Productive Business Solutions (XJAM:PBS) Days Payable: 63.78 (As of Dec. 2024) — 11% Below Median


XJAM:PBS Productive Business Solutions Ltd XJAM:PBS
90 GF Score
Price $0.60
GF Value $2.23
Valuation Possible Value Trap
! 5 Warning Signs
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What is Productive Business Solutions Days Payable?

Productive Business Solutions XJAM:PBS 90 Days Payable is 63.78 as of Dec. 2024, which is 11% below its 10-year median of 71.56. GuruFocus rates XJAM:PBS with a GF Score™ of 90/100 and a GF Value™ of $2.23 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 2,991 Industrial Products companies, Productive Business Solutions ranks worse than 58.74% on this metric.

Productive Business Solutions's average Accounts Payable for the six months ended in Dec. 2024 was $47.7 Mil. Productive Business Solutions's Cost of Goods Sold for the six months ended in Dec. 2024 was $273.0 Mil. Hence, Productive Business Solutions's Days Payable for the six months ended in Dec. 2024 was 31.89.

The historical rank and industry rank for Productive Business Solutions's Days Payable or its related term are showing as below:

XJAM:PBS' s Days Payable Range Over the Past 10 Years
Min: 51.82   Med: 71.56   Max: 99.78
Current: 63.78

During the past 9 years, Productive Business Solutions's highest Days Payable was 99.78. The lowest was 51.82. And the median was 71.56.

XJAM:PBS's Days Payable is ranked worse than
58.74% of 2991 companies
in the Industrial Products industry
Industry Median: 78.08 vs XJAM:PBS: 63.78

Productive Business Solutions's Days Payable increased from Dec. 2022 (51.82) to Dec. 2024 (63.78). It may suggest that Productive Business Solutions delayed paying its suppliers.


Productive Business Solutions Days Payable Historical Data

* Premium members only.

The historical data trend for Productive Business Solutions's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Productive Business Solutions Days Payable Chart

Productive Business Solutions Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Days Payable
Get a 7-Day Free Trial Premium Member Only 80.84 57.64 51.82 67.50 63.78

Productive Business Solutions Semi-Annual Data
Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Days Payable Get a 7-Day Free Trial Premium Member Only 80.84 57.64 51.82 67.50 63.78

Productive Business Solutions Days Payable Competitor Comparison

For the Business Equipment & Supplies subindustry, Productive Business Solutions's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Productive Business Solutions Days Payable vs Industrial Products Industry

For the Industrial Products industry and Industrials sector, Productive Business Solutions's Days Payable distribution charts can be found below:

* The bar in red indicates where Productive Business Solutions's Days Payable falls into.


XJAM:PBS
90GF Score
Productive Business Solutions Ltd XJAM:PBS
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Productive Business Solutions Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Productive Business Solutions's Days Payable for the fiscal year that ended in Dec. 2024 is calculated as

Days Payable (A: Dec. 2024 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2023 ) + Accounts Payable (A: Dec. 2024 )) / count ) / Cost of Goods Sold (A: Dec. 2024 )*Days in Period
=( (46.787 + 48.628) / 2 ) / 273.027*365
=47.7075 / 273.027*365
=63.78

Productive Business Solutions's Days Payable for the quarter that ended in Dec. 2024 is calculated as:

Days Payable (Q: Dec. 2024 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2023 ) + Accounts Payable (Q: Dec. 2024 )) / count ) / Cost of Goods Sold (Q: Dec. 2024 )*Days in Period
=( (46.787 + 48.628) / 2 ) / 273.027*365 / 2
=47.7075 / 273.027*365 / 2
=31.89

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 63.78 mean?
Productive Business Solutions (XJAM:PBS) has a Days Payable of 63.78 as of Dec. 2024. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Productive Business Solutions and its competitors. This is 11% below median its historical median of 71.56. Over the past decade, Productive Business Solutions' Days Payable has ranged from 51.82 to 99.78. According to the industry distribution chart, Productive Business Solutions ranks #1757 out of 2991 companies in the Industrial Products industry, placing it in the top 58.7%.
Is Productive Business Solutions' Days Payable too high?
Productive Business Solutions' current Days Payable of 63.78 is 11% below median its 10-year median of 71.56. Over the past 10 years, this metric has ranged from a low of 51.82 to a high of 99.78. The Industrial Products industry median Days Payable is 78.08. Productive Business Solutions' value of 63.78 is 18.3% below this industry median. Based on the distribution chart, Productive Business Solutions ranks #1757 out of 2991 companies in the Industrial Products industry, which is below the industry midpoint. Overall, Productive Business Solutions has a GF Score™ of 90/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Productive Business Solutions' Days Payable compare to competitors?
According to the Industrial Products industry distribution chart, Productive Business Solutions ranks #1757 out of 2991 companies for Days Payable. This places Productive Business Solutions in the lower half of its industry. The industry median Days Payable is 78.08. Productive Business Solutions' value of 63.78 is 18.3% below this benchmark. Historically, Productive Business Solutions' own Days Payable has ranged from 51.82 to 99.78 over the past decade. While the company's 10-year median is 71.56 vs. the industry median of 78.08, Productive Business Solutions has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for an Industrial Products company?
The median Days Payable among Industrial Products companies is 78.08, based on 2,991 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Productive Business Solutions's current Days Payable of 63.78 is 18.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Productive Business Solutions and its competitors. For the Industrial Products industry, the median Days Payable is 78.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Productive Business Solutions's current Days Payable is 63.78, which is 11% below median its own 10-year median of 71.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Productive Business Solutions stock overvalued right now?
Based on GuruFocus' analysis, Productive Business Solutions (XJAM:PBS) is currently considered Possible Value Trap. The stock's GF Value™ is $2.23, compared to a current price of $0.60 — trading 73.1% below its estimated fair value. The current Days Payable is 63.78, which is 11% below median its 10-year median of 71.56 and 18.3% below the Industrial Products industry median of 78.08. Productive Business Solutions' overall GF Score™ is 90/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Productive Business Solutions (XJAM:PBS), the current Days Payable is 63.78 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Productive Business Solutions (XJAM:PBS) Overvalued in 2026?

Based on GuruFocus' analysis, Productive Business Solutions stock appears to be undervalued. The current stock price of $0.60 is trading 73.1% below its estimated GF Value™ of $2.23. GuruFocus considers Productive Business Solutions to be Possible Value Trap.

Key valuation signals for XJAM:PBS:

  • Days Payable: 63.78 (11% below median its 10-year median of 71.56)
  • GF Value™: $2.23 vs. price of $0.60 (73.1% below fair value)
  • GF Score™: 90/100 with 5 warning signs
  • Industry Position: 18.3% below the Industrial Products median (#1757 of 2991)

No single metric tells the full story. See the XJAM:PBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Productive Business Solutions Business Description

Address 42 Warrens Industrial Park, Facey House, Saint Michael, Warrens, BRB
Productive Business Solutions Ltd is the distributor of printing equipment, business machines, handsets and related accessories, automated teller machines, security checkpoints, system integration, cloud services, data analytics, communication solutions, e-transactions, development of software and other technology solutions, along with subsidiaries. It has two reportable segments of business: Central America activities involved in the business of sale and leasing of reprographic products, including printing equipment, business machines, and related accessories to customers in the Central America Region; Caribbean activities include sale and leasing of reprographic products including printing equipment, business machines and related accessories to customers in the Caribbean region.
90GF Score

Get the complete analysis for XJAM:PBS

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.60
Price
$2.23
GF Value