Delta Life Insurance Co (DHA:DELTALIFE) Retained Earnings: BDT105 Mil (As of Jun. 2026)

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DHA:DELTALIFE Delta Life Insurance Co Ltd DHA:DELTALIFE
65 GF Score
Price BDT75.10
GF Value BDT89.23
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Delta Life Insurance Co Retained Earnings?

Delta Life Insurance Co DHA:DELTALIFE 65 Retained Earnings is BDT105 Mil as of Jun. 2026. GuruFocus rates DHA:DELTALIFE with a GF Score™ of 65/100 and a GF Value™ of BDT89.23 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Delta Life Insurance Co's retained earnings for the quarter that ended in Jun. 2026 was BDT105 Mil.

Delta Life Insurance Co's quarterly retained earnings increased from Dec. 2025 (BDT128 Mil) to Mar. 2026 (BDT137 Mil) but then declined from Mar. 2026 (BDT137 Mil) to Jun. 2026 (BDT105 Mil).

Delta Life Insurance Co's annual retained earnings declined from Dec. 2023 (BDT288 Mil) to Dec. 2024 (BDT144 Mil) and declined from Dec. 2024 (BDT144 Mil) to Dec. 2025 (BDT128 Mil).


Delta Life Insurance Co  (DHA:DELTALIFE) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Delta Life Insurance Co Retained Earnings Historical Data

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The historical data trend for Delta Life Insurance Co's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Delta Life Insurance Co Retained Earnings Chart

Delta Life Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 179.04 248.99 287.76 144.20 128.24

Delta Life Insurance Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 185.23 128.95 128.24 137.04 105.17
DHA:DELTALIFE
65GF Score
Delta Life Insurance Co Ltd DHA:DELTALIFE
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Delta Life Insurance Co Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of BDT105 Mil mean?
Delta Life Insurance Co (DHA:DELTALIFE) has a Retained Earnings of BDT105 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Delta Life Insurance Co and its competitors.
Is Delta Life Insurance Co's Retained Earnings too high?
Delta Life Insurance Co's current Retained Earnings is BDT105 Mil. Overall, Delta Life Insurance Co has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Delta Life Insurance Co's Retained Earnings compare to MET and AFL?
Delta Life Insurance Co's Retained Earnings of BDT105 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Delta Life Insurance Co and its competitors. Delta Life Insurance Co's current Retained Earnings is BDT105 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Delta Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Delta Life Insurance Co (DHA:DELTALIFE) is currently considered Modestly Undervalued. The stock's GF Value™ is BDT89.23, compared to a current price of BDT75.10 — trading 15.8% below its estimated fair value. The current Retained Earnings is BDT105 Mil. Delta Life Insurance Co's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Delta Life Insurance Co (DHA:DELTALIFE), the current Retained Earnings is BDT105 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Delta Life Insurance Co (DHA:DELTALIFE) Overvalued in 2026?

Based on GuruFocus' analysis, Delta Life Insurance Co stock appears to be undervalued. The current stock price of BDT75.10 is trading 15.8% below its estimated GF Value™ of BDT89.23. GuruFocus considers Delta Life Insurance Co to be Modestly Undervalued.

Key valuation signals for DHA:DELTALIFE:

  • Retained Earnings: BDT105 Mil
  • GF Value™: BDT89.23 vs. price of BDT75.10 (15.8% below fair value)
  • GF Score™: 65/100 with 3 warning signs

No single metric tells the full story. See the DHA:DELTALIFE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Delta Life Insurance Co Business Description

Address Plot No. 37, Road No. 45 (South) & 90 (North), Delta Life Tower (9th Floor), Gulshan Circle-2, Dhaka, BGD, 1212
Delta Life Insurance Co Ltd is engaged in providing life insurance services such as ordinary life insurance, micro insurance, group life insurance, and health insurance. The company's Life Insurance business comprises of Individual life for urban and suburban people and micro insurance in the name of Gono-Grameen Bima (GN-GRB) for low income group. The company's segment includes Ordinary Life. Gono - Grameen Bima, and Group Insurance Business. The group derives the majority of its revenue from the ordinary life segment.
65GF Score

Get the complete analysis for DHA:DELTALIFE

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT75.10
Price
BDT89.23
GF Value