ZEAL Network SESTU:TIM +1.43%87 Days Payable is 211.78 as of Mar. 2026, which is 46% above its 10-year median of 144.69. GuruFocus rates STU:TIM with a GF Score™ of 87/100 and a GF Value™ of €68.99 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 777 Travel & Leisure companies, ZEAL Network SE ranks better than 80.69% on this metric.
The historical rank and industry rank for ZEAL Network SE's Days Payable or its related term are showing as below:
STU:TIM'
s Days Payable Range Over the Past 10 Years
Min: 112.51 Med: 144.69 Max: 258.69
Current: 153.69
During the past 13 years, ZEAL Network SE's highest Days Payable was 258.69. The lowest was 112.51. And the median was 144.69.
STU:TIM's Days Payable is ranked better than 80.69% of 777
companies
in the Travel & Leisure industry
Industry Median: 56.37
vs STU:TIM: 153.69
ZEAL Network SE's Days Payable
increased
from Mar. 2025 (184.43) to Mar. 2026 (211.78).
It may suggest that ZEAL Network SEdelayed paying its suppliers.
ZEAL Network SE Days Payable Related Terms
ZEAL Network SE Days Payable Historical Data
* Premium members only.
The historical data trend for ZEAL Network SE's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STU:TIM vs FLUT, DKNG, SGHC: Days Payable Comparison
For the Gambling subindustry, ZEAL Network SE's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ZEAL Network SE Days Payable vs Travel & Leisure Industry
For the Travel & Leisure industry and Consumer Cyclical sector, ZEAL Network SE's Days Payable distribution charts can be found below:
* The bar in red indicates where ZEAL Network SE's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
ZEAL Network SE's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ZEAL Network SE (STU:TIM) has a Days Payable of 211.78 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on ZEAL Network SE and its competitors. This is 46% above median its historical median of 144.69. Over the past decade, ZEAL Network SE's Days Payable has ranged from 112.51 to 258.69. According to the industry distribution chart, ZEAL Network SE ranks #150 out of 777 companies in the Travel & Leisure industry, placing it in the top 19.3%.
Is ZEAL Network SE's Days Payable too high?
ZEAL Network SE's current Days Payable of 211.78 is 46% above median its 10-year median of 144.69. Over the past 10 years, this metric has ranged from a low of 112.51 to a high of 258.69. The Travel & Leisure industry median Days Payable is 56.37. ZEAL Network SE's value of 211.78 is 275.7% above this industry median. Based on the distribution chart, ZEAL Network SE ranks #150 out of 777 companies in the Travel & Leisure industry, which is in the top quartile — a strong position relative to peers. Overall, ZEAL Network SE has a GF Score™ of 87/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does ZEAL Network SE's Days Payable compare to FLUT and DKNG?
According to the Travel & Leisure industry distribution chart, ZEAL Network SE ranks #150 out of 777 companies for Days Payable. This places ZEAL Network SE in the top 19% of its industry — outperforming the majority of peers. The industry median Days Payable is 56.37. ZEAL Network SE's value of 211.78 is 275.7% above this benchmark. Historically, ZEAL Network SE's own Days Payable has ranged from 112.51 to 258.69 over the past decade. While the company's 10-year median is 144.69 vs. the industry median of 56.37, ZEAL Network SE has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Travel & Leisure company?
The median Days Payable among Travel & Leisure companies is 56.37, based on 777 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ZEAL Network SE's current Days Payable of 211.78 is 275.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on ZEAL Network SE and its competitors. For the Travel & Leisure industry, the median Days Payable is 56.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ZEAL Network SE's current Days Payable is 211.78, which is 46% above median its own 10-year median of 144.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ZEAL Network SE stock overvalued right now?
Based on GuruFocus' analysis, ZEAL Network SE (STU:TIM) is currently considered Significantly Undervalued. The stock's GF Value™ is €68.99, compared to a current price of €42.60 — trading 38.3% below its estimated fair value. The current Days Payable is 211.78, which is 46% above median its 10-year median of 144.69 and 275.7% above the Travel & Leisure industry median of 56.37. ZEAL Network SE's overall GF Score™ is 87/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For ZEAL Network SE (STU:TIM), the current Days Payable is 211.78 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ZEAL Network SE (STU:TIM) Overvalued in 2026?
Based on GuruFocus' analysis, ZEAL Network SE stock appears to be undervalued.
The current stock price of €42.60 is trading 38.3% below its estimated GF Value™ of €68.99.
GuruFocus considers ZEAL Network SE to be Significantly Undervalued.
Key valuation signals for STU:TIM:
Days Payable: 211.78 (46% above median its 10-year median of 144.69)
GF Value™: €68.99 vs. price of €42.60 (38.3% below fair value)
Industry Position: 275.7% above the Travel & Leisure median (#150 of 777)
No single metric tells the full story. See the STU:TIM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ZEAL Network SE is an e-commerce group of companies company specializing in the area of online lottery. The company offers consumer-facing lottery-based games as well as business-to-business solutions. The operating business segments are Germany and Other. The ZEAL group now has more than one million active customers. ZEAL allows the participation in state-licensed lotteries via the LOTTO24 and Tipp24 brands and also offers its own lottery products. ZEAL operates under its owns brands namely ZEAL Instant Games, ZEAL Ventures and ZEAL Iberia.
87GF Score
Get the complete analysis for STU:TIM
Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STU:TIM has been successfully added to your 
