Europejskie Centrum Odszkodowan (WAR:EUC) ROE %: 0.00% (As of Sep. 2025)

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WAR:EUC Europejskie Centrum Odszkodowan SA WAR:EUC
36 GF Score
Price zł0.51
! 8 Warning Signs
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What is Europejskie Centrum Odszkodowan ROE %?

Europejskie Centrum Odszkodowan WAR:EUC 36 ROE % is 0.00% as of Sep. 2025. GuruFocus rates WAR:EUC with a GF Score™ of 36/100. The stock has 8 warning signs investors should review. Among 501 Insurance companies, Europejskie Centrum Odszkodowan ranks better than 99.8% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Europejskie Centrum Odszkodowan's annualized net income for the quarter that ended in Sep. 2025 was zł-0.98 Mil. Europejskie Centrum Odszkodowan's average Total Stockholders Equity over the quarter that ended in Sep. 2025 was zł-80.76 Mil. Therefore, Europejskie Centrum Odszkodowan's annualized ROE % for the quarter that ended in Sep. 2025 was N/A%.

The historical rank and industry rank for Europejskie Centrum Odszkodowan's ROE % or its related term are showing as below:

WAR:EUC' s ROE % Range Over the Past 10 Years
Min: -44.9   Med: 24.4   Max: 53.86
Current: Negative Equity

During the past 13 years, Europejskie Centrum Odszkodowan's highest ROE % was 53.86%. The lowest was -44.90%. And the median was 24.40%.

WAR:EUC's ROE % is ranked better than
99.8% of 501 companies
in the Insurance industry
Industry Median: 11.64 vs WAR:EUC: Negative Equity

Europejskie Centrum Odszkodowan  (WAR:EUC) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Sep. 2025 )
=Net Income/Total Stockholders Equity
=-0.976/-80.759
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(-0.976 / 14.284)*(14.284 / 12.8525)*(12.8525 / -80.759)
=Net Margin %*Asset Turnover*Equity Multiplier
=-6.83 %*1.1114*N/A
=ROA %*Equity Multiplier
=-7.59 %*N/A
=N/A %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Sep. 2025 )
=Net Income/Total Stockholders Equity
=-0.976/-80.759
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (-0.976 / -0.64) * (-0.64 / -0.956) * (-0.956 / 14.284) * (14.284 / 12.8525) * (12.8525 / -80.759)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 1.525 * 0.6695 * -6.69 % * 1.1114 * N/A
=N/A %

Note: The net income data used here is four times the quarterly (Sep. 2025) net income data. The Revenue data used here is four times the quarterly (Sep. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Europejskie Centrum Odszkodowan ROE % Related Terms


Europejskie Centrum Odszkodowan ROE % Historical Data

* Premium members only.

The historical data trend for Europejskie Centrum Odszkodowan's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Europejskie Centrum Odszkodowan ROE % Chart

Europejskie Centrum Odszkodowan Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.85 -44.90 0.00 0.00 Negative Equity

Europejskie Centrum Odszkodowan Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Negative Equity Negative Equity Negative Equity Negative Equity 0.00

WAR:EUC vs MRSH, AON, AJG: ROE % Comparison

For the Insurance Brokers subindustry, Europejskie Centrum Odszkodowan's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Europejskie Centrum Odszkodowan ROE % vs Insurance Industry

For the Insurance industry and Financial Services sector, Europejskie Centrum Odszkodowan's ROE % distribution charts can be found below:

* The bar in red indicates where Europejskie Centrum Odszkodowan's ROE % falls into.


WAR:EUC
36GF Score
Europejskie Centrum Odszkodowan SA WAR:EUC
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Europejskie Centrum Odszkodowan ROE % Calculation

Europejskie Centrum Odszkodowan's annualized ROE % for the fiscal year that ended in Dec. 2024 is calculated as

ROE %=Net Income (A: Dec. 2024 )/( (Total Stockholders Equity (A: Dec. 2023 )+Total Stockholders Equity (A: Dec. 2024 ))/ count )
=10.196/( (-91.95+-81.539)/ 2 )
=10.196/-86.7445
=Negative Equity %

Europejskie Centrum Odszkodowan's annualized ROE % for the quarter that ended in Sep. 2025 is calculated as

ROE %=Net Income (Q: Sep. 2025 )/( (Total Stockholders Equity (Q: Jun. 2025 )+Total Stockholders Equity (Q: Sep. 2025 ))/ count )
=-0.976/( (-80.59+-80.928)/ 2 )
=-0.976/-80.759
=N/A %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Sep. 2025) net income data. ROE % is displayed in the 30-year financial page.

* Note that if the average Total Stockholders Equity is zero or negative, then ROE % would be considered meaningless and hence not be calculated.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 0.00% mean?
Europejskie Centrum Odszkodowan (WAR:EUC) has a ROE % of 0.00% as of Sep. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Europejskie Centrum Odszkodowan and its competitors. According to the industry distribution chart, Europejskie Centrum Odszkodowan ranks #1 out of 501 companies in the Insurance industry, placing it in the top 0.2%.
Is Europejskie Centrum Odszkodowan's ROE % too high?
Europejskie Centrum Odszkodowan's current ROE % is 0.00%. Based on the distribution chart, Europejskie Centrum Odszkodowan ranks #1 out of 501 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Europejskie Centrum Odszkodowan has a GF Score™ of 36/100, reflecting its overall financial health beyond just this single metric.
How does Europejskie Centrum Odszkodowan's ROE % compare to MRSH and AON?
According to the Insurance industry distribution chart, Europejskie Centrum Odszkodowan ranks #1 out of 501 companies for ROE %. This places Europejskie Centrum Odszkodowan in the top 0% of its industry — outperforming the majority of peers. The industry median ROE % is 11.64. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.64, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Europejskie Centrum Odszkodowan and its competitors. For the Insurance industry, the median ROE % is 11.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Europejskie Centrum Odszkodowan's current ROE % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Europejskie Centrum Odszkodowan stock overvalued right now?
Europejskie Centrum Odszkodowan (WAR:EUC) has a current ROE % of 0.00%. The current ROE % is 0.00%. Europejskie Centrum Odszkodowan's overall GF Score™ is 36/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Europejskie Centrum Odszkodowan (WAR:EUC), the current ROE % is 0.00% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Europejskie Centrum Odszkodowan Business Description

Address M. Kolbego 18, Legnica, POL, 59-220
Europejskie Centrum Odszkodowan SA helps accident victims and their families in receiving compensation and benefits from insurance companies. The company helps in claims related to personal injury, medical malpractice, property damage, agriculture accident, accident at work, trip or slip, and others.
36GF Score

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ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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