Europejskie Centrum Odszkodowan (WAR:EUC) Current Ratio: 0.25 (As of Sep. 2025) — 80% Below Median

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WAR:EUC Europejskie Centrum Odszkodowan SA WAR:EUC
36 GF Score
Price zł0.51
! 8 Warning Signs
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What is Europejskie Centrum Odszkodowan Current Ratio?

Europejskie Centrum Odszkodowan WAR:EUC 36 Current Ratio is 0.25 as of Sep. 2025, which is 80% below its 10-year median of 1.26. GuruFocus rates WAR:EUC with a GF Score™ of 36/100. The stock has 8 warning signs investors should review. Among 67 Insurance companies, Europejskie Centrum Odszkodowan ranks worse than 100% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Europejskie Centrum Odszkodowan's current ratio for the quarter that ended in Sep. 2025 was 0.25.

Europejskie Centrum Odszkodowan has a current ratio of 0.25. It indicates that the company may have difficulty meeting its current obligations. Low values, however, do not indicate a critical problem. If Europejskie Centrum Odszkodowan has good long-term prospects, it may be able to borrow against those prospects to meet current obligations.

The historical rank and industry rank for Europejskie Centrum Odszkodowan's Current Ratio or its related term are showing as below:

WAR:EUC' s Current Ratio Range Over the Past 10 Years
Min: 0.1   Med: 1.26   Max: 2.45
Current: 0.25

During the past 13 years, Europejskie Centrum Odszkodowan's highest Current Ratio was 2.45. The lowest was 0.10. And the median was 1.26.

WAR:EUC's Current Ratio is ranked worse than
100% of 67 companies
in the Insurance industry
Industry Median: 1.68 vs WAR:EUC: 0.25

Europejskie Centrum Odszkodowan  (WAR:EUC) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


Europejskie Centrum Odszkodowan Current Ratio Related Terms


Europejskie Centrum Odszkodowan Current Ratio Historical Data

* Premium members only.

The historical data trend for Europejskie Centrum Odszkodowan's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Europejskie Centrum Odszkodowan Current Ratio Chart

Europejskie Centrum Odszkodowan Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Current Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.45 1.24 0.24 0.12 0.21

Europejskie Centrum Odszkodowan Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Current Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.11 0.21 0.21 0.23 0.25

WAR:EUC vs MRSH, AON, AJG: Current Ratio Comparison

For the Insurance Brokers subindustry, Europejskie Centrum Odszkodowan's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Europejskie Centrum Odszkodowan Current Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Europejskie Centrum Odszkodowan's Current Ratio distribution charts can be found below:

* The bar in red indicates where Europejskie Centrum Odszkodowan's Current Ratio falls into.


WAR:EUC
36GF Score
Europejskie Centrum Odszkodowan SA WAR:EUC
Current Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Europejskie Centrum Odszkodowan Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

Europejskie Centrum Odszkodowan's Current Ratio for the fiscal year that ended in Dec. 2024 is calculated as

Current Ratio (A: Dec. 2024 )=Total Current Assets (A: Dec. 2024 )/Total Current Liabilities (A: Dec. 2024 )
=8.673/40.42
=0.21

Europejskie Centrum Odszkodowan's Current Ratio for the quarter that ended in Sep. 2025 is calculated as

Current Ratio (Q: Sep. 2025 )=Total Current Assets (Q: Sep. 2025 )/Total Current Liabilities (Q: Sep. 2025 )
=9.944/40.539
=0.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 0.25 mean?
Europejskie Centrum Odszkodowan (WAR:EUC) has a Current Ratio of 0.25 as of Sep. 2025. This is 80% below median its historical median of 1.26. Over the past decade, Europejskie Centrum Odszkodowan's Current Ratio has ranged from 0.10 to 2.45. According to the industry distribution chart, Europejskie Centrum Odszkodowan ranks #67 out of 67 companies in the Insurance industry.
Is Europejskie Centrum Odszkodowan's Current Ratio too high?
Europejskie Centrum Odszkodowan's current Current Ratio of 0.25 is 80% below median its 10-year median of 1.26. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 2.45. The Insurance industry median Current Ratio is 1.68. Europejskie Centrum Odszkodowan's value of 0.25 is 85.1% below this industry median. Based on the distribution chart, Europejskie Centrum Odszkodowan ranks #67 out of 67 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Europejskie Centrum Odszkodowan has a GF Score™ of 36/100, reflecting its overall financial health beyond just this single metric.
How does Europejskie Centrum Odszkodowan's Current Ratio compare to MRSH and AON?
According to the Insurance industry distribution chart, Europejskie Centrum Odszkodowan ranks #67 out of 67 companies for Current Ratio. This places Europejskie Centrum Odszkodowan in the lower half of its industry. The industry median Current Ratio is 1.68. Europejskie Centrum Odszkodowan's value of 0.25 is 85.1% below this benchmark. Historically, Europejskie Centrum Odszkodowan's own Current Ratio has ranged from 0.10 to 2.45 over the past decade. While the company's 10-year median is 1.26 vs. the industry median of 1.68, Europejskie Centrum Odszkodowan has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for an Insurance company?
The median Current Ratio among Insurance companies is 1.68, based on 67 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Europejskie Centrum Odszkodowan's current Current Ratio of 0.25 is 85.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median Current Ratio is 1.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Europejskie Centrum Odszkodowan's current Current Ratio is 0.25, which is 80% below median its own 10-year median of 1.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Europejskie Centrum Odszkodowan stock overvalued right now?
Europejskie Centrum Odszkodowan (WAR:EUC) has a current Current Ratio of 0.25. The current Current Ratio is 0.25, which is 80% below median its 10-year median of 1.26 and 85.1% below the Insurance industry median of 1.68. Europejskie Centrum Odszkodowan's overall GF Score™ is 36/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Europejskie Centrum Odszkodowan (WAR:EUC), the current Current Ratio is 0.25 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Europejskie Centrum Odszkodowan Business Description

Address M. Kolbego 18, Legnica, POL, 59-220
Europejskie Centrum Odszkodowan SA helps accident victims and their families in receiving compensation and benefits from insurance companies. The company helps in claims related to personal injury, medical malpractice, property damage, agriculture accident, accident at work, trip or slip, and others.
36GF Score

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Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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