BHRB (Burke & Herbert Financial Services) Cyclically Adjusted Book per Share: $39.93 (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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BHRB Burke & Herbert Financial Services Corp BHRB
67 GF Score
Price $72.34
GF Value $70.79
Valuation Fairly Valued
! 7 Warning Signs
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What is Burke & Herbert Financial Services Cyclically Adjusted Book per Share?

Burke & Herbert Financial Services BHRB -0.14% 67 Cyclically Adjusted Book per Share is $39.93 as of Jun. 2026. GuruFocus rates BHRB with a GF Score™ of 67/100 and a GF Value™ of $70.79 (Fairly Valued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Burke & Herbert Financial Services's adjusted book value per share for the three months ended in Jun. 2026 was $59.101. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $39.93 for the trailing ten years ended in Jun. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-08-19), Burke & Herbert Financial Services's current stock price is $72.34. Burke & Herbert Financial Services's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 was $39.93. Burke & Herbert Financial Services's Cyclically Adjusted PB Ratio of today is 1.81.

During the past 12 years, the highest Cyclically Adjusted PB Ratio of Burke & Herbert Financial Services was 1.85. The lowest was 1.59. And the median was 1.72.


Burke & Herbert Financial Services  (NAS:BHRB) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Burke & Herbert Financial Services's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=72.34/39.93
=1.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 12 years, the highest Cyclically Adjusted PB Ratio of Burke & Herbert Financial Services was 1.85. The lowest was 1.59. And the median was 1.72.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Burke & Herbert Financial Services Cyclically Adjusted Book per Share Related Terms


Burke & Herbert Financial Services Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Burke & Herbert Financial Services's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Burke & Herbert Financial Services Cyclically Adjusted Book per Share Chart

Burke & Herbert Financial Services Annual Data
Trend Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Burke & Herbert Financial Services Quarterly Data
Dec20 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 38.61 39.93

BHRB vs PEBO, TMP, WABC: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Burke & Herbert Financial Services's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Burke & Herbert Financial Services Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Burke & Herbert Financial Services's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Burke & Herbert Financial Services's Cyclically Adjusted PB Ratio falls into.


BHRB
67GF Score
Burke & Herbert Financial Services Corp BHRB
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Burke & Herbert Financial Services Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Burke & Herbert Financial Services's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book= Book Value per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=59.101/333.9520*333.9520
=59.101

Current CPI (Jun. 2026) = 333.9520.

Burke & Herbert Financial Services Quarterly Data

Book Value per Share CPI Adj_Book
200303 14.745 184.200 26.732
200306 15.031 183.700 27.325
200309 14.775 185.200 26.642
200312 15.122 184.300 27.401
200403 16.162 187.400 28.801
200406 15.290 189.700 26.917
200409 16.512 189.900 29.037
200412 16.439 190.300 28.848
200503 16.664 193.300 28.789
200506 17.145 194.500 29.438
200509 17.705 198.800 29.742
200512 17.533 196.800 29.752
200603 18.150 199.800 30.336
200606 17.889 202.900 29.443
200609 18.381 202.900 30.253
200612 18.751 201.800 31.030
200703 19.447 205.352 31.626
200706 19.349 208.352 31.013
200709 19.884 208.490 31.849
201912 44.191 256.974 57.429
202012 48.110 260.474 61.682
202112 48.703 278.802 58.337
202203 0.000 287.504 0.000
202206 0.000 296.311 0.000
202209 0.000 296.808 0.000
202212 36.824 296.797 41.434
202303 39.012 301.836 43.163
202306 39.046 305.109 42.737
202309 36.454 307.789 39.553
202312 42.368 306.746 46.126
202403 42.918 312.332 45.889
202406 45.721 314.175 48.599
202409 48.630 315.301 51.507
202412 48.082 315.605 50.877
202503 49.896 319.799 52.104
202506 51.280 322.561 53.091
202509 54.017 324.800 55.539
202512 56.174 324.054 57.890
202603 56.765 330.213 57.408
202606 59.101 333.952 59.101

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $39.93 mean?
Burke & Herbert Financial Services (BHRB) has a Cyclically Adjusted Book per Share of $39.93 as of Jun. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Burke & Herbert Financial Services and its competitors.
Is Burke & Herbert Financial Services' Cyclically Adjusted Book per Share too high?
Burke & Herbert Financial Services' current Cyclically Adjusted Book per Share is $39.93. Overall, Burke & Herbert Financial Services has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Burke & Herbert Financial Services' Cyclically Adjusted Book per Share compare to PEBO and TMP?
Burke & Herbert Financial Services' Cyclically Adjusted Book per Share of $39.93 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Burke & Herbert Financial Services and its competitors. Burke & Herbert Financial Services's current Cyclically Adjusted Book per Share is $39.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Burke & Herbert Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Burke & Herbert Financial Services (BHRB) is currently considered Fairly Valued. The stock's GF Value™ is $70.79, compared to a current price of $72.34 — trading 2.2% above its estimated fair value. The current Cyclically Adjusted Book per Share is $39.93. Burke & Herbert Financial Services' overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Burke & Herbert Financial Services (BHRB), the current Cyclically Adjusted Book per Share is $39.93 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Burke & Herbert Financial Services (BHRB) Overvalued in 2026?

Based on GuruFocus' analysis, Burke & Herbert Financial Services stock appears to be overvalued. The current stock price of $72.34 is trading 2.2% above its estimated GF Value™ of $70.79. GuruFocus considers Burke & Herbert Financial Services to be Fairly Valued.

Key valuation signals for BHRB:

  • Cyclically Adjusted Book per Share: $39.93
  • GF Value™: $70.79 vs. price of $72.34 (2.2% above fair value)
  • GF Score™: 67/100 with 7 warning signs

No single metric tells the full story. See the BHRB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Burke & Herbert Financial Services Business Description

Address 100 S. Fairfax Street, Alexandria, VA, USA, 22314
Burke & Herbert Financial Services Corp is the bank holding company. Through its subsidiary, it predominantly serves small to medium-sized businesses, their owners and employees, professional corporations, non-profits, and individuals with various banking products and financial services. Some of its products and service offerings include checking, savings, and money market accounts, certificates of deposit, treasury and cash management services, commercial and industrial loans, commercial real estate loans, residential mortgage, acquisition, construction, and development loans, online banking, mobile banking, and wealth and trust services. The company operates in a single segment, namely Community Banking.
67GF Score

Get the complete analysis for BHRB

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$72.34
Price
$70.79
GF Value