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Europejskie Centrum Odszkodowan (WAR:EUC) Interest Coverage : 15.79 (As of Mar. 2025)


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What is Europejskie Centrum Odszkodowan Interest Coverage?

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Europejskie Centrum Odszkodowan's Operating Income for the three months ended in Mar. 2025 was zł0.38 Mil. Europejskie Centrum Odszkodowan's Interest Expense for the three months ended in Mar. 2025 was zł-0.02 Mil. Europejskie Centrum Odszkodowan's interest coverage for the quarter that ended in Mar. 2025 was 15.79. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Europejskie Centrum Odszkodowan's Interest Coverage or its related term are showing as below:


WAR:EUC's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 13.91
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Europejskie Centrum Odszkodowan Interest Coverage Historical Data

The historical data trend for Europejskie Centrum Odszkodowan's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

* Premium members only.

Europejskie Centrum Odszkodowan Interest Coverage Chart

Europejskie Centrum Odszkodowan Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.45 4.28 0.34 - -

Europejskie Centrum Odszkodowan Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Mar25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - 9.92 15.79

Competitive Comparison of Europejskie Centrum Odszkodowan's Interest Coverage

For the Insurance Brokers subindustry, Europejskie Centrum Odszkodowan's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Europejskie Centrum Odszkodowan's Interest Coverage Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Europejskie Centrum Odszkodowan's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Europejskie Centrum Odszkodowan's Interest Coverage falls into.


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Europejskie Centrum Odszkodowan Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Europejskie Centrum Odszkodowan's Interest Coverage for the fiscal year that ended in Dec. 2023 is calculated as

Here, for the fiscal year that ended in Dec. 2023, Europejskie Centrum Odszkodowan's Interest Expense was zł-0.25 Mil. Its Operating Income was zł-0.55 Mil. And its Long-Term Debt & Capital Lease Obligation was zł0.38 Mil.

Europejskie Centrum Odszkodowan did not have earnings to cover the interest expense.

Europejskie Centrum Odszkodowan's Interest Coverage for the quarter that ended in Mar. 2025 is calculated as

Here, for the three months ended in Mar. 2025, Europejskie Centrum Odszkodowan's Interest Expense was zł-0.02 Mil. Its Operating Income was zł0.38 Mil. And its Long-Term Debt & Capital Lease Obligation was zł18.53 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2025 )/Interest Expense (Q: Mar. 2025 )
=-1*0.379/-0.024
=15.79

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.


Europejskie Centrum Odszkodowan  (WAR:EUC) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Europejskie Centrum Odszkodowan Interest Coverage Related Terms

Thank you for viewing the detailed overview of Europejskie Centrum Odszkodowan's Interest Coverage provided by GuruFocus.com. Please click on the following links to see related term pages.


Europejskie Centrum Odszkodowan Business Description

Traded in Other Exchanges
N/A
Address
M. Kolbego 18, Legnica, POL, 59-220
Europejskie Centrum Odszkodowan SA helps accident victims and their families in receiving compensation and benefits from insurance companies. The company helps in claims related to personal injury, medical malpractice, property damage, agriculture accident, accident at work, trip or slip, and others.

Europejskie Centrum Odszkodowan Headlines

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