Productive Business Solutions (XJAM:PBS) Current Ratio: 1.44 (As of Dec. 2024) — Near Median


XJAM:PBS Productive Business Solutions Ltd XJAM:PBS
90 GF Score
Price $0.60
GF Value $2.23
Valuation Possible Value Trap
! 5 Warning Signs
View Full Analysis

What is Productive Business Solutions Current Ratio?

Productive Business Solutions XJAM:PBS +74.42% 90 Current Ratio is 1.44 as of Dec. 2024, which is 7% below its 10-year median of 1.55. GuruFocus rates XJAM:PBS with a GF Score™ of 90/100 and a GF Value™ of $2.23 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 3,073 Industrial Products companies, Productive Business Solutions ranks worse than 72.34% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Productive Business Solutions's current ratio for the quarter that ended in Dec. 2024 was 1.44.

Productive Business Solutions has a current ratio of 1.44. It generally indicates good short-term financial strength.

The historical rank and industry rank for Productive Business Solutions's Current Ratio or its related term are showing as below:

XJAM:PBS' s Current Ratio Range Over the Past 10 Years
Min: 1.14   Med: 1.55   Max: 2.26
Current: 1.44

During the past 9 years, Productive Business Solutions's highest Current Ratio was 2.26. The lowest was 1.14. And the median was 1.55.

XJAM:PBS's Current Ratio is ranked worse than
72.34% of 3073 companies
in the Industrial Products industry
Industry Median: 1.96 vs XJAM:PBS: 1.44

Productive Business Solutions  (XJAM:PBS) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


Productive Business Solutions Current Ratio Related Terms


Productive Business Solutions Current Ratio Historical Data

* Premium members only.

The historical data trend for Productive Business Solutions's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Productive Business Solutions Current Ratio Chart

Productive Business Solutions Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Current Ratio
Get a 7-Day Free Trial Premium Member Only 1.95 1.45 1.47 1.14 1.44

Productive Business Solutions Semi-Annual Data
Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Current Ratio Get a 7-Day Free Trial Premium Member Only 1.95 1.45 1.47 1.14 1.44

Productive Business Solutions Current Ratio Competitor Comparison

For the Business Equipment & Supplies subindustry, Productive Business Solutions's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Productive Business Solutions Current Ratio vs Industrial Products Industry

For the Industrial Products industry and Industrials sector, Productive Business Solutions's Current Ratio distribution charts can be found below:

* The bar in red indicates where Productive Business Solutions's Current Ratio falls into.


XJAM:PBS
90GF Score
Productive Business Solutions Ltd XJAM:PBS
Current Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Productive Business Solutions Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

Productive Business Solutions's Current Ratio for the fiscal year that ended in Dec. 2024 is calculated as

Current Ratio (A: Dec. 2024 )=Total Current Assets (A: Dec. 2024 )/Total Current Liabilities (A: Dec. 2024 )
=213.57/148.035
=1.44

Productive Business Solutions's Current Ratio for the quarter that ended in Dec. 2024 is calculated as

Current Ratio (Q: Dec. 2024 )=Total Current Assets (Q: Dec. 2024 )/Total Current Liabilities (Q: Dec. 2024 )
=213.57/148.035
=1.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 1.44 mean?
Productive Business Solutions (XJAM:PBS) has a Current Ratio of 1.44 as of Dec. 2024. This is near median its historical median of 1.55. Over the past decade, Productive Business Solutions' Current Ratio has ranged from 1.14 to 2.26. According to the industry distribution chart, Productive Business Solutions ranks #2223 out of 3073 companies in the Industrial Products industry, placing it in the top 72.3%.
Is Productive Business Solutions' Current Ratio too high?
Productive Business Solutions' current Current Ratio of 1.44 is near median its 10-year median of 1.55. Over the past 10 years, this metric has ranged from a low of 1.14 to a high of 2.26. The Industrial Products industry median Current Ratio is 1.96. Productive Business Solutions' value of 1.44 is 26.5% below this industry median. Based on the distribution chart, Productive Business Solutions ranks #2223 out of 3073 companies in the Industrial Products industry, which is below the industry midpoint. Overall, Productive Business Solutions has a GF Score™ of 90/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Productive Business Solutions' Current Ratio compare to competitors?
According to the Industrial Products industry distribution chart, Productive Business Solutions ranks #2223 out of 3073 companies for Current Ratio. This places Productive Business Solutions in the lower half of its industry. The industry median Current Ratio is 1.96. Productive Business Solutions' value of 1.44 is 26.5% below this benchmark. Historically, Productive Business Solutions' own Current Ratio has ranged from 1.14 to 2.26 over the past decade. While the company's 10-year median is 1.55 vs. the industry median of 1.96, Productive Business Solutions has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for an Industrial Products company?
The median Current Ratio among Industrial Products companies is 1.96, based on 3,073 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Productive Business Solutions's current Current Ratio of 1.44 is 26.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Industrial Products industry, the median Current Ratio is 1.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Productive Business Solutions's current Current Ratio is 1.44, which is near median its own 10-year median of 1.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Productive Business Solutions stock overvalued right now?
Based on GuruFocus' analysis, Productive Business Solutions (XJAM:PBS) is currently considered Possible Value Trap. The stock's GF Value™ is $2.23, compared to a current price of $0.60 — trading 73.1% below its estimated fair value. The current Current Ratio is 1.44, which is near median its 10-year median of 1.55 and 26.5% below the Industrial Products industry median of 1.96. Productive Business Solutions' overall GF Score™ is 90/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Productive Business Solutions (XJAM:PBS), the current Current Ratio is 1.44 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Productive Business Solutions (XJAM:PBS) Overvalued in 2026?

Based on GuruFocus' analysis, Productive Business Solutions stock appears to be undervalued. The current stock price of $0.60 is trading 73.1% below its estimated GF Value™ of $2.23. GuruFocus considers Productive Business Solutions to be Possible Value Trap.

Key valuation signals for XJAM:PBS:

  • Current Ratio: 1.44 (near median its 10-year median of 1.55)
  • GF Value™: $2.23 vs. price of $0.60 (73.1% below fair value)
  • GF Score™: 90/100 with 5 warning signs
  • Industry Position: 26.5% below the Industrial Products median (#2223 of 3073)

No single metric tells the full story. See the XJAM:PBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Productive Business Solutions Business Description

Address 42 Warrens Industrial Park, Facey House, Saint Michael, Warrens, BRB
Productive Business Solutions Ltd is the distributor of printing equipment, business machines, handsets and related accessories, automated teller machines, security checkpoints, system integration, cloud services, data analytics, communication solutions, e-transactions, development of software and other technology solutions, along with subsidiaries. It has two reportable segments of business: Central America activities involved in the business of sale and leasing of reprographic products, including printing equipment, business machines, and related accessories to customers in the Central America Region; Caribbean activities include sale and leasing of reprographic products including printing equipment, business machines and related accessories to customers in the Caribbean region.
90GF Score

Get the complete analysis for XJAM:PBS

Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.60
Price
$2.23
GF Value