Delta Life Insurance Co (DHA:DELTALIFE) Debt-to-EBITDA : (As of Jun. 2026)

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DHA:DELTALIFE Delta Life Insurance Co Ltd DHA:DELTALIFE
65 GF Score
Price BDT71.80
GF Value BDT89.45
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Delta Life Insurance Co Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Delta Life Insurance Co's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was BDT0 Mil. Delta Life Insurance Co's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was BDT24 Mil. Delta Life Insurance Co's annualized EBITDA for the quarter that ended in Jun. 2026 was BDT3,608 Mil. Delta Life Insurance Co's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 0.01.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Delta Life Insurance Co's Debt-to-EBITDA or its related term are showing as below:

During the past 9 years, the highest Debt-to-EBITDA Ratio of Delta Life Insurance Co was 0.04. The lowest was 0.01. And the median was 0.02.

DHA:DELTALIFE's Debt-to-EBITDA is not ranked *
in the Insurance industry.
Industry Median: 1.23
* Ranked among companies with meaningful Debt-to-EBITDA only.

Delta Life Insurance Co  (DHA:DELTALIFE) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Delta Life Insurance Co Debt-to-EBITDA Related Terms


Delta Life Insurance Co Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Delta Life Insurance Co's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Delta Life Insurance Co Debt-to-EBITDA Chart

Delta Life Insurance Co Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec23 Dec24 Dec25
Debt-to-EBITDA
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Delta Life Insurance Co Quarterly Data
Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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DHA:DELTALIFE vs MET, AFL, PRU: Debt-to-EBITDA Comparison

For the Insurance - Life subindustry, Delta Life Insurance Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Delta Life Insurance Co Debt-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Delta Life Insurance Co's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Delta Life Insurance Co's Debt-to-EBITDA falls into.


DHA:DELTALIFE
65GF Score
Delta Life Insurance Co Ltd DHA:DELTALIFE
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Delta Life Insurance Co Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Delta Life Insurance Co's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 27.883117) / 2255.886532
=0.01

Delta Life Insurance Co's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 23.638181) / 3608.44948
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Is Delta Life Insurance Co (DHA:DELTALIFE) Overvalued in 2026?

Based on GuruFocus' analysis, Delta Life Insurance Co stock appears to be undervalued. The current stock price of BDT71.80 is trading 19.7% below its estimated GF Value™ of BDT89.45. GuruFocus considers Delta Life Insurance Co to be Modestly Undervalued.

Key valuation signals for DHA:DELTALIFE:

  • Debt-to-EBITDA:
  • GF Value™: BDT89.45 vs. price of BDT71.80 (19.7% below fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the DHA:DELTALIFE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Delta Life Insurance Co Business Description

Address Plot No. 37, Road No. 45 (South) & 90 (North), Delta Life Tower (9th Floor), Gulshan Circle-2, Dhaka, BGD, 1212
Delta Life Insurance Co Ltd is engaged in providing life insurance services such as ordinary life insurance, micro insurance, group life insurance, and health insurance. The company's Life Insurance business comprises of Individual life for urban and suburban people and micro insurance in the name of Gono-Grameen Bima (GN-GRB) for low income group. The company's segment includes Ordinary Life. Gono - Grameen Bima, and Group Insurance Business. The group derives the majority of its revenue from the ordinary life segment.
65GF Score

Get the complete analysis for DHA:DELTALIFE

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT71.80
Price
BDT89.45
GF Value