Delta Life Insurance Co (DHA:DELTALIFE) GF Value Rank: 8 (As of Sep. 07, 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:DELTALIFE Delta Life Insurance Co Ltd DHA:DELTALIFE
65 GF Score
Price BDT75.10
GF Value BDT89.23
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Delta Life Insurance Co GF Value Rank?

Delta Life Insurance Co DHA:DELTALIFE 65 GF Value Rank is 8 as of Sep. 07, 2026, which is at its 10-year median of 8.00. GuruFocus rates DHA:DELTALIFE with a GF Score™ of 65/100 and a GF Value™ of BDT89.23 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Delta Life Insurance Co has the GF Value Rank of 8.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Delta Life Insurance Co GF Value Rank Related Terms


DHA:DELTALIFE vs MET, AFL, PRU: GF Value Rank Comparison

For the Insurance - Life subindustry, Delta Life Insurance Co's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Delta Life Insurance Co GF Value Rank vs Insurance Industry

For the Insurance industry and Financial Services sector, Delta Life Insurance Co's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Delta Life Insurance Co's GF Value Rank falls into.


DHA:DELTALIFE
65GF Score
Delta Life Insurance Co Ltd DHA:DELTALIFE
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 8 mean?
Delta Life Insurance Co (DHA:DELTALIFE) has a GF Value Rank of 8 as of Sep. 07, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Delta Life Insurance Co and its competitors. This is near median its historical median of 8.00. Over the past decade, Delta Life Insurance Co's GF Value Rank has ranged from 4.00 to 10.00.
Is Delta Life Insurance Co's GF Value Rank too high?
Delta Life Insurance Co's current GF Value Rank of 8 is near median its 10-year median of 8.00. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 10.00. Overall, Delta Life Insurance Co has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Delta Life Insurance Co's GF Value Rank compare to MET and AFL?
Delta Life Insurance Co's GF Value Rank of 8 can be compared against companies in the Insurance industry. Historically, Delta Life Insurance Co's own GF Value Rank has ranged from 4.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for an Insurance company?
A good GF Value Rank depends on the Insurance industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Delta Life Insurance Co and its competitors. Delta Life Insurance Co's current GF Value Rank is 8, which is near median its own 10-year median of 8.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Delta Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Delta Life Insurance Co (DHA:DELTALIFE) is currently considered Modestly Undervalued. The stock's GF Value™ is BDT89.23, compared to a current price of BDT75.10 — trading 15.8% below its estimated fair value. The current GF Value Rank is 8, which is near median its 10-year median of 8.00. Delta Life Insurance Co's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Delta Life Insurance Co (DHA:DELTALIFE), the current GF Value Rank is 8 as of Sep. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Delta Life Insurance Co (DHA:DELTALIFE) Overvalued in 2026?

Based on GuruFocus' analysis, Delta Life Insurance Co stock appears to be undervalued. The current stock price of BDT75.10 is trading 15.8% below its estimated GF Value™ of BDT89.23. GuruFocus considers Delta Life Insurance Co to be Modestly Undervalued.

Key valuation signals for DHA:DELTALIFE:

  • GF Value Rank: 8 (near median its 10-year median of 8.00)
  • GF Value™: BDT89.23 vs. price of BDT75.10 (15.8% below fair value)
  • GF Score™: 65/100 with 3 warning signs

No single metric tells the full story. See the DHA:DELTALIFE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Delta Life Insurance Co Business Description

Address Plot No. 37, Road No. 45 (South) & 90 (North), Delta Life Tower (9th Floor), Gulshan Circle-2, Dhaka, BGD, 1212
Delta Life Insurance Co Ltd is engaged in providing life insurance services such as ordinary life insurance, micro insurance, group life insurance, and health insurance. The company's Life Insurance business comprises of Individual life for urban and suburban people and micro insurance in the name of Gono-Grameen Bima (GN-GRB) for low income group. The company's segment includes Ordinary Life. Gono - Grameen Bima, and Group Insurance Business. The group derives the majority of its revenue from the ordinary life segment.
65GF Score

Get the complete analysis for DHA:DELTALIFE

GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT75.10
Price
BDT89.23
GF Value