Sikhar Insurance Co.Ltd (XNEP:SICL) Cyclically Adjusted Book per Share: NPR150.20 (As of Apr. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:SICL Sikhar Insurance Co.Ltd XNEP:SICL
87 GF Score
Price NPR615.00
GF Value NPR760.79
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is Sikhar Insurance Co.Ltd Cyclically Adjusted Book per Share?

Sikhar Insurance Co.Ltd XNEP:SICL +0.59% 87 Cyclically Adjusted Book per Share is NPR150.20 as of Apr. 2026. GuruFocus rates XNEP:SICL with a GF Score™ of 87/100 and a GF Value™ of NPR760.79 (Modestly Undervalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Sikhar Insurance Co.Ltd's adjusted book value per share for the three months ended in Apr. 2026 was NPR189.789. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is NPR150.20 for the trailing ten years ended in Apr. 2026.

During the past 12 months, Sikhar Insurance Co.Ltd's average Cyclically Adjusted Book Growth Rate was 11.30% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 12.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Sikhar Insurance Co.Ltd was 12.10% per year. The lowest was 12.10% per year. And the median was 12.10% per year.

As of today (2026-08-12), Sikhar Insurance Co.Ltd's current stock price is NPR615.00. Sikhar Insurance Co.Ltd's Cyclically Adjusted Book per Share for the quarter that ended in Apr. 2026 was NPR150.20. Sikhar Insurance Co.Ltd's Cyclically Adjusted PB Ratio of today is 4.09.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Sikhar Insurance Co.Ltd was 8.87. The lowest was 4.06. And the median was 5.45.


Sikhar Insurance Co.Ltd  (XNEP:SICL) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Sikhar Insurance Co.Ltd's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=615.00/150.20
=4.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Sikhar Insurance Co.Ltd was 8.87. The lowest was 4.06. And the median was 5.45.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Sikhar Insurance Co.Ltd Cyclically Adjusted Book per Share Related Terms


Sikhar Insurance Co.Ltd Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Sikhar Insurance Co.Ltd's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sikhar Insurance Co.Ltd Cyclically Adjusted Book per Share Chart

Sikhar Insurance Co.Ltd Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 98.47 112.52 123.36 138.62

Sikhar Insurance Co.Ltd Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 134.95 138.62 141.77 144.43 150.20

XNEP:SICL vs CB, PGR, TRV: Cyclically Adjusted Book per Share Comparison

For the Insurance - Property & Casualty subindustry, Sikhar Insurance Co.Ltd's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sikhar Insurance Co.Ltd Cyclically Adjusted PB Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Sikhar Insurance Co.Ltd's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Sikhar Insurance Co.Ltd's Cyclically Adjusted PB Ratio falls into.


XNEP:SICL
87GF Score
Sikhar Insurance Co.Ltd XNEP:SICL
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sikhar Insurance Co.Ltd Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Sikhar Insurance Co.Ltd's adjusted Book Value per Share data for the three months ended in Apr. 2026 was:

Adj_Book= Book Value per Share /CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=189.789/333.0200*333.0200
=189.789

Current CPI (Apr. 2026) = 333.0200.

Sikhar Insurance Co.Ltd Quarterly Data

Book Value per Share CPI Adj_Book
201607 77.532 240.628 107.301
201610 82.270 241.729 113.340
201701 54.467 242.839 74.694
201704 0.000 244.524 0.000
201707 60.191 244.786 81.887
201710 63.436 246.663 85.645
201801 66.709 247.867 89.626
201804 74.667 250.546 99.246
201807 73.579 252.006 97.233
201810 78.248 252.885 103.043
201901 81.849 251.712 108.288
201904 86.057 255.548 112.146
201907 111.969 256.571 145.332
201910 120.372 257.346 155.768
202001 97.472 257.971 125.829
202004 107.968 256.389 140.238
202007 106.892 259.101 137.387
202010 121.287 260.388 155.119
202101 124.769 261.582 158.843
202104 128.899 267.054 160.739
202107 154.964 273.003 189.031
202110 135.073 276.589 162.631
202201 138.778 281.148 164.383
202204 152.469 289.109 175.627
202207 151.877 296.276 170.713
202210 0.000 298.012 0.000
202301 159.114 299.170 177.117
202304 162.427 303.363 178.306
202307 157.857 305.691 171.970
202310 170.869 307.671 184.947
202401 170.795 308.417 184.420
202404 171.089 313.548 181.714
202407 173.157 314.540 183.330
202410 179.778 315.664 189.663
202501 181.912 317.671 190.701
202504 184.889 320.795 191.935
202507 187.533 323.048 193.322
202510 181.726 0.000
202601 185.510 325.252 189.941
202604 189.789 333.020 189.789

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of NPR150.20 mean?
Sikhar Insurance Co.Ltd (XNEP:SICL) has a Cyclically Adjusted Book per Share of NPR150.20 as of Apr. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Sikhar Insurance Co.Ltd and its competitors.
Is Sikhar Insurance Co.Ltd's Cyclically Adjusted Book per Share too high?
Sikhar Insurance Co.Ltd's current Cyclically Adjusted Book per Share is NPR150.20. Overall, Sikhar Insurance Co.Ltd has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sikhar Insurance Co.Ltd's Cyclically Adjusted Book per Share compare to CB and PGR?
Sikhar Insurance Co.Ltd's Cyclically Adjusted Book per Share of NPR150.20 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for an Insurance company?
A good Cyclically Adjusted Book per Share depends on the Insurance industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Sikhar Insurance Co.Ltd and its competitors. Sikhar Insurance Co.Ltd's current Cyclically Adjusted Book per Share is NPR150.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sikhar Insurance Co.Ltd stock overvalued right now?
Based on GuruFocus' analysis, Sikhar Insurance Co.Ltd (XNEP:SICL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR760.79, compared to a current price of NPR615.00 — trading 19.2% below its estimated fair value. The current Cyclically Adjusted Book per Share is NPR150.20. Sikhar Insurance Co.Ltd's overall GF Score™ is 87/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Sikhar Insurance Co.Ltd (XNEP:SICL), the current Cyclically Adjusted Book per Share is NPR150.20 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sikhar Insurance Co.Ltd (XNEP:SICL) Overvalued in 2026?

Based on GuruFocus' analysis, Sikhar Insurance Co.Ltd stock appears to be undervalued. The current stock price of NPR615.00 is trading 19.2% below its estimated GF Value™ of NPR760.79. GuruFocus considers Sikhar Insurance Co.Ltd to be Modestly Undervalued.

Key valuation signals for XNEP:SICL:

  • Cyclically Adjusted Book per Share: NPR150.20
  • GF Value™: NPR760.79 vs. price of NPR615.00 (19.2% below fair value)
  • GF Score™: 87/100 with 5 warning signs

No single metric tells the full story. See the XNEP:SICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sikhar Insurance Co.Ltd Business Description

Address Shikhar Biz Centre, P.O. Box 10692, Thapathali, Kathmandu, NPL
Sikhar Insurance Co.Ltd is engaged in providing non-life insurance services. The company's operating segments include fire; marine; motor; engineering; micro; aviation; cattle and crop and miscellaneous. It generates maximum revenue from the motor segment. The company offers Agri Insurance; Aviation Insurance; Banker's Indemnity Insurance; Cash in Transit; Duty Insurance; Fidelity Guarantee; Fire and Allied Peril; Group Medical; Group Personal Accident; Household Insurance; Secure Mind Insurance and others.
87GF Score

Get the complete analysis for XNEP:SICL

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR615.00
Price
NPR760.79
GF Value