ZEAL Network SE (STU:TIM) GF Score: 87/100 (As of Jul. 07, 2026) — 18% Above Median


STU:TIM ZEAL Network SE STU:TIM
87 GF Score
Price €42.60
GF Value €69.80
Valuation Significantly Undervalued
! 2 Warning Signs
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What is ZEAL Network SE GF Score?

ZEAL Network SE STU:TIM -2.96% 87 GF Score is 87 as of Jul. 07, 2026, which is 18% above its 10-year median of 74.00. GuruFocus rates STU:TIM with a GF Score™ of 87/100 and a GF Value™ of €69.80 (Significantly Undervalued). The stock has 2 warning signs investors should review.

ZEAL Network SE has the GF Score of 87, which implies that the company might have Good outperformance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 8/10
2. Profitability Rank : 7/10
3. Growth Rank : 9/10
4. GF Value Rank : 4/10
5. Momentum Rank : 7/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes ZEAL Network SE might have Good outperformance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


ZEAL Network SE  (STU:TIM) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


ZEAL Network SE GF Score Related Terms


STU:TIM vs FLUT, DKNG, SGHC: GF Score Comparison

For the Gambling subindustry, ZEAL Network SE's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ZEAL Network SE GF Score vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, ZEAL Network SE's GF Score distribution charts can be found below:

* The bar in red indicates where ZEAL Network SE's GF Score falls into.


STU:TIM
87GF Score
ZEAL Network SE STU:TIM
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 87 mean?
ZEAL Network SE (STU:TIM) has a GF Score of 87 as of Jul. 07, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on ZEAL Network SE and its competitors. This is 18% above median its historical median of 74.00. Over the past decade, ZEAL Network SE's GF Score has ranged from 18.00 to 91.00.
Is ZEAL Network SE's GF Score too high?
ZEAL Network SE's current GF Score of 87 is 18% above median its 10-year median of 74.00. Over the past 10 years, this metric has ranged from a low of 18.00 to a high of 91.00. Overall, ZEAL Network SE has a GF Score™ of 87/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ZEAL Network SE's GF Score compare to FLUT and DKNG?
ZEAL Network SE's GF Score of 87 can be compared against companies in the Travel & Leisure industry. Historically, ZEAL Network SE's own GF Score has ranged from 18.00 to 91.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Travel & Leisure company?
A good GF Score depends on the Travel & Leisure industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on ZEAL Network SE and its competitors. ZEAL Network SE's current GF Score is 87, which is 18% above median its own 10-year median of 74.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ZEAL Network SE stock overvalued right now?
Based on GuruFocus' analysis, ZEAL Network SE (STU:TIM) is currently considered Significantly Undervalued. The stock's GF Value™ is €69.80, compared to a current price of €42.60 — trading 39% below its estimated fair value. The current GF Score is 87, which is 18% above median its 10-year median of 74.00. ZEAL Network SE's overall GF Score™ is 87/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For ZEAL Network SE (STU:TIM), the current GF Score is 87 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ZEAL Network SE (STU:TIM) Overvalued in 2026?

Based on GuruFocus' analysis, ZEAL Network SE stock appears to be undervalued. The current stock price of €42.60 is trading 39% below its estimated GF Value™ of €69.80. GuruFocus considers ZEAL Network SE to be Significantly Undervalued.

Key valuation signals for STU:TIM:

  • GF Score: 87 (18% above median its 10-year median of 74.00)
  • GF Value™: €69.80 vs. price of €42.60 (39% below fair value)
  • GF Score™: 87/100 with 2 warning signs

No single metric tells the full story. See the STU:TIM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ZEAL Network SE Business Description

Address Strassenbahnring 11, Hamburg, NI, DEU, 20251
ZEAL Network SE is an e-commerce group of companies company specializing in the area of online lottery. The company offers consumer-facing lottery-based games as well as business-to-business solutions. The operating business segments are Germany and Other. The ZEAL group now has more than one million active customers. ZEAL allows the participation in state-licensed lotteries via the LOTTO24 and Tipp24 brands and also offers its own lottery products. ZEAL operates under its owns brands namely ZEAL Instant Games, ZEAL Ventures and ZEAL Iberia.
87GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€42.60
Price
€69.80
GF Value