Delta Life Insurance Co (DHA:DELTALIFE) Moat Score: 0/10 (As of Jul. 26, 2026)

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Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:DELTALIFE Delta Life Insurance Co Ltd DHA:DELTALIFE
65 GF Score
Price BDT78.30
GF Value BDT93.08
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Delta Life Insurance Co Moat Score?

Delta Life Insurance Co has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Delta Life Insurance Co has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Delta Life Insurance Co might have No Moat - No discernible moat.

Delta Life Insurance Co  (DHA:DELTALIFE) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Delta Life Insurance Co Moat Score Related Terms

DHA:DELTALIFE
65GF Score
Delta Life Insurance Co Ltd DHA:DELTALIFE
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Delta Life Insurance Co (DHA:DELTALIFE) Overvalued in 2026?

Based on GuruFocus' analysis, Delta Life Insurance Co stock appears to be undervalued. The current stock price of BDT78.30 is trading 15.9% below its estimated GF Value™ of BDT93.08. GuruFocus considers Delta Life Insurance Co to be Modestly Undervalued.

Key valuation signals for DHA:DELTALIFE:

  • Moat Score: 0
  • GF Value™: BDT93.08 vs. price of BDT78.30 (15.9% below fair value)
  • GF Score™: 65/100 with 2 warning signs

No single metric tells the full story. See the DHA:DELTALIFE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Delta Life Insurance Co Business Description

Address Plot No. 37, Road No. 45 (South) & 90 (North), Delta Life Tower (9th Floor), Gulshan Circle-2, Dhaka, BGD, 1212
Delta Life Insurance Co Ltd is engaged in providing life insurance services such as ordinary life insurance, micro insurance, group life insurance, and health insurance. The company's Life Insurance business comprises of Individual life for urban and suburban people and micro insurance in the name of Gono-Grameen Bima (GN-GRB) for low income group. The company's segment includes Ordinary Life. Gono - Grameen Bima, and Group Insurance Business. The group derives the majority of its revenue from the ordinary life segment.
65GF Score

Get the complete analysis for DHA:DELTALIFE

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT78.30
Price
BDT93.08
GF Value