Productive Business Solutions (XJAM:PBS) Quick Ratio: 1.11 (As of Dec. 2024) — Near Median


XJAM:PBS Productive Business Solutions Ltd XJAM:PBS
91 GF Score
Price $0.34
GF Value $2.23
Valuation Possible Value Trap
! 5 Warning Signs
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What is Productive Business Solutions Quick Ratio?

Productive Business Solutions XJAM:PBS 91 Quick Ratio is 1.11 as of Dec. 2024, which is 1% below its 10-year median of 1.12. GuruFocus rates XJAM:PBS with a GF Score™ of 91/100 and a GF Value™ of $2.23 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 3,071 Industrial Products companies, Productive Business Solutions ranks worse than 63.17% on this metric.

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Productive Business Solutions's quick ratio for the quarter that ended in Dec. 2024 was 1.11.

Productive Business Solutions has a quick ratio of 1.11. It generally indicates good short-term financial strength.

The historical rank and industry rank for Productive Business Solutions's Quick Ratio or its related term are showing as below:

XJAM:PBS' s Quick Ratio Range Over the Past 10 Years
Min: 0.9   Med: 1.12   Max: 1.43
Current: 1.11

During the past 9 years, Productive Business Solutions's highest Quick Ratio was 1.43. The lowest was 0.90. And the median was 1.12.

XJAM:PBS's Quick Ratio is ranked worse than
63.17% of 3071 companies
in the Industrial Products industry
Industry Median: 1.39 vs XJAM:PBS: 1.11

Productive Business Solutions  (XJAM:PBS) Quick Ratio Explanation

The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.

In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.

The higher the quick ratio, the better the company's liquidity position.


Productive Business Solutions Quick Ratio Related Terms


Productive Business Solutions Quick Ratio Historical Data

* Premium members only.

The historical data trend for Productive Business Solutions's Quick Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Productive Business Solutions Quick Ratio Chart

Productive Business Solutions Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Quick Ratio
Get a 7-Day Free Trial Premium Member Only 1.42 1.12 1.12 0.90 1.11

Productive Business Solutions Semi-Annual Data
Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Quick Ratio Get a 7-Day Free Trial Premium Member Only 1.42 1.12 1.12 0.90 1.11

Productive Business Solutions Quick Ratio Competitor Comparison

For the Business Equipment & Supplies subindustry, Productive Business Solutions's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Productive Business Solutions Quick Ratio vs Industrial Products Industry

For the Industrial Products industry and Industrials sector, Productive Business Solutions's Quick Ratio distribution charts can be found below:

* The bar in red indicates where Productive Business Solutions's Quick Ratio falls into.


XJAM:PBS
91GF Score
Productive Business Solutions Ltd XJAM:PBS
Quick Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Productive Business Solutions Quick Ratio Calculation

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.

Productive Business Solutions's Quick Ratio for the fiscal year that ended in Dec. 2024 is calculated as

Quick Ratio (A: Dec. 2024 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(213.57-48.584)/148.035
=1.11

Productive Business Solutions's Quick Ratio for the quarter that ended in Dec. 2024 is calculated as

Quick Ratio (Q: Dec. 2024 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(213.57-48.584)/148.035
=1.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Quick Ratio →
What does a Quick Ratio of 1.11 mean?
Productive Business Solutions (XJAM:PBS) has a Quick Ratio of 1.11 as of Dec. 2024. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Productive Business Solutions and its competitors. This is near median its historical median of 1.12. Over the past decade, Productive Business Solutions' Quick Ratio has ranged from 0.90 to 1.43. According to the industry distribution chart, Productive Business Solutions ranks #1940 out of 3071 companies in the Industrial Products industry, placing it in the top 63.2%.
Is Productive Business Solutions' Quick Ratio too high?
Productive Business Solutions' current Quick Ratio of 1.11 is near median its 10-year median of 1.12. Over the past 10 years, this metric has ranged from a low of 0.90 to a high of 1.43. The Industrial Products industry median Quick Ratio is 1.39. Productive Business Solutions' value of 1.11 is 20.1% below this industry median. Based on the distribution chart, Productive Business Solutions ranks #1940 out of 3071 companies in the Industrial Products industry, which is below the industry midpoint. Overall, Productive Business Solutions has a GF Score™ of 91/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Productive Business Solutions' Quick Ratio compare to competitors?
According to the Industrial Products industry distribution chart, Productive Business Solutions ranks #1940 out of 3071 companies for Quick Ratio. This places Productive Business Solutions in the lower half of its industry. The industry median Quick Ratio is 1.39. Productive Business Solutions' value of 1.11 is 20.1% below this benchmark. Historically, Productive Business Solutions' own Quick Ratio has ranged from 0.90 to 1.43 over the past decade. While the company's 10-year median is 1.12 vs. the industry median of 1.39, Productive Business Solutions has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for an Industrial Products company?
The median Quick Ratio among Industrial Products companies is 1.39, based on 3,071 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Productive Business Solutions's current Quick Ratio of 1.11 is 20.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Productive Business Solutions and its competitors. For the Industrial Products industry, the median Quick Ratio is 1.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Productive Business Solutions's current Quick Ratio is 1.11, which is near median its own 10-year median of 1.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Productive Business Solutions stock overvalued right now?
Based on GuruFocus' analysis, Productive Business Solutions (XJAM:PBS) is currently considered Possible Value Trap. The stock's GF Value™ is $2.23, compared to a current price of $0.34 — trading 84.6% below its estimated fair value. The current Quick Ratio is 1.11, which is near median its 10-year median of 1.12 and 20.1% below the Industrial Products industry median of 1.39. Productive Business Solutions' overall GF Score™ is 91/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Productive Business Solutions (XJAM:PBS), the current Quick Ratio is 1.11 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Productive Business Solutions (XJAM:PBS) Overvalued in 2026?

Based on GuruFocus' analysis, Productive Business Solutions stock appears to be undervalued. The current stock price of $0.34 is trading 84.6% below its estimated GF Value™ of $2.23. GuruFocus considers Productive Business Solutions to be Possible Value Trap.

Key valuation signals for XJAM:PBS:

  • Quick Ratio: 1.11 (near median its 10-year median of 1.12)
  • GF Value™: $2.23 vs. price of $0.34 (84.6% below fair value)
  • GF Score™: 91/100 with 5 warning signs
  • Industry Position: 20.1% below the Industrial Products median (#1940 of 3071)

No single metric tells the full story. See the XJAM:PBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Productive Business Solutions Business Description

Address 42 Warrens Industrial Park, Facey House, Saint Michael, Warrens, BRB
Productive Business Solutions Ltd is the distributor of printing equipment, business machines, handsets and related accessories, automated teller machines, security checkpoints, system integration, cloud services, data analytics, communication solutions, e-transactions, development of software and other technology solutions, along with subsidiaries. It has two reportable segments of business: Central America activities involved in the business of sale and leasing of reprographic products, including printing equipment, business machines, and related accessories to customers in the Central America Region; Caribbean activities include sale and leasing of reprographic products including printing equipment, business machines and related accessories to customers in the Caribbean region.
91GF Score

Get the complete analysis for XJAM:PBS

Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.34
Price
$2.23
GF Value