Europejskie Centrum Odszkodowan (WAR:EUC) Quick Ratio: 0.25 (As of Sep. 2025) — 80% Below Median

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WAR:EUC Europejskie Centrum Odszkodowan SA WAR:EUC
36 GF Score
Price zł0.51
! 8 Warning Signs
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What is Europejskie Centrum Odszkodowan Quick Ratio?

Europejskie Centrum Odszkodowan WAR:EUC 36 Quick Ratio is 0.25 as of Sep. 2025, which is 80% below its 10-year median of 1.26. GuruFocus rates WAR:EUC with a GF Score™ of 36/100. The stock has 8 warning signs investors should review. Among 67 Insurance companies, Europejskie Centrum Odszkodowan ranks worse than 100% on this metric.

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Europejskie Centrum Odszkodowan's quick ratio for the quarter that ended in Sep. 2025 was 0.25.

Europejskie Centrum Odszkodowan has a quick ratio of 0.25. It indicates that the company cannot currently fully pay back its current liabilities.

The historical rank and industry rank for Europejskie Centrum Odszkodowan's Quick Ratio or its related term are showing as below:

WAR:EUC' s Quick Ratio Range Over the Past 10 Years
Min: 0.1   Med: 1.26   Max: 2.45
Current: 0.25

During the past 13 years, Europejskie Centrum Odszkodowan's highest Quick Ratio was 2.45. The lowest was 0.10. And the median was 1.26.

WAR:EUC's Quick Ratio is ranked worse than
100% of 67 companies
in the Insurance industry
Industry Median: 1.67 vs WAR:EUC: 0.25

Europejskie Centrum Odszkodowan  (WAR:EUC) Quick Ratio Explanation

The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.

In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.

The higher the quick ratio, the better the company's liquidity position.


Europejskie Centrum Odszkodowan Quick Ratio Related Terms


Europejskie Centrum Odszkodowan Quick Ratio Historical Data

* Premium members only.

The historical data trend for Europejskie Centrum Odszkodowan's Quick Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Europejskie Centrum Odszkodowan Quick Ratio Chart

Europejskie Centrum Odszkodowan Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Quick Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.45 1.24 0.24 0.12 0.21

Europejskie Centrum Odszkodowan Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Quick Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.11 0.21 0.21 0.23 0.25

WAR:EUC vs MRSH, AON, AJG: Quick Ratio Comparison

For the Insurance Brokers subindustry, Europejskie Centrum Odszkodowan's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Europejskie Centrum Odszkodowan Quick Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Europejskie Centrum Odszkodowan's Quick Ratio distribution charts can be found below:

* The bar in red indicates where Europejskie Centrum Odszkodowan's Quick Ratio falls into.


WAR:EUC
36GF Score
Europejskie Centrum Odszkodowan SA WAR:EUC
Quick Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Europejskie Centrum Odszkodowan Quick Ratio Calculation

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.

Europejskie Centrum Odszkodowan's Quick Ratio for the fiscal year that ended in Dec. 2024 is calculated as

Quick Ratio (A: Dec. 2024 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(8.673-0)/40.42
=0.21

Europejskie Centrum Odszkodowan's Quick Ratio for the quarter that ended in Sep. 2025 is calculated as

Quick Ratio (Q: Sep. 2025 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(9.944-0)/40.539
=0.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Quick Ratio →
What does a Quick Ratio of 0.25 mean?
Europejskie Centrum Odszkodowan (WAR:EUC) has a Quick Ratio of 0.25 as of Sep. 2025. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Europejskie Centrum Odszkodowan and its competitors. This is 80% below median its historical median of 1.26. Over the past decade, Europejskie Centrum Odszkodowan's Quick Ratio has ranged from 0.10 to 2.45. According to the industry distribution chart, Europejskie Centrum Odszkodowan ranks #67 out of 67 companies in the Insurance industry.
Is Europejskie Centrum Odszkodowan's Quick Ratio too high?
Europejskie Centrum Odszkodowan's current Quick Ratio of 0.25 is 80% below median its 10-year median of 1.26. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 2.45. The Insurance industry median Quick Ratio is 1.67. Europejskie Centrum Odszkodowan's value of 0.25 is 85% below this industry median. Based on the distribution chart, Europejskie Centrum Odszkodowan ranks #67 out of 67 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Europejskie Centrum Odszkodowan has a GF Score™ of 36/100, reflecting its overall financial health beyond just this single metric.
How does Europejskie Centrum Odszkodowan's Quick Ratio compare to MRSH and AON?
According to the Insurance industry distribution chart, Europejskie Centrum Odszkodowan ranks #67 out of 67 companies for Quick Ratio. This places Europejskie Centrum Odszkodowan in the lower half of its industry. The industry median Quick Ratio is 1.67. Europejskie Centrum Odszkodowan's value of 0.25 is 85% below this benchmark. Historically, Europejskie Centrum Odszkodowan's own Quick Ratio has ranged from 0.10 to 2.45 over the past decade. While the company's 10-year median is 1.26 vs. the industry median of 1.67, Europejskie Centrum Odszkodowan has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for an Insurance company?
The median Quick Ratio among Insurance companies is 1.67, based on 67 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Europejskie Centrum Odszkodowan's current Quick Ratio of 0.25 is 85% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Europejskie Centrum Odszkodowan and its competitors. For the Insurance industry, the median Quick Ratio is 1.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Europejskie Centrum Odszkodowan's current Quick Ratio is 0.25, which is 80% below median its own 10-year median of 1.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Europejskie Centrum Odszkodowan stock overvalued right now?
Europejskie Centrum Odszkodowan (WAR:EUC) has a current Quick Ratio of 0.25. The current Quick Ratio is 0.25, which is 80% below median its 10-year median of 1.26 and 85% below the Insurance industry median of 1.67. Europejskie Centrum Odszkodowan's overall GF Score™ is 36/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Europejskie Centrum Odszkodowan (WAR:EUC), the current Quick Ratio is 0.25 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Europejskie Centrum Odszkodowan Business Description

Address M. Kolbego 18, Legnica, POL, 59-220
Europejskie Centrum Odszkodowan SA helps accident victims and their families in receiving compensation and benefits from insurance companies. The company helps in claims related to personal injury, medical malpractice, property damage, agriculture accident, accident at work, trip or slip, and others.
36GF Score

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