Productive Business SolutionsXJAM:PBS 91 ROA % is 1.92% as of Dec. 2024, which is 85% above its 10-year median of 1.04. GuruFocus rates XJAM:PBS with a GF Score™ of 91/100 and a GF Value™ of $2.23 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 3,081 Industrial Products companies, Productive Business Solutions ranks worse than 59.2% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Productive Business Solutions's annualizedNet Income for the quarter that ended in Dec. 2024 was $7.5 Mil.
Productive Business Solutions's average Total Assets over the quarter that ended in Dec. 2024 was $388.5 Mil. Therefore, Productive Business Solutions's annualized ROA % for the quarter that ended in Dec. 2024 was 1.92%.
The historical rank and industry rank for Productive Business Solutions's ROA % or its related term are showing as below:
XJAM:PBS'
s ROA % Range Over the Past 10 Years
Min: -3.27 Med: 1.04 Max: 2.34
Current: 1.92
During the past 9 years, Productive Business Solutions's highest ROA % was 2.34%. The lowest was -3.27%. And the median was 1.04%.
XJAM:PBS's ROA % is ranked worse than 59.2% of 3081
companies
in the Industrial Products industry
Industry Median: 3.06
vs XJAM:PBS: 1.92
Productive Business Solutions (XJAM:PBS) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is one times the annual (Dec. 2024) net income data. The Revenue data used here is one times the annual (Dec. 2024) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
Productive Business Solutions ROA % Related Terms
Productive Business Solutions ROA % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Productive Business Solutions ROA % Competitor Comparison
For the Business Equipment & Supplies subindustry, Productive Business Solutions's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Productive Business Solutions ROA % vs Industrial Products Industry
For the Industrial Products industry and Industrials sector, Productive Business Solutions's ROA % distribution charts can be found below:
* The bar in red indicates where Productive Business Solutions's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is one times the annual (Dec. 2024) net income data.
ROA % is displayed in the 30-year financial page.
Productive Business Solutions (XJAM:PBS) has a ROA % of 1.92% as of Dec. 2024. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Productive Business Solutions and its competitors. This is 85% above median its historical median of 1.04. According to the industry distribution chart, Productive Business Solutions ranks #1824 out of 3081 companies in the Industrial Products industry, placing it in the top 59.2%.
Is Productive Business Solutions' ROA % too high?
Productive Business Solutions' current ROA % of 1.92% is 85% above median its 10-year median of 1.04. The Industrial Products industry median ROA % is 3.06. Productive Business Solutions' value of 1.92% is 37.3% below this industry median. Based on the distribution chart, Productive Business Solutions ranks #1824 out of 3081 companies in the Industrial Products industry, which is below the industry midpoint. Overall, Productive Business Solutions has a GF Score™ of 91/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Productive Business Solutions' ROA % compare to competitors?
According to the Industrial Products industry distribution chart, Productive Business Solutions ranks #1824 out of 3081 companies for ROA %. This places Productive Business Solutions in the lower half of its industry. The industry median ROA % is 3.06. Productive Business Solutions' value of 1.92% is 37.3% below this benchmark. While the company's 10-year median is 1.04 vs. the industry median of 3.06, Productive Business Solutions has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for an Industrial Products company?
The median ROA % among Industrial Products companies is 3.06, based on 3,081 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Productive Business Solutions's current ROA % of 1.92% is 37.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Productive Business Solutions and its competitors. For the Industrial Products industry, the median ROA % is 3.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Productive Business Solutions's current ROA % is 1.92%, which is 85% above median its own 10-year median of 1.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Productive Business Solutions stock overvalued right now?
Based on GuruFocus' analysis, Productive Business Solutions (XJAM:PBS) is currently considered Possible Value Trap. The stock's GF Value™ is $2.23, compared to a current price of $0.34 — trading 84.6% below its estimated fair value. The current ROA % is 1.92%, which is 85% above median its 10-year median of 1.04 and 37.3% below the Industrial Products industry median of 3.06. Productive Business Solutions' overall GF Score™ is 91/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Productive Business Solutions (XJAM:PBS), the current ROA % is 1.92% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Productive Business Solutions (XJAM:PBS) Overvalued in 2026?
Based on GuruFocus' analysis, Productive Business Solutions stock appears to be undervalued.
The current stock price of $0.34 is trading 84.6% below its estimated GF Value™ of $2.23.
GuruFocus considers Productive Business Solutions to be Possible Value Trap.
Key valuation signals for XJAM:PBS:
ROA %: 1.92% (85% above median its 10-year median of 1.04)
GF Value™: $2.23 vs. price of $0.34 (84.6% below fair value)
Industry Position: 37.3% below the Industrial Products median (#1824 of 3081)
No single metric tells the full story. See the XJAM:PBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Productive Business Solutions Business Description
Productive Business Solutions Ltd is the distributor of printing equipment, business machines, handsets and related accessories, automated teller machines, security checkpoints, system integration, cloud services, data analytics, communication solutions, e-transactions, development of software and other technology solutions, along with subsidiaries. It has two reportable segments of business: Central America activities involved in the business of sale and leasing of reprographic products, including printing equipment, business machines, and related accessories to customers in the Central America Region; Caribbean activities include sale and leasing of reprographic products including printing equipment, business machines and related accessories to customers in the Caribbean region.
91GF Score
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