Delta Life Insurance Co (DHA:DELTALIFE) E10: BDT10.74 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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DHA:DELTALIFE Delta Life Insurance Co Ltd DHA:DELTALIFE
66 GF Score
Price BDT87.00
GF Value BDT92.89
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Delta Life Insurance Co E10?

Delta Life Insurance Co DHA:DELTALIFE -0.34% 66 E10 is BDT10.74 as of Mar. 2026. GuruFocus rates DHA:DELTALIFE with a GF Score™ of 66/100 and a GF Value™ of BDT92.89 (Fairly Valued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Delta Life Insurance Co's adjusted earnings per share data for the three months ended in Mar. 2026 was BDT8.134. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is BDT10.74 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Delta Life Insurance Co's average E10 Growth Rate was -100.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-07-14), Delta Life Insurance Co's current stock price is BDT87.00. Delta Life Insurance Co's E10 for the quarter that ended in Mar. 2026 was BDT10.74. Delta Life Insurance Co's Shiller PE Ratio of today is 8.10.

During the past 13 years, the highest Shiller PE Ratio of Delta Life Insurance Co was 11.51. The lowest was 5.64. And the median was 7.41.


Delta Life Insurance Co  (DHA:DELTALIFE) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Delta Life Insurance Co's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=87.00/10.74
=8.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Delta Life Insurance Co was 11.51. The lowest was 5.64. And the median was 7.41.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Delta Life Insurance Co E10 Related Terms


Delta Life Insurance Co E10 Historical Data

* Premium members only.

The historical data trend for Delta Life Insurance Co's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Delta Life Insurance Co E10 Chart

Delta Life Insurance Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 11.86 10.22 9.98

Delta Life Insurance Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.37 10.70 11.05 9.98 10.74

DHA:DELTALIFE vs AFL, MET, PRU: E10 Comparison

For the Insurance - Life subindustry, Delta Life Insurance Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Delta Life Insurance Co Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Delta Life Insurance Co's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Delta Life Insurance Co's Shiller PE Ratio falls into.


DHA:DELTALIFE
66GF Score
Delta Life Insurance Co Ltd DHA:DELTALIFE
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Delta Life Insurance Co E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Delta Life Insurance Co's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=8.134/330.2130*330.2130
=8.134

Current CPI (Mar. 2026) = 330.2130.

Delta Life Insurance Co Quarterly Data

per share eps CPI Adj_EPS
201506 0.197 238.638 0.273
201509 2.984 237.945 4.141
201512 13.692 236.525 19.115
201603 1.869 238.132 2.592
201606 0.576 241.018 0.789
201609 0.448 241.428 0.613
201612 11.218 241.432 15.343
201703 2.443 243.801 3.309
201706 2.554 244.955 3.443
201709 2.366 246.819 3.165
201712 11.834 246.524 15.851
201803 -3.856 249.554 -5.102
201806 3.622 251.989 4.746
201809 3.380 252.439 4.421
201812 9.574 251.233 12.584
201903 -0.860 254.202 -1.117
201906 3.746 256.143 4.829
201909 -1.912 256.759 -2.459
201912 9.362 256.974 12.030
202012 0.000 260.474 0.000
202106 0.780 271.696 0.948
202109 0.520 274.310 0.626
202112 -12.251 278.802 -14.510
202203 -2.756 287.504 -3.165
202206 2.775 296.311 3.092
202209 1.331 296.808 1.481
202212 4.894 296.797 5.445
202303 -0.764 301.836 -0.836
202306 0.392 305.109 0.424
202309 -6.119 307.789 -6.565
202312 -1.734 306.746 -1.867
202403 4.605 312.332 4.869
202406 3.565 314.175 3.747
202409 -6.285 315.301 -6.582
202412 -3.562 315.605 -3.727
202503 4.415 319.799 4.559
202506 7.640 322.561 7.821
202509 3.861 324.800 3.925
202512 -1.641 324.054 -1.672
202603 8.134 330.213 8.134

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of BDT10.74 mean?
Delta Life Insurance Co (DHA:DELTALIFE) has a E10 of BDT10.74 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Delta Life Insurance Co and its competitors.
Is Delta Life Insurance Co's E10 too high?
Delta Life Insurance Co's current E10 is BDT10.74. Overall, Delta Life Insurance Co has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Delta Life Insurance Co's E10 compare to AFL and MET?
Delta Life Insurance Co's E10 of BDT10.74 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Delta Life Insurance Co and its competitors. Delta Life Insurance Co's current E10 is BDT10.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Delta Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Delta Life Insurance Co (DHA:DELTALIFE) is currently considered Fairly Valued. The stock's GF Value™ is BDT92.89, compared to a current price of BDT87.00 — trading 6.3% below its estimated fair value. The current E10 is BDT10.74. Delta Life Insurance Co's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Delta Life Insurance Co (DHA:DELTALIFE), the current E10 is BDT10.74 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Delta Life Insurance Co (DHA:DELTALIFE) Overvalued in 2026?

Based on GuruFocus' analysis, Delta Life Insurance Co stock appears to be undervalued. The current stock price of BDT87.00 is trading 6.3% below its estimated GF Value™ of BDT92.89. GuruFocus considers Delta Life Insurance Co to be Fairly Valued.

Key valuation signals for DHA:DELTALIFE:

  • E10: BDT10.74
  • GF Value™: BDT92.89 vs. price of BDT87.00 (6.3% below fair value)
  • GF Score™: 66/100 with 4 warning signs

No single metric tells the full story. See the DHA:DELTALIFE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Delta Life Insurance Co Business Description

Address Plot No. 37, Road No. 45 (South) & 90 (North), Delta Life Tower (9th Floor), Gulshan Circle-2, Dhaka, BGD, 1212
Delta Life Insurance Co Ltd is engaged in providing life insurance services such as ordinary life insurance, micro insurance, group life insurance, and health insurance. The company's Life Insurance business comprises of Individual life for urban and suburban people and micro insurance in the name of Gono-Grameen Bima (GN-GRB) for low income group. The company's segment includes Ordinary Life. Gono - Grameen Bima, and Group Insurance Business. The group derives the majority of its revenue from the ordinary life segment.
66GF Score

Get the complete analysis for DHA:DELTALIFE

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT87.00
Price
BDT92.89
GF Value