Productive Business Solutions (XJAM:PBS) LT-Debt-to-Total-Asset: 0.40 (As of Dec. 2024)


XJAM:PBS Productive Business Solutions Ltd XJAM:PBS
90 GF Score
Price $0.60
GF Value $2.23
Valuation Possible Value Trap
! 5 Warning Signs
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What is Productive Business Solutions LT-Debt-to-Total-Asset?

Productive Business Solutions XJAM:PBS 90 LT-Debt-to-Total-Asset is 0.40 as of Dec. 2024. GuruFocus rates XJAM:PBS with a GF Score™ of 90/100 and a GF Value™ of $2.23 (Possible Value Trap). The stock has 5 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Productive Business Solutions's long-term debt to total assests ratio for the quarter that ended in Dec. 2024 was 0.40.

Productive Business Solutions's long-term debt to total assets ratio increased from Dec. 2022 (0.29) to Dec. 2024 (0.40). It may suggest that Productive Business Solutions is progressively becoming more dependent on debt to grow their business.


Productive Business Solutions  (XJAM:PBS) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.


Productive Business Solutions LT-Debt-to-Total-Asset Related Terms


Productive Business Solutions LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Productive Business Solutions's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Productive Business Solutions LT-Debt-to-Total-Asset Chart

Productive Business Solutions Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only 0.37 0.33 0.29 0.30 0.40

Productive Business Solutions Semi-Annual Data
Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only 0.37 0.33 0.29 0.30 0.40
XJAM:PBS
90GF Score
Productive Business Solutions Ltd XJAM:PBS
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Productive Business Solutions LT-Debt-to-Total-Asset Calculation

Productive Business Solutions's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2024 is calculated as

LT Debt to Total Assets (A: Dec. 2024 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2024 )/Total Assets (A: Dec. 2024 )
=159.98/399.716
=0.40

Productive Business Solutions's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2024 is calculated as

LT Debt to Total Assets (Q: Dec. 2024 )=Long-Term Debt & Capital Lease Obligation (Q: Dec. 2024 )/Total Assets (Q: Dec. 2024 )
=159.98/399.716
=0.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.40 mean?
Productive Business Solutions (XJAM:PBS) has a LT-Debt-to-Total-Asset of 0.40 as of Dec. 2024. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Productive Business Solutions and its competitors.
Is Productive Business Solutions' LT-Debt-to-Total-Asset too high?
Productive Business Solutions' current LT-Debt-to-Total-Asset is 0.40. Overall, Productive Business Solutions has a GF Score™ of 90/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Productive Business Solutions' LT-Debt-to-Total-Asset compare to competitors?
Productive Business Solutions' LT-Debt-to-Total-Asset of 0.40 can be compared against companies in the Industrial Products industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for an Industrial Products company?
A good LT-Debt-to-Total-Asset depends on the Industrial Products industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Productive Business Solutions and its competitors. Productive Business Solutions's current LT-Debt-to-Total-Asset is 0.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Productive Business Solutions stock overvalued right now?
Based on GuruFocus' analysis, Productive Business Solutions (XJAM:PBS) is currently considered Possible Value Trap. The stock's GF Value™ is $2.23, compared to a current price of $0.60 — trading 73.1% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.40. Productive Business Solutions' overall GF Score™ is 90/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Productive Business Solutions (XJAM:PBS), the current LT-Debt-to-Total-Asset is 0.40 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Productive Business Solutions (XJAM:PBS) Overvalued in 2026?

Based on GuruFocus' analysis, Productive Business Solutions stock appears to be undervalued. The current stock price of $0.60 is trading 73.1% below its estimated GF Value™ of $2.23. GuruFocus considers Productive Business Solutions to be Possible Value Trap.

Key valuation signals for XJAM:PBS:

  • LT-Debt-to-Total-Asset: 0.40
  • GF Value™: $2.23 vs. price of $0.60 (73.1% below fair value)
  • GF Score™: 90/100 with 5 warning signs

No single metric tells the full story. See the XJAM:PBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Productive Business Solutions Business Description

Address 42 Warrens Industrial Park, Facey House, Saint Michael, Warrens, BRB
Productive Business Solutions Ltd is the distributor of printing equipment, business machines, handsets and related accessories, automated teller machines, security checkpoints, system integration, cloud services, data analytics, communication solutions, e-transactions, development of software and other technology solutions, along with subsidiaries. It has two reportable segments of business: Central America activities involved in the business of sale and leasing of reprographic products, including printing equipment, business machines, and related accessories to customers in the Central America Region; Caribbean activities include sale and leasing of reprographic products including printing equipment, business machines and related accessories to customers in the Caribbean region.
90GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.60
Price
$2.23
GF Value