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Delta Life Insurance Co (DHA:DELTALIFE) Intrinsic Value: Projected FCF : BDT149.32 (As of Jun. 03, 2025)


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What is Delta Life Insurance Co Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2025-06-03), Delta Life Insurance Co's Intrinsic Value: Projected FCF is BDT149.32. The stock price of Delta Life Insurance Co is BDT63.80. Therefore, Delta Life Insurance Co's Price-to-Intrinsic-Value-Projected-FCF of today is 0.4.

The historical rank and industry rank for Delta Life Insurance Co's Intrinsic Value: Projected FCF or its related term are showing as below:

DHA:DELTALIFE' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.32   Med: 0.63   Max: 0.91
Current: 0.43

During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Delta Life Insurance Co was 0.91. The lowest was 0.32. And the median was 0.63.

DHA:DELTALIFE's Price-to-Projected-FCF is ranked better than
74.87% of 394 companies
in the Insurance industry
Industry Median: 0.755 vs DHA:DELTALIFE: 0.43

Delta Life Insurance Co Intrinsic Value: Projected FCF Historical Data

The historical data trend for Delta Life Insurance Co's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Delta Life Insurance Co Intrinsic Value: Projected FCF Chart

Delta Life Insurance Co Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 194.56 210.75 215.63 188.39 168.38

Delta Life Insurance Co Quarterly Data
Dec18 Mar19 Jun19 Sep19 Dec19 Dec20 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 168.22 168.38 153.71 145.62 149.32

Competitive Comparison of Delta Life Insurance Co's Intrinsic Value: Projected FCF

For the Insurance - Life subindustry, Delta Life Insurance Co's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Delta Life Insurance Co's Price-to-Projected-FCF Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Delta Life Insurance Co's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Delta Life Insurance Co's Price-to-Projected-FCF falls into.


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Delta Life Insurance Co Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Delta Life Insurance Co's Free Cash Flow(6 year avg) = BDT-1,565.27.

Delta Life Insurance Co's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Sep24)*0.8)/Shares Outstanding (Diluted Average)
=(9.5203515959648*-1565.2744+41725.793*0.8)/123.750
=149.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Delta Life Insurance Co  (DHA:DELTALIFE) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Delta Life Insurance Co's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=63.80/149.32260014414
=0.43

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Delta Life Insurance Co Intrinsic Value: Projected FCF Related Terms

Thank you for viewing the detailed overview of Delta Life Insurance Co's Intrinsic Value: Projected FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Delta Life Insurance Co Business Description

Traded in Other Exchanges
N/A
Address
Plot No. 37, Road No. 45 (South) & 90 (North), Delta Life Tower (9th Floor), Gulshan Circle - 2, Dhaka, BGD, 1212
Delta Life Insurance Co Ltd is engaged in providing life insurance services such as ordinary life insurance, micro insurance, group life insurance, and health insurance. The company's Life Insurance business comprises of Individual life for urban and suburban people and micro insurance in the name of Gono-Grameen Bima (GN-GRB) for low income group. The company's segment includes Ordinary Life. Gono - Grameen Bima, and Group Insurance Business. The group derives the majority of its revenue from the ordinary life segment.

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