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Productive Business SolutionsXJAM:PBS 87 Return-on-Tangible-Asset is 2.63% as of Dec. 2024, which is 125% above its 10-year median of 1.17. GuruFocus rates XJAM:PBS with a GF Score™ of 87/100 and a GF Value™ of $2.24 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 3,079 Industrial Products companies, Productive Business Solutions ranks worse than 54.3% on this metric.
The historical rank and industry rank for Productive Business Solutions's Return-on-Tangible-Asset or its related term are showing as below:
XJAM:PBS'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -3.78 Med: 1.17 Max: 3.29
Current: 2.63
During the past 9 years, Productive Business Solutions's highest Return-on-Tangible-Asset was 3.29%. The lowest was -3.78%. And the median was 1.17%.
XJAM:PBS's Return-on-Tangible-Asset is ranked worse than 54.3% of 3079
companies
in the Industrial Products industry
Industry Median: 3.28
vs XJAM:PBS: 2.63
Productive Business Solutions (XJAM:PBS) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Productive Business Solutions Return-on-Tangible-Asset Related Terms
Productive Business Solutions Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Productive Business Solutions Return-on-Tangible-Asset Chart
Productive Business Solutions Return-on-Tangible-Asset Competitor Comparison
For the Business Equipment & Supplies subindustry, Productive Business Solutions's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Productive Business Solutions Return-on-Tangible-Asset vs Industrial Products Industry
For the Industrial Products industry and Industrials sector, Productive Business Solutions's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Productive Business Solutions's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is one times the annual (Dec. 2024) net income data.
What does a Return-on-Tangible-Asset of 2.63% mean?
Productive Business Solutions (XJAM:PBS) has a Return-on-Tangible-Asset of 2.63% as of Dec. 2024. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Productive Business Solutions and its competitors. This is 125% above median its historical median of 1.17. According to the industry distribution chart, Productive Business Solutions ranks #1672 out of 3079 companies in the Industrial Products industry, placing it in the top 54.3%.
Is Productive Business Solutions' Return-on-Tangible-Asset too high?
Productive Business Solutions' current Return-on-Tangible-Asset of 2.63% is 125% above median its 10-year median of 1.17. The Industrial Products industry median Return-on-Tangible-Asset is 3.28. Productive Business Solutions' value of 2.63% is 19.8% below this industry median. Based on the distribution chart, Productive Business Solutions ranks #1672 out of 3079 companies in the Industrial Products industry, which is below the industry midpoint. Overall, Productive Business Solutions has a GF Score™ of 87/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Productive Business Solutions' Return-on-Tangible-Asset compare to competitors?
According to the Industrial Products industry distribution chart, Productive Business Solutions ranks #1672 out of 3079 companies for Return-on-Tangible-Asset. This places Productive Business Solutions in the lower half of its industry. The industry median Return-on-Tangible-Asset is 3.28. Productive Business Solutions' value of 2.63% is 19.8% below this benchmark. While the company's 10-year median is 1.17 vs. the industry median of 3.28, Productive Business Solutions has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Industrial Products company?
The median Return-on-Tangible-Asset among Industrial Products companies is 3.28, based on 3,079 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Productive Business Solutions's current Return-on-Tangible-Asset of 2.63% is 19.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Productive Business Solutions and its competitors. For the Industrial Products industry, the median Return-on-Tangible-Asset is 3.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Productive Business Solutions's current Return-on-Tangible-Asset is 2.63%, which is 125% above median its own 10-year median of 1.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Productive Business Solutions stock overvalued right now?
Based on GuruFocus' analysis, Productive Business Solutions (XJAM:PBS) is currently considered Possible Value Trap. The stock's GF Value™ is $2.24, compared to a current price of $0.85 — trading 62.1% below its estimated fair value. The current Return-on-Tangible-Asset is 2.63%, which is 125% above median its 10-year median of 1.17 and 19.8% below the Industrial Products industry median of 3.28. Productive Business Solutions' overall GF Score™ is 87/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Productive Business Solutions (XJAM:PBS), the current Return-on-Tangible-Asset is 2.63% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Productive Business Solutions (XJAM:PBS) Overvalued in 2026?
Based on GuruFocus' analysis, Productive Business Solutions stock appears to be undervalued.
The current stock price of $0.85 is trading 62.1% below its estimated GF Value™ of $2.24.
GuruFocus considers Productive Business Solutions to be Possible Value Trap.
Key valuation signals for XJAM:PBS:
Return-on-Tangible-Asset: 2.63% (125% above median its 10-year median of 1.17)
GF Value™: $2.24 vs. price of $0.85 (62.1% below fair value)
Industry Position: 19.8% below the Industrial Products median (#1672 of 3079)
No single metric tells the full story. See the XJAM:PBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Productive Business Solutions Business Description
Productive Business Solutions Ltd is the distributor of printing equipment, business machines, handsets and related accessories, automated teller machines, security checkpoints, system integration, cloud services, data analytics, communication solutions, e-transactions, development of software and other technology solutions, along with subsidiaries. It has two reportable segments of business: Central America activities involved in the business of sale and leasing of reprographic products, including printing equipment, business machines, and related accessories to customers in the Central America Region; Caribbean activities include sale and leasing of reprographic products including printing equipment, business machines and related accessories to customers in the Caribbean region.
87GF Score
Get the complete analysis for XJAM:PBS
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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