BHRB (Burke & Herbert Financial Services) E10: $4.70 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BHRB Burke & Herbert Financial Services Corp BHRB
67 GF Score
Price $72.34
GF Value $70.79
Valuation Fairly Valued
! 7 Warning Signs
View Full Analysis

What is Burke & Herbert Financial Services E10?

Burke & Herbert Financial Services BHRB -0.14% 67 E10 is $4.70 as of Jun. 2026. GuruFocus rates BHRB with a GF Score™ of 67/100 and a GF Value™ of $70.79 (Fairly Valued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Burke & Herbert Financial Services's adjusted earnings per share data for the three months ended in Jun. 2026 was $0.500. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $4.70 for the trailing ten years ended in Jun. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-08-19), Burke & Herbert Financial Services's current stock price is $72.34. Burke & Herbert Financial Services's E10 for the quarter that ended in Jun. 2026 was $4.70. Burke & Herbert Financial Services's Shiller PE Ratio of today is 15.39.

During the past 12 years, the highest Shiller PE Ratio of Burke & Herbert Financial Services was 15.62. The lowest was 13.00. And the median was 14.01.


Burke & Herbert Financial Services  (NAS:BHRB) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Burke & Herbert Financial Services's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=72.34/4.70
=15.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 12 years, the highest Shiller P/E Ratio of Burke & Herbert Financial Services was 15.62. The lowest was 13.00. And the median was 14.01.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Burke & Herbert Financial Services E10 Related Terms


Burke & Herbert Financial Services E10 Historical Data

* Premium members only.

The historical data trend for Burke & Herbert Financial Services's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Burke & Herbert Financial Services E10 Chart

Burke & Herbert Financial Services Annual Data
Trend Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Burke & Herbert Financial Services Quarterly Data
Dec20 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 4.73 4.70

BHRB vs PEBO, TMP, WABC: E10 Comparison

For the Banks - Regional subindustry, Burke & Herbert Financial Services's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Burke & Herbert Financial Services Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Burke & Herbert Financial Services's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Burke & Herbert Financial Services's Shiller PE Ratio falls into.


BHRB
67GF Score
Burke & Herbert Financial Services Corp BHRB
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Burke & Herbert Financial Services E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Burke & Herbert Financial Services's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.5/333.9520*333.9520
=0.500

Current CPI (Jun. 2026) = 333.9520.

Burke & Herbert Financial Services Quarterly Data

per share eps CPI Adj_EPS
200303 0.628 184.200 1.139
200306 0.649 183.700 1.180
200309 0.634 185.200 1.143
200312 0.688 184.300 1.247
200403 0.626 187.400 1.116
200406 0.635 189.700 1.118
200409 0.667 189.900 1.173
200412 0.714 190.300 1.253
200503 0.685 193.300 1.183
200506 0.742 194.500 1.274
200509 0.712 198.800 1.196
200512 0.679 196.800 1.152
200603 0.681 199.800 1.138
200606 0.650 202.900 1.070
200609 0.621 202.900 1.022
200612 0.665 201.800 1.100
200703 0.567 205.352 0.922
200706 0.581 208.352 0.931
200709 0.595 208.490 0.953
201912 0.000 256.974 0.000
202012 0.000 260.474 0.000
202112 0.000 278.802 0.000
202203 0.000 287.504 0.000
202206 0.000 296.311 0.000
202209 1.500 296.808 1.688
202212 1.798 296.797 2.023
202303 1.000 301.836 1.106
202306 0.800 305.109 0.876
202309 0.550 307.789 0.597
202312 0.670 306.746 0.729
202403 0.690 312.332 0.738
202406 -1.410 314.175 -1.499
202409 1.820 315.301 1.928
202412 1.300 315.605 1.376
202503 1.800 319.799 1.880
202506 1.970 322.561 2.040
202509 1.970 324.800 2.026
202512 1.980 324.054 2.040
202603 1.790 330.213 1.810
202606 0.500 333.952 0.500

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $4.70 mean?
Burke & Herbert Financial Services (BHRB) has a E10 of $4.70 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Burke & Herbert Financial Services and its competitors.
Is Burke & Herbert Financial Services' E10 too high?
Burke & Herbert Financial Services' current E10 is $4.70. Overall, Burke & Herbert Financial Services has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Burke & Herbert Financial Services' E10 compare to PEBO and TMP?
Burke & Herbert Financial Services' E10 of $4.70 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Burke & Herbert Financial Services and its competitors. Burke & Herbert Financial Services's current E10 is $4.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Burke & Herbert Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Burke & Herbert Financial Services (BHRB) is currently considered Fairly Valued. The stock's GF Value™ is $70.79, compared to a current price of $72.34 — trading 2.2% above its estimated fair value. The current E10 is $4.70. Burke & Herbert Financial Services' overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Burke & Herbert Financial Services (BHRB), the current E10 is $4.70 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Burke & Herbert Financial Services (BHRB) Overvalued in 2026?

Based on GuruFocus' analysis, Burke & Herbert Financial Services stock appears to be overvalued. The current stock price of $72.34 is trading 2.2% above its estimated GF Value™ of $70.79. GuruFocus considers Burke & Herbert Financial Services to be Fairly Valued.

Key valuation signals for BHRB:

  • E10: $4.70
  • GF Value™: $70.79 vs. price of $72.34 (2.2% above fair value)
  • GF Score™: 67/100 with 7 warning signs

No single metric tells the full story. See the BHRB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Burke & Herbert Financial Services Business Description

Address 100 S. Fairfax Street, Alexandria, VA, USA, 22314
Burke & Herbert Financial Services Corp is the bank holding company. Through its subsidiary, it predominantly serves small to medium-sized businesses, their owners and employees, professional corporations, non-profits, and individuals with various banking products and financial services. Some of its products and service offerings include checking, savings, and money market accounts, certificates of deposit, treasury and cash management services, commercial and industrial loans, commercial real estate loans, residential mortgage, acquisition, construction, and development loans, online banking, mobile banking, and wealth and trust services. The company operates in a single segment, namely Community Banking.
67GF Score

Get the complete analysis for BHRB

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$72.34
Price
$70.79
GF Value