Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The historical rank and industry rank for Burke & Herbert Financial Services's Return-on-Tangible-Equity or its related term are showing as below:
BHRB'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 6.78 Med: 11.31 Max: 16.74
Current: 12.1
During the past 12 years, Burke & Herbert Financial Services's highest Return-on-Tangible-Equity was 16.74%. The lowest was 6.78%. And the median was 11.31%.
BHRB's Return-on-Tangible-Equity is ranked better than 54.34% of 1522
companies
in the Banks industry
Industry Median: 11.43
vs BHRB: 12.10
Burke & Herbert Financial Services (NAS:BHRB) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Burke & Herbert Financial Services Return-on-Tangible-Equity Related Terms
Burke & Herbert Financial Services Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Burke & Herbert Financial Services Return-on-Tangible-Equity Chart
BHRB vs PEBO, TMP, WABC: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Burke & Herbert Financial Services's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Burke & Herbert Financial Services Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Burke & Herbert Financial Services's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Burke & Herbert Financial Services's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Jun. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 4.23% mean?
Burke & Herbert Financial Services (BHRB) has a Return-on-Tangible-Equity of 4.23% as of Jun. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Burke & Herbert Financial Services and its competitors. This is 63% below median its historical median of 11.31. Over the past decade, Burke & Herbert Financial Services' Return-on-Tangible-Equity has ranged from 6.78 to 16.74. According to the industry distribution chart, Burke & Herbert Financial Services ranks #695 out of 1522 companies in the Banks industry, placing it in the top 45.7%.
Is Burke & Herbert Financial Services' Return-on-Tangible-Equity too high?
Burke & Herbert Financial Services' current Return-on-Tangible-Equity of 4.23% is 63% below median its 10-year median of 11.31. Over the past 10 years, this metric has ranged from a low of 6.78 to a high of 16.74. The Banks industry median Return-on-Tangible-Equity is 11.43. Burke & Herbert Financial Services' value of 4.23% is 63% below this industry median. Based on the distribution chart, Burke & Herbert Financial Services ranks #695 out of 1522 companies in the Banks industry, which is above the industry midpoint. Overall, Burke & Herbert Financial Services has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Burke & Herbert Financial Services' Return-on-Tangible-Equity compare to PEBO and TMP?
According to the Banks industry distribution chart, Burke & Herbert Financial Services ranks #695 out of 1522 companies for Return-on-Tangible-Equity. This puts Burke & Herbert Financial Services in the upper half of its industry. The industry median Return-on-Tangible-Equity is 11.43. Burke & Herbert Financial Services' value of 4.23% is 63% below this benchmark. Historically, Burke & Herbert Financial Services' own Return-on-Tangible-Equity has ranged from 6.78 to 16.74 over the past decade. While the company's 10-year median is 11.31 vs. the industry median of 11.43, Burke & Herbert Financial Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.43, based on 1,522 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Burke & Herbert Financial Services's current Return-on-Tangible-Equity of 4.23% is 63% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Burke & Herbert Financial Services and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Burke & Herbert Financial Services's current Return-on-Tangible-Equity is 4.23%, which is 63% below median its own 10-year median of 11.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Burke & Herbert Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Burke & Herbert Financial Services (BHRB) is currently considered Fairly Valued. The stock's GF Value™ is $70.79, compared to a current price of $72.34 — trading 2.2% above its estimated fair value. The current Return-on-Tangible-Equity is 4.23%, which is 63% below median its 10-year median of 11.31 and 63% below the Banks industry median of 11.43. Burke & Herbert Financial Services' overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Burke & Herbert Financial Services (BHRB), the current Return-on-Tangible-Equity is 4.23% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Burke & Herbert Financial Services (BHRB) Overvalued in 2026?
Based on GuruFocus' analysis, Burke & Herbert Financial Services stock appears to be overvalued.
The current stock price of $72.34 is trading 2.2% above its estimated GF Value™ of $70.79.
GuruFocus considers Burke & Herbert Financial Services to be Fairly Valued.
Key valuation signals for BHRB:
Return-on-Tangible-Equity: 4.23% (63% below median its 10-year median of 11.31)
GF Value™: $70.79 vs. price of $72.34 (2.2% above fair value)
Industry Position: 63% below the Banks median (#695 of 1522)
No single metric tells the full story. See the BHRB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Burke & Herbert Financial Services Corp is the bank holding company. Through its subsidiary, it predominantly serves small to medium-sized businesses, their owners and employees, professional corporations, non-profits, and individuals with various banking products and financial services. Some of its products and service offerings include checking, savings, and money market accounts, certificates of deposit, treasury and cash management services, commercial and industrial loans, commercial real estate loans, residential mortgage, acquisition, construction, and development loans, online banking, mobile banking, and wealth and trust services. The company operates in a single segment, namely Community Banking.
67GF Score
Get the complete analysis for BHRB
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BHRB has been successfully added to your 
