Europejskie Centrum Odszkodowan (WAR:EUC) Scaled Net Operating Assets: -4.60 (As of Sep. 2025)

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WAR:EUC Europejskie Centrum Odszkodowan SA WAR:EUC
36 GF Score
Price zł0.51
! 8 Warning Signs
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What is Europejskie Centrum Odszkodowan Scaled Net Operating Assets?

Europejskie Centrum Odszkodowan WAR:EUC 36 Scaled Net Operating Assets is -4.60 as of Sep. 2025. GuruFocus rates WAR:EUC with a GF Score™ of 36/100. The stock has 8 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Europejskie Centrum Odszkodowan's operating assets for the quarter that ended in Sep. 2025 was zł12.98 Mil. Europejskie Centrum Odszkodowan's operating liabilities for the quarter that ended in Sep. 2025 was zł70.53 Mil. Europejskie Centrum Odszkodowan's Total Assets for the quarter that ended in Jun. 2025 was zł12.51 Mil. Therefore, Europejskie Centrum Odszkodowan's scaled net operating assets (SNOA) for the quarter that ended in Sep. 2025 was -4.60.


Europejskie Centrum Odszkodowan Scaled Net Operating Assets Historical Data

* Premium members only.

The historical data trend for Europejskie Centrum Odszkodowan's Scaled Net Operating Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Europejskie Centrum Odszkodowan Scaled Net Operating Assets Chart

Europejskie Centrum Odszkodowan Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Scaled Net Operating Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.51 0.38 -0.25 -1.62 -3.20

Europejskie Centrum Odszkodowan Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Scaled Net Operating Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3.45 -3.53 -4.62 -4.94 -4.60

WAR:EUC vs MRSH, AON, AJG: Scaled Net Operating Assets Comparison

For the Insurance Brokers subindustry, Europejskie Centrum Odszkodowan's Scaled Net Operating Assets, along with its competitors' market caps and Scaled Net Operating Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Europejskie Centrum Odszkodowan Scaled Net Operating Assets vs Insurance Industry

For the Insurance industry and Financial Services sector, Europejskie Centrum Odszkodowan's Scaled Net Operating Assets distribution charts can be found below:

* The bar in red indicates where Europejskie Centrum Odszkodowan's Scaled Net Operating Assets falls into.


WAR:EUC
36GF Score
Europejskie Centrum Odszkodowan SA WAR:EUC
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Europejskie Centrum Odszkodowan Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Europejskie Centrum Odszkodowan's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2024 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2024 )
=(Operating Assets (A: Dec. 2024 )-Operating Liabilities (A: Dec. 2024 ))/Total Assets (A: Dec. 2023 )
=(12.019-70.387)/18.218
=-3.20

where

Operating Assets(A: Dec. 2024 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=12.395 - 0.376
=12.019

Operating Liabilities(A: Dec. 2024 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=93.932 - 18.654 - 4.891
=70.387

Europejskie Centrum Odszkodowan's Scaled Net Operating Assets (SNOA) for the quarter that ended in Sep. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Sep. 2025 )
=(Operating Assets (Q: Sep. 2025 )-Operating Liabilities (Q: Sep. 2025 ))/Total Assets (Q: Jun. 2025 )
=(12.978-70.533)/12.507
=-4.60

where

Operating Assets(Q: Sep. 2025 )
=Total Assets - Cash, Cash Equivalents, Marketable Securities
=13.198 - 0.22
=12.978

Operating Liabilities(Q: Sep. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=94.125 - 18.581 - 5.011
=70.533

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -4.60 mean?
Europejskie Centrum Odszkodowan (WAR:EUC) has a Scaled Net Operating Assets of -4.60 as of Sep. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Europejskie Centrum Odszkodowan and its competitors.
Is Europejskie Centrum Odszkodowan's Scaled Net Operating Assets too high?
Europejskie Centrum Odszkodowan's current Scaled Net Operating Assets is -4.60. Overall, Europejskie Centrum Odszkodowan has a GF Score™ of 36/100, reflecting its overall financial health beyond just this single metric.
How does Europejskie Centrum Odszkodowan's Scaled Net Operating Assets compare to MRSH and AON?
Europejskie Centrum Odszkodowan's Scaled Net Operating Assets of -4.60 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Europejskie Centrum Odszkodowan and its competitors. Europejskie Centrum Odszkodowan's current Scaled Net Operating Assets is -4.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Europejskie Centrum Odszkodowan stock overvalued right now?
Europejskie Centrum Odszkodowan (WAR:EUC) has a current Scaled Net Operating Assets of -4.60. The current Scaled Net Operating Assets is -4.60. Europejskie Centrum Odszkodowan's overall GF Score™ is 36/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Europejskie Centrum Odszkodowan (WAR:EUC), the current Scaled Net Operating Assets is -4.60 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Europejskie Centrum Odszkodowan Business Description

Address M. Kolbego 18, Legnica, POL, 59-220
Europejskie Centrum Odszkodowan SA helps accident victims and their families in receiving compensation and benefits from insurance companies. The company helps in claims related to personal injury, medical malpractice, property damage, agriculture accident, accident at work, trip or slip, and others.
36GF Score

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