related Terms
ZEAL Network SE Quick Ratio Historical Data
* Premium members only.
The historical data trend for ZEAL Network SE's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:TIM vs FLUT, DKNG, SGHC: Quick Ratio Comparison
For the Gambling subindustry, ZEAL Network SE's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ZEAL Network SE Quick Ratio vs Travel & Leisure Industry
For the Travel & Leisure industry and Consumer Cyclical sector, ZEAL Network SE's Quick Ratio distribution charts can be found below:
* The bar in red indicates where ZEAL Network SE's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
ZEAL Network SE's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ZEAL Network SE (STU:TIM) has a Quick Ratio of 1.59 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on ZEAL Network SE and its competitors. This is 49% below median its historical median of 3.13. Over the past decade, ZEAL Network SE's Quick Ratio has ranged from 1.41 to 4.95. According to the industry distribution chart, ZEAL Network SE ranks #297 out of 858 companies in the Travel & Leisure industry, placing it in the top 34.6%.
Is ZEAL Network SE's Quick Ratio too high?
ZEAL Network SE's current Quick Ratio of 1.59 is 49% below median its 10-year median of 3.13. Over the past 10 years, this metric has ranged from a low of 1.41 to a high of 4.95. The Travel & Leisure industry median Quick Ratio is 1.14. ZEAL Network SE's value of 1.59 is 39.5% above this industry median. Based on the distribution chart, ZEAL Network SE ranks #297 out of 858 companies in the Travel & Leisure industry, which is above the industry midpoint. Overall, ZEAL Network SE has a GF Score™ of 87/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ZEAL Network SE's Quick Ratio compare to FLUT and DKNG?
According to the Travel & Leisure industry distribution chart, ZEAL Network SE ranks #297 out of 858 companies for Quick Ratio. This puts ZEAL Network SE in the upper half of its industry. The industry median Quick Ratio is 1.14. ZEAL Network SE's value of 1.59 is 39.5% above this benchmark. Historically, ZEAL Network SE's own Quick Ratio has ranged from 1.41 to 4.95 over the past decade. While the company's 10-year median is 3.13 vs. the industry median of 1.14, ZEAL Network SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Travel & Leisure company?
The median Quick Ratio among Travel & Leisure companies is 1.14, based on 858 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ZEAL Network SE's current Quick Ratio of 1.59 is 39.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on ZEAL Network SE and its competitors. For the Travel & Leisure industry, the median Quick Ratio is 1.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ZEAL Network SE's current Quick Ratio is 1.59, which is 49% below median its own 10-year median of 3.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ZEAL Network SE stock overvalued right now?
Based on GuruFocus' analysis, ZEAL Network SE (STU:TIM) is currently considered Significantly Undervalued. The stock's GF Value™ is €68.99, compared to a current price of €42.30 — trading 38.7% below its estimated fair value. The current Quick Ratio is 1.59, which is 49% below median its 10-year median of 3.13 and 39.5% above the Travel & Leisure industry median of 1.14. ZEAL Network SE's overall GF Score™ is 87/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For ZEAL Network SE (STU:TIM), the current Quick Ratio is 1.59 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ZEAL Network SE (STU:TIM) Overvalued in 2026?
Based on GuruFocus' analysis, ZEAL Network SE stock appears to be undervalued.
The current stock price of €42.30 is trading 38.7% below its estimated GF Value™ of €68.99.
GuruFocus considers ZEAL Network SE to be Significantly Undervalued.
Key valuation signals for STU:TIM:
Quick Ratio: 1.59 (49% below median its 10-year median of 3.13)
GF Value™: €68.99 vs. price of €42.30 (38.7% below fair value)
Industry Position: 39.5% above the Travel & Leisure median (#297 of 858)
No single metric tells the full story. See the STU:TIM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ZEAL Network SE is an e-commerce group of companies company specializing in the area of online lottery. The company offers consumer-facing lottery-based games as well as business-to-business solutions. The operating business segments are Germany and Other. The ZEAL group now has more than one million active customers. ZEAL allows the participation in state-licensed lotteries via the LOTTO24 and Tipp24 brands and also offers its own lottery products. ZEAL operates under its owns brands namely ZEAL Instant Games, ZEAL Ventures and ZEAL Iberia.
87GF Score
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