BHRB (Burke & Herbert Financial Services) Scaled Net Operating Assets: 0.14 (As of Jun. 2026)

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BHRB Burke & Herbert Financial Services Corp BHRB
67 GF Score
Price $72.34
GF Value $70.79
Valuation Fairly Valued
! 7 Warning Signs
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What is Burke & Herbert Financial Services Scaled Net Operating Assets?

Burke & Herbert Financial Services BHRB -0.14% 67 Scaled Net Operating Assets is 0.14 as of Jun. 2026. GuruFocus rates BHRB with a GF Score™ of 67/100 and a GF Value™ of $70.79 (Fairly Valued). The stock has 7 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Burke & Herbert Financial Services's operating assets for the quarter that ended in Jun. 2026 was $10,261.1 Mil. Burke & Herbert Financial Services's operating liabilities for the quarter that ended in Jun. 2026 was $9,111.9 Mil. Burke & Herbert Financial Services's Total Assets for the quarter that ended in Mar. 2026 was $7,927.7 Mil. Therefore, Burke & Herbert Financial Services's scaled net operating assets (SNOA) for the quarter that ended in Jun. 2026 was 0.14.

BHRB
67GF Score
Burke & Herbert Financial Services Corp BHRB
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Burke & Herbert Financial Services Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Burke & Herbert Financial Services's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(7631.499-6528.487)/7812.185
=0.14

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=7920.626 - 289.127
=7631.499

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=7065.977 - 87.49 - 450
=6528.487

Burke & Herbert Financial Services's Scaled Net Operating Assets (SNOA) for the quarter that ended in Jun. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Jun. 2026 )
=(Operating Assets (Q: Jun. 2026 )-Operating Liabilities (Q: Jun. 2026 ))/Total Assets (Q: Mar. 2026 )
=(10261.109-9111.938)/7927.711
=0.14

where

Operating Assets(Q: Jun. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=10991.3 - 730.191
=10261.109

Operating Liabilities(Q: Jun. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=9789.121 - 152.183 - 525
=9111.938

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.14 mean?
Burke & Herbert Financial Services (BHRB) has a Scaled Net Operating Assets of 0.14 as of Jun. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Burke & Herbert Financial Services and its competitors.
Is Burke & Herbert Financial Services' Scaled Net Operating Assets too high?
Burke & Herbert Financial Services' current Scaled Net Operating Assets is 0.14. Overall, Burke & Herbert Financial Services has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Burke & Herbert Financial Services' Scaled Net Operating Assets compare to PEBO and TMP?
Burke & Herbert Financial Services' Scaled Net Operating Assets of 0.14 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Burke & Herbert Financial Services and its competitors. Burke & Herbert Financial Services's current Scaled Net Operating Assets is 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Burke & Herbert Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Burke & Herbert Financial Services (BHRB) is currently considered Fairly Valued. The stock's GF Value™ is $70.79, compared to a current price of $72.34 — trading 2.2% above its estimated fair value. The current Scaled Net Operating Assets is 0.14. Burke & Herbert Financial Services' overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Burke & Herbert Financial Services (BHRB), the current Scaled Net Operating Assets is 0.14 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Burke & Herbert Financial Services (BHRB) Overvalued in 2026?

Based on GuruFocus' analysis, Burke & Herbert Financial Services stock appears to be overvalued. The current stock price of $72.34 is trading 2.2% above its estimated GF Value™ of $70.79. GuruFocus considers Burke & Herbert Financial Services to be Fairly Valued.

Key valuation signals for BHRB:

  • Scaled Net Operating Assets: 0.14
  • GF Value™: $70.79 vs. price of $72.34 (2.2% above fair value)
  • GF Score™: 67/100 with 7 warning signs

No single metric tells the full story. See the BHRB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Burke & Herbert Financial Services Business Description

Address 100 S. Fairfax Street, Alexandria, VA, USA, 22314
Burke & Herbert Financial Services Corp is the bank holding company. Through its subsidiary, it predominantly serves small to medium-sized businesses, their owners and employees, professional corporations, non-profits, and individuals with various banking products and financial services. Some of its products and service offerings include checking, savings, and money market accounts, certificates of deposit, treasury and cash management services, commercial and industrial loans, commercial real estate loans, residential mortgage, acquisition, construction, and development loans, online banking, mobile banking, and wealth and trust services. The company operates in a single segment, namely Community Banking.
67GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$72.34
Price
$70.79
GF Value