Productive Business SolutionsXJAM:PBS 91 Interest Coverage is 1.43 as of Dec. 2024, which is at its 10-year median of 1.43. GuruFocus rates XJAM:PBS with a GF Score™ of 91/100 and a GF Value™ of $2.23 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 2,324 Industrial Products companies, Productive Business Solutions ranks worse than 93.07% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Productive Business Solutions's
Operating Income
for the
six
months ended in Dec. 2024 was $26.9 Mil. Productive Business Solutions's Interest Expense for the
six
months ended in Dec. 2024 was $-18.8 Mil.
Productive Business Solutions's interest coverage for the quarter that ended in Dec. 2024 was 1.43.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Productive Business Solutions's Interest Coverage or its related term are showing as below:
XJAM:PBS'
s Interest Coverage Range Over the Past 10 Years
Min: 0.72 Med: 1.43 Max: 1.72
Current: 1.43
XJAM:PBS's Interest Coverage is ranked worse than 93.07% of 2324
companies
in the Industrial Products industry
Industry Median: 14.835
vs XJAM:PBS: 1.43
Productive Business Solutions (XJAM:PBS) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Productive Business Solutions Interest Coverage Related Terms
Productive Business Solutions Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Productive Business Solutions Interest Coverage Chart
Productive Business Solutions Interest Coverage Competitor Comparison
For the Business Equipment & Supplies subindustry, Productive Business Solutions's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Productive Business Solutions Interest Coverage vs Industrial Products Industry
For the Industrial Products industry and Industrials sector, Productive Business Solutions's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Productive Business Solutions's Interest Coverage falls into.
Productive Business Solutions Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Productive Business Solutions (XJAM:PBS) has a Interest Coverage of 1.43 as of Dec. 2024. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Productive Business Solutions and its competitors. This is near median its historical median of 1.43. Over the past decade, Productive Business Solutions' Interest Coverage has ranged from 0.72 to 1.72. According to the industry distribution chart, Productive Business Solutions ranks #2163 out of 2324 companies in the Industrial Products industry, placing it in the top 93.1%.
Is Productive Business Solutions' Interest Coverage too high?
Productive Business Solutions' current Interest Coverage of 1.43 is near median its 10-year median of 1.43. Over the past 10 years, this metric has ranged from a low of 0.72 to a high of 1.72. The Industrial Products industry median Interest Coverage is 14.84. Productive Business Solutions' value of 1.43 is 90.4% below this industry median. Based on the distribution chart, Productive Business Solutions ranks #2163 out of 2324 companies in the Industrial Products industry, which is in the bottom quartile relative to peers. Overall, Productive Business Solutions has a GF Score™ of 91/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Productive Business Solutions' Interest Coverage compare to competitors?
According to the Industrial Products industry distribution chart, Productive Business Solutions ranks #2163 out of 2324 companies for Interest Coverage. This places Productive Business Solutions in the lower half of its industry. The industry median Interest Coverage is 14.84. Productive Business Solutions' value of 1.43 is 90.4% below this benchmark. Historically, Productive Business Solutions' own Interest Coverage has ranged from 0.72 to 1.72 over the past decade. While the company's 10-year median is 1.43 vs. the industry median of 14.84, Productive Business Solutions has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Industrial Products company?
The median Interest Coverage among Industrial Products companies is 14.84, based on 2,324 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Productive Business Solutions's current Interest Coverage of 1.43 is 90.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Productive Business Solutions and its competitors. For the Industrial Products industry, the median Interest Coverage is 14.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Productive Business Solutions's current Interest Coverage is 1.43, which is near median its own 10-year median of 1.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Productive Business Solutions stock overvalued right now?
Based on GuruFocus' analysis, Productive Business Solutions (XJAM:PBS) is currently considered Possible Value Trap. The stock's GF Value™ is $2.23, compared to a current price of $0.34 — trading 84.6% below its estimated fair value. The current Interest Coverage is 1.43, which is near median its 10-year median of 1.43 and 90.4% below the Industrial Products industry median of 14.84. Productive Business Solutions' overall GF Score™ is 91/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Productive Business Solutions (XJAM:PBS), the current Interest Coverage is 1.43 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Productive Business Solutions (XJAM:PBS) Overvalued in 2026?
Based on GuruFocus' analysis, Productive Business Solutions stock appears to be undervalued.
The current stock price of $0.34 is trading 84.6% below its estimated GF Value™ of $2.23.
GuruFocus considers Productive Business Solutions to be Possible Value Trap.
Key valuation signals for XJAM:PBS:
Interest Coverage: 1.43 (near median its 10-year median of 1.43)
GF Value™: $2.23 vs. price of $0.34 (84.6% below fair value)
Industry Position: 90.4% below the Industrial Products median (#2163 of 2324)
No single metric tells the full story. See the XJAM:PBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Productive Business Solutions Business Description
Productive Business Solutions Ltd is the distributor of printing equipment, business machines, handsets and related accessories, automated teller machines, security checkpoints, system integration, cloud services, data analytics, communication solutions, e-transactions, development of software and other technology solutions, along with subsidiaries. It has two reportable segments of business: Central America activities involved in the business of sale and leasing of reprographic products, including printing equipment, business machines, and related accessories to customers in the Central America Region; Caribbean activities include sale and leasing of reprographic products including printing equipment, business machines and related accessories to customers in the Caribbean region.
91GF Score
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