Sunny Loan Top Co (SHSE:600830) Moat Score: 0/10 (As of Jul. 08, 2026)


SHSE:600830 Sunny Loan Top Co Ltd SHSE:600830
68 GF Score
Price ¥8.06
GF Value ¥11.79
Valuation Possible Value Trap
! 7 Warning Signs
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What is Sunny Loan Top Co Moat Score?

Sunny Loan Top Co has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Sunny Loan Top Co has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Sunny Loan Top Co might have No Moat - No discernible moat.


Sunny Loan Top Co  (SHSE:600830) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Sunny Loan Top Co Moat Score Related Terms

SHSE:600830
68GF Score
Sunny Loan Top Co Ltd SHSE:600830
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Sunny Loan Top Co (SHSE:600830) Overvalued in 2026?

Based on GuruFocus' analysis, Sunny Loan Top Co stock appears to be undervalued. The current stock price of ¥8.06 is trading 31.6% below its estimated GF Value™ of ¥11.79. GuruFocus considers Sunny Loan Top Co to be Possible Value Trap.

Key valuation signals for SHSE:600830:

  • Moat Score: 0
  • GF Value™: ¥11.79 vs. price of ¥8.06 (31.6% below fair value)
  • GF Score™: 68/100 with 7 warning signs

No single metric tells the full story. See the SHSE:600830 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sunny Loan Top Co Business Description

Address No. 48 Lane 130, Kaiming Street, Ningbo, Zhejiang, CHN, 315000
Sunny Loan Top Co Ltd is a China-based company engaged in the commodities distribution and pawn businesses, provision of guaranty and leasing services, entrusted loan services, as well as commercial trading and property development businesses.
68GF Score

Get the complete analysis for SHSE:600830

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥8.06
Price
¥11.79
GF Value