Delta Life Insurance Co (DHA:DELTALIFE) Cyclically Adjusted Book per Share: BDT401.42 (As of Mar. 2026)

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DHA:DELTALIFE Delta Life Insurance Co Ltd DHA:DELTALIFE
66 GF Score
Price BDT80.80
GF Value BDT93.02
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Delta Life Insurance Co Cyclically Adjusted Book per Share?

Delta Life Insurance Co DHA:DELTALIFE -1.94% 66 Cyclically Adjusted Book per Share is BDT401.42 as of Mar. 2026. GuruFocus rates DHA:DELTALIFE with a GF Score™ of 66/100 and a GF Value™ of BDT93.02 (Modestly Undervalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Delta Life Insurance Co's adjusted book value per share for the three months ended in Mar. 2026 was BDT369.854. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is BDT401.42 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Delta Life Insurance Co's average Cyclically Adjusted Book Growth Rate was 2.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-07-22), Delta Life Insurance Co's current stock price is BDT80.80. Delta Life Insurance Co's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was BDT401.42. Delta Life Insurance Co's Cyclically Adjusted PB Ratio of today is 0.20.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Delta Life Insurance Co was 0.38. The lowest was 0.16. And the median was 0.20.


Delta Life Insurance Co  (DHA:DELTALIFE) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Delta Life Insurance Co's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=80.80/401.42
=0.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Delta Life Insurance Co was 0.38. The lowest was 0.16. And the median was 0.20.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Delta Life Insurance Co Cyclically Adjusted Book per Share Related Terms


Delta Life Insurance Co Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Delta Life Insurance Co's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Delta Life Insurance Co Cyclically Adjusted Book per Share Chart

Delta Life Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 373.84 386.35 394.89

Delta Life Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 391.76 395.39 397.10 394.89 401.42

DHA:DELTALIFE vs AFL, MET, PRU: Cyclically Adjusted Book per Share Comparison

For the Insurance - Life subindustry, Delta Life Insurance Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Delta Life Insurance Co Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Delta Life Insurance Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Delta Life Insurance Co's Cyclically Adjusted PB Ratio falls into.


DHA:DELTALIFE
66GF Score
Delta Life Insurance Co Ltd DHA:DELTALIFE
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Delta Life Insurance Co Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Delta Life Insurance Co's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=369.854/330.2130*330.2130
=369.854

Current CPI (Mar. 2026) = 330.2130.

Delta Life Insurance Co Quarterly Data

Book Value per Share CPI Adj_Book
201506 290.904 238.638 402.536
201509 296.525 237.945 411.509
201512 299.378 236.525 417.962
201603 296.232 238.132 410.779
201606 298.701 241.018 409.243
201609 304.287 241.428 416.188
201612 315.390 241.432 431.367
201703 321.470 243.801 435.411
201706 320.690 244.955 432.308
201709 323.979 246.819 433.443
201712 338.852 246.524 453.884
201803 327.403 249.554 433.224
201806 327.215 251.989 428.791
201809 330.892 252.439 432.837
201812 336.873 251.233 442.776
201903 341.917 254.202 444.156
201906 342.431 256.143 441.453
201909 333.852 256.759 429.361
201912 336.483 256.974 432.383
202012 356.716 260.474 452.223
202106 0.000 271.696 0.000
202109 0.000 274.310 0.000
202112 355.726 278.802 421.322
202203 0.000 287.504 0.000
202206 347.785 296.311 387.576
202209 351.095 296.808 390.610
202212 342.063 296.797 380.575
202303 343.107 301.836 375.364
202306 345.183 305.109 373.584
202309 344.448 307.789 369.543
202312 337.451 306.746 363.267
202403 336.814 312.332 356.097
202406 333.766 314.175 350.804
202409 337.178 315.301 353.125
202412 330.829 315.605 346.142
202503 336.445 319.799 347.401
202506 343.041 322.561 351.179
202509 359.927 324.800 365.925
202512 351.809 324.054 358.496
202603 369.854 330.213 369.854

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of BDT401.42 mean?
Delta Life Insurance Co (DHA:DELTALIFE) has a Cyclically Adjusted Book per Share of BDT401.42 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Delta Life Insurance Co and its competitors.
Is Delta Life Insurance Co's Cyclically Adjusted Book per Share too high?
Delta Life Insurance Co's current Cyclically Adjusted Book per Share is BDT401.42. Overall, Delta Life Insurance Co has a GF Score™ of 66/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Delta Life Insurance Co's Cyclically Adjusted Book per Share compare to AFL and MET?
Delta Life Insurance Co's Cyclically Adjusted Book per Share of BDT401.42 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Delta Life Insurance Co and its competitors. Delta Life Insurance Co's current Cyclically Adjusted Book per Share is BDT401.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Delta Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Delta Life Insurance Co (DHA:DELTALIFE) is currently considered Modestly Undervalued. The stock's GF Value™ is BDT93.02, compared to a current price of BDT80.80 — trading 13.1% below its estimated fair value. The current Cyclically Adjusted Book per Share is BDT401.42. Delta Life Insurance Co's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Delta Life Insurance Co (DHA:DELTALIFE), the current Cyclically Adjusted Book per Share is BDT401.42 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Delta Life Insurance Co (DHA:DELTALIFE) Overvalued in 2026?

Based on GuruFocus' analysis, Delta Life Insurance Co stock appears to be undervalued. The current stock price of BDT80.80 is trading 13.1% below its estimated GF Value™ of BDT93.02. GuruFocus considers Delta Life Insurance Co to be Modestly Undervalued.

Key valuation signals for DHA:DELTALIFE:

  • Cyclically Adjusted Book per Share: BDT401.42
  • GF Value™: BDT93.02 vs. price of BDT80.80 (13.1% below fair value)
  • GF Score™: 66/100 with 4 warning signs

No single metric tells the full story. See the DHA:DELTALIFE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Delta Life Insurance Co Business Description

Address Plot No. 37, Road No. 45 (South) & 90 (North), Delta Life Tower (9th Floor), Gulshan Circle-2, Dhaka, BGD, 1212
Delta Life Insurance Co Ltd is engaged in providing life insurance services such as ordinary life insurance, micro insurance, group life insurance, and health insurance. The company's Life Insurance business comprises of Individual life for urban and suburban people and micro insurance in the name of Gono-Grameen Bima (GN-GRB) for low income group. The company's segment includes Ordinary Life. Gono - Grameen Bima, and Group Insurance Business. The group derives the majority of its revenue from the ordinary life segment.
66GF Score

Get the complete analysis for DHA:DELTALIFE

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT80.80
Price
BDT93.02
GF Value