BHRB (Burke & Herbert Financial Services) OCF Margin %: 0.30% (As of Jun. 2026) — 99% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BHRB Burke & Herbert Financial Services Corp BHRB
67 GF Score
Price $72.34
GF Value $70.79
Valuation Fairly Valued
! 7 Warning Signs
View Full Analysis

What is Burke & Herbert Financial Services OCF Margin %?

Burke & Herbert Financial Services BHRB -0.14% 67 OCF Margin % is 0.30% as of Jun. 2026, which is 99% below its 10-year median of 38.78. GuruFocus rates BHRB with a GF Score™ of 67/100 and a GF Value™ of $70.79 (Fairly Valued). The stock has 7 warning signs investors should review. Among 1,495 Banks companies, Burke & Herbert Financial Services ranks worse than 55.85% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Burke & Herbert Financial Services's Cash Flow from Operations for the three months ended in Jun. 2026 was $0.3 Mil. Burke & Herbert Financial Services's Revenue for the three months ended in Jun. 2026 was $105.5 Mil. Therefore, Burke & Herbert Financial Services's OCF Margin % for the quarter that ended in Jun. 2026 was 0.30%.

As of today, Burke & Herbert Financial Services's current OCF Yield % is 6.65%.

The historical rank and industry rank for Burke & Herbert Financial Services's OCF Margin % or its related term are showing as below:

BHRB' s OCF Margin % Range Over the Past 10 Years
Min: 21.33   Med: 38.78   Max: 51.51
Current: 27.06


During the past 12 years, the highest OCF Margin % of Burke & Herbert Financial Services was 51.51%. The lowest was 21.33%. And the median was 38.78%.

BHRB's OCF Margin % is ranked worse than
55.85% of 1495 companies
in the Banks industry
Industry Median: 30.31 vs BHRB: 27.06


Burke & Herbert Financial Services OCF Margin % Related Terms


Burke & Herbert Financial Services OCF Margin % Historical Data

* Premium members only.

The historical data trend for Burke & Herbert Financial Services's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Burke & Herbert Financial Services OCF Margin % Chart

Burke & Herbert Financial Services Annual Data
Trend Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 48.60 51.51 38.95 33.44 32.00

Burke & Herbert Financial Services Quarterly Data
Dec20 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.05 46.70 36.22 31.72 0.30

BHRB vs PEBO, TMP, WABC: OCF Margin % Comparison

For the Banks - Regional subindustry, Burke & Herbert Financial Services's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Burke & Herbert Financial Services OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Burke & Herbert Financial Services's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Burke & Herbert Financial Services's OCF Margin % falls into.


BHRB
67GF Score
Burke & Herbert Financial Services Corp BHRB
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Burke & Herbert Financial Services OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Burke & Herbert Financial Services's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=107.933/337.269
=32.00 %

Burke & Herbert Financial Services's OCF Margin for the quarter that ended in Jun. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Jun. 2026 )/Revenue (Q: Jun. 2026 )
=0.313/105.502
=0.30 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 0.30% mean?
Burke & Herbert Financial Services (BHRB) has a OCF Margin % of 0.30% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Burke & Herbert Financial Services and its competitors. This is 99% below median its historical median of 38.78. Over the past decade, Burke & Herbert Financial Services' OCF Margin % has ranged from 21.33 to 51.51. According to the industry distribution chart, Burke & Herbert Financial Services ranks #835 out of 1495 companies in the Banks industry, placing it in the top 55.9%.
Is Burke & Herbert Financial Services' OCF Margin % too high?
Burke & Herbert Financial Services' current OCF Margin % of 0.30% is 99% below median its 10-year median of 38.78. Over the past 10 years, this metric has ranged from a low of 21.33 to a high of 51.51. The Banks industry median OCF Margin % is 30.31. Burke & Herbert Financial Services' value of 0.30% is 99% below this industry median. Based on the distribution chart, Burke & Herbert Financial Services ranks #835 out of 1495 companies in the Banks industry, which is below the industry midpoint. Overall, Burke & Herbert Financial Services has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Burke & Herbert Financial Services' OCF Margin % compare to PEBO and TMP?
According to the Banks industry distribution chart, Burke & Herbert Financial Services ranks #835 out of 1495 companies for OCF Margin %. This places Burke & Herbert Financial Services in the lower half of its industry. The industry median OCF Margin % is 30.31. Burke & Herbert Financial Services' value of 0.30% is 99% below this benchmark. Historically, Burke & Herbert Financial Services' own OCF Margin % has ranged from 21.33 to 51.51 over the past decade. While the company's 10-year median is 38.78 vs. the industry median of 30.31, Burke & Herbert Financial Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 30.31, based on 1,495 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Burke & Herbert Financial Services's current OCF Margin % of 0.30% is 99% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Burke & Herbert Financial Services and its competitors. For the Banks industry, the median OCF Margin % is 30.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Burke & Herbert Financial Services's current OCF Margin % is 0.30%, which is 99% below median its own 10-year median of 38.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Burke & Herbert Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Burke & Herbert Financial Services (BHRB) is currently considered Fairly Valued. The stock's GF Value™ is $70.79, compared to a current price of $72.34 — trading 2.2% above its estimated fair value. The current OCF Margin % is 0.30%, which is 99% below median its 10-year median of 38.78 and 99% below the Banks industry median of 30.31. Burke & Herbert Financial Services' overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Burke & Herbert Financial Services (BHRB), the current OCF Margin % is 0.30% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Burke & Herbert Financial Services (BHRB) Overvalued in 2026?

Based on GuruFocus' analysis, Burke & Herbert Financial Services stock appears to be overvalued. The current stock price of $72.34 is trading 2.2% above its estimated GF Value™ of $70.79. GuruFocus considers Burke & Herbert Financial Services to be Fairly Valued.

Key valuation signals for BHRB:

  • OCF Margin %: 0.30% (99% below median its 10-year median of 38.78)
  • GF Value™: $70.79 vs. price of $72.34 (2.2% above fair value)
  • GF Score™: 67/100 with 7 warning signs
  • Industry Position: 99% below the Banks median (#835 of 1495)

No single metric tells the full story. See the BHRB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Burke & Herbert Financial Services Business Description

Address 100 S. Fairfax Street, Alexandria, VA, USA, 22314
Burke & Herbert Financial Services Corp is the bank holding company. Through its subsidiary, it predominantly serves small to medium-sized businesses, their owners and employees, professional corporations, non-profits, and individuals with various banking products and financial services. Some of its products and service offerings include checking, savings, and money market accounts, certificates of deposit, treasury and cash management services, commercial and industrial loans, commercial real estate loans, residential mortgage, acquisition, construction, and development loans, online banking, mobile banking, and wealth and trust services. The company operates in a single segment, namely Community Banking.
67GF Score

Get the complete analysis for BHRB

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$72.34
Price
$70.79
GF Value