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Productive Business SolutionsXJAM:PBS 89 Equity-to-Asset is 0.18 as of Dec. 2025, which is 14% below its 10-year median of 0.21. GuruFocus rates XJAM:PBS with a GF Score™ of 89/100 and a GF Value™ of $1.73 (Possible Value Trap). The stock has 8 warning signs investors should review. Among 3,089 Industrial Products companies, Productive Business Solutions ranks worse than 94.37% on this metric.
Productive Business Solutions (XJAM:PBS) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Productive Business Solutions Equity-to-Asset Related Terms
Productive Business Solutions Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Productive Business Solutions Equity-to-Asset Chart
Productive Business Solutions Equity-to-Asset Competitor Comparison
For the Business Equipment & Supplies subindustry, Productive Business Solutions's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Productive Business Solutions Equity-to-Asset vs Industrial Products Industry
For the Industrial Products industry and Industrials sector, Productive Business Solutions's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Productive Business Solutions's Equity-to-Asset falls into.
Productive Business Solutions Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Productive Business Solutions (XJAM:PBS) has a Equity-to-Asset of 0.18 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Productive Business Solutions and its competitors. This is 14% below median its historical median of 0.21. Over the past decade, Productive Business Solutions' Equity-to-Asset has ranged from 0.18 to 0.28. According to the industry distribution chart, Productive Business Solutions ranks #2915 out of 3089 companies in the Industrial Products industry, placing it in the top 94.4%.
Is Productive Business Solutions' Equity-to-Asset too high?
Productive Business Solutions' current Equity-to-Asset of 0.18 is 14% below median its 10-year median of 0.21. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 0.28. The Industrial Products industry median Equity-to-Asset is 0.56. Productive Business Solutions' value of 0.18 is 67.9% below this industry median. Based on the distribution chart, Productive Business Solutions ranks #2915 out of 3089 companies in the Industrial Products industry, which is in the bottom quartile relative to peers. Overall, Productive Business Solutions has a GF Score™ of 89/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Productive Business Solutions' Equity-to-Asset compare to competitors?
According to the Industrial Products industry distribution chart, Productive Business Solutions ranks #2915 out of 3089 companies for Equity-to-Asset. This places Productive Business Solutions in the lower half of its industry. The industry median Equity-to-Asset is 0.56. Productive Business Solutions' value of 0.18 is 67.9% below this benchmark. Historically, Productive Business Solutions' own Equity-to-Asset has ranged from 0.18 to 0.28 over the past decade. While the company's 10-year median is 0.21 vs. the industry median of 0.56, Productive Business Solutions has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Industrial Products company?
The median Equity-to-Asset among Industrial Products companies is 0.56, based on 3,089 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Productive Business Solutions's current Equity-to-Asset of 0.18 is 67.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Productive Business Solutions and its competitors. For the Industrial Products industry, the median Equity-to-Asset is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Productive Business Solutions's current Equity-to-Asset is 0.18, which is 14% below median its own 10-year median of 0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Productive Business Solutions stock overvalued right now?
Based on GuruFocus' analysis, Productive Business Solutions (XJAM:PBS) is currently considered Possible Value Trap. The stock's GF Value™ is $1.73, compared to a current price of $0.85 — trading 50.9% below its estimated fair value. The current Equity-to-Asset is 0.18, which is 14% below median its 10-year median of 0.21 and 67.9% below the Industrial Products industry median of 0.56. Productive Business Solutions' overall GF Score™ is 89/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Productive Business Solutions (XJAM:PBS), the current Equity-to-Asset is 0.18 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Productive Business Solutions (XJAM:PBS) Overvalued in 2026?
Based on GuruFocus' analysis, Productive Business Solutions stock appears to be undervalued.
The current stock price of $0.85 is trading 50.9% below its estimated GF Value™ of $1.73.
GuruFocus considers Productive Business Solutions to be Possible Value Trap.
Key valuation signals for XJAM:PBS:
Equity-to-Asset: 0.18 (14% below median its 10-year median of 0.21)
GF Value™: $1.73 vs. price of $0.85 (50.9% below fair value)
Industry Position: 67.9% below the Industrial Products median (#2915 of 3089)
No single metric tells the full story. See the XJAM:PBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Productive Business Solutions Ltd is the distributor of printing equipment, business machines, handsets and related accessories, automated teller machines, security checkpoints, system integration, cloud services, data analytics, communication solutions, e-transactions, development of software and other technology solutions, along with subsidiaries. It has two reportable segments of business: Central America activities involved in the business of sale and leasing of reprographic products, including printing equipment, business machines, and related accessories to customers in the Central America Region; Caribbean activities include sale and leasing of reprographic products including printing equipment, business machines and related accessories to customers in the Caribbean region.
89GF Score
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