Europejskie Centrum Odszkodowan (WAR:EUC) LT-Debt-to-Total-Asset: 1.41 (As of Sep. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WAR:EUC Europejskie Centrum Odszkodowan SA WAR:EUC
36 GF Score
Price zł0.51
! 8 Warning Signs
View Full Analysis

What is Europejskie Centrum Odszkodowan LT-Debt-to-Total-Asset?

Europejskie Centrum Odszkodowan WAR:EUC 36 LT-Debt-to-Total-Asset is 1.41 as of Sep. 2025. GuruFocus rates WAR:EUC with a GF Score™ of 36/100. The stock has 8 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Europejskie Centrum Odszkodowan's long-term debt to total assests ratio for the quarter that ended in Sep. 2025 was 1.41.

Europejskie Centrum Odszkodowan's long-term debt to total assets ratio increased from Sep. 2024 (0.01) to Sep. 2025 (1.41). It may suggest that Europejskie Centrum Odszkodowan is progressively becoming more dependent on debt to grow their business.


Europejskie Centrum Odszkodowan  (WAR:EUC) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.


Europejskie Centrum Odszkodowan LT-Debt-to-Total-Asset Related Terms


Europejskie Centrum Odszkodowan LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Europejskie Centrum Odszkodowan's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Europejskie Centrum Odszkodowan LT-Debt-to-Total-Asset Chart

Europejskie Centrum Odszkodowan Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.19 0.14 0.00 0.02 1.51

Europejskie Centrum Odszkodowan Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.01 1.51 1.61 1.48 1.41
WAR:EUC
36GF Score
Europejskie Centrum Odszkodowan SA WAR:EUC
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Europejskie Centrum Odszkodowan LT-Debt-to-Total-Asset Calculation

Europejskie Centrum Odszkodowan's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2024 is calculated as

LT Debt to Total Assets (A: Dec. 2024 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2024 )/Total Assets (A: Dec. 2024 )
=18.654/12.395
=1.50

Europejskie Centrum Odszkodowan's Long-Term Debt to Total Asset Ratio for the quarter that ended in Sep. 2025 is calculated as

LT Debt to Total Assets (Q: Sep. 2025 )=Long-Term Debt & Capital Lease Obligation (Q: Sep. 2025 )/Total Assets (Q: Sep. 2025 )
=18.581/13.198
=1.41

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 1.41 mean?
Europejskie Centrum Odszkodowan (WAR:EUC) has a LT-Debt-to-Total-Asset of 1.41 as of Sep. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Europejskie Centrum Odszkodowan and its competitors.
Is Europejskie Centrum Odszkodowan's LT-Debt-to-Total-Asset too high?
Europejskie Centrum Odszkodowan's current LT-Debt-to-Total-Asset is 1.41. Overall, Europejskie Centrum Odszkodowan has a GF Score™ of 36/100, reflecting its overall financial health beyond just this single metric.
How does Europejskie Centrum Odszkodowan's LT-Debt-to-Total-Asset compare to MRSH and AON?
Europejskie Centrum Odszkodowan's LT-Debt-to-Total-Asset of 1.41 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for an Insurance company?
A good LT-Debt-to-Total-Asset depends on the Insurance industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Europejskie Centrum Odszkodowan and its competitors. Europejskie Centrum Odszkodowan's current LT-Debt-to-Total-Asset is 1.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Europejskie Centrum Odszkodowan stock overvalued right now?
Europejskie Centrum Odszkodowan (WAR:EUC) has a current LT-Debt-to-Total-Asset of 1.41. The current LT-Debt-to-Total-Asset is 1.41. Europejskie Centrum Odszkodowan's overall GF Score™ is 36/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Europejskie Centrum Odszkodowan (WAR:EUC), the current LT-Debt-to-Total-Asset is 1.41 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Europejskie Centrum Odszkodowan Business Description

Address M. Kolbego 18, Legnica, POL, 59-220
Europejskie Centrum Odszkodowan SA helps accident victims and their families in receiving compensation and benefits from insurance companies. The company helps in claims related to personal injury, medical malpractice, property damage, agriculture accident, accident at work, trip or slip, and others.
36GF Score

Get the complete analysis for WAR:EUC

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł0.51
Price