Sikhar Insurance Co.Ltd (XNEP:SICL) Scaled Net Operating Assets: 0.39 (As of Apr. 2026)

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XNEP:SICL Sikhar Insurance Co.Ltd XNEP:SICL
87 GF Score
Price NPR615.00
GF Value NPR760.79
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Sikhar Insurance Co.Ltd Scaled Net Operating Assets?

Sikhar Insurance Co.Ltd XNEP:SICL +0.59% 87 Scaled Net Operating Assets is 0.39 as of Apr. 2026. GuruFocus rates XNEP:SICL with a GF Score™ of 87/100 and a GF Value™ of NPR760.79 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Sikhar Insurance Co.Ltd's operating assets for the quarter that ended in Apr. 2026 was NPR15,355 Mil. Sikhar Insurance Co.Ltd's operating liabilities for the quarter that ended in Apr. 2026 was NPR9,171 Mil. Sikhar Insurance Co.Ltd's Total Assets for the quarter that ended in Jan. 2026 was NPR15,813 Mil. Therefore, Sikhar Insurance Co.Ltd's scaled net operating assets (SNOA) for the quarter that ended in Apr. 2026 was 0.39.

XNEP:SICL
87GF Score
Sikhar Insurance Co.Ltd XNEP:SICL
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Sikhar Insurance Co.Ltd Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Sikhar Insurance Co.Ltd's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Jul. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Jul. 2025 )
=(Operating Assets (A: Jul. 2025 )-Operating Liabilities (A: Jul. 2025 ))/Total Assets (A: Jul. 2024 )
=(12838.886-6944.644)/11594.698
=0.51

where

Operating Assets(A: Jul. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=12964.723 - 125.837
=12838.886

Operating Liabilities(A: Jul. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=7154.008 - 113.163 - 96.201
=6944.644

Sikhar Insurance Co.Ltd's Scaled Net Operating Assets (SNOA) for the quarter that ended in Apr. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Apr. 2026 )
=(Operating Assets (Q: Apr. 2026 )-Operating Liabilities (Q: Apr. 2026 ))/Total Assets (Q: Jan. 2026 )
=(15354.515-9170.573)/15813.474
=0.39

where

Operating Assets(Q: Apr. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=15421.871 - 67.356
=15354.515

Operating Liabilities(Q: Apr. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=9541.274 - 370.701 - 0
=9170.573

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.39 mean?
Sikhar Insurance Co.Ltd (XNEP:SICL) has a Scaled Net Operating Assets of 0.39 as of Apr. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Sikhar Insurance Co.Ltd and its competitors.
Is Sikhar Insurance Co.Ltd's Scaled Net Operating Assets too high?
Sikhar Insurance Co.Ltd's current Scaled Net Operating Assets is 0.39. Overall, Sikhar Insurance Co.Ltd has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sikhar Insurance Co.Ltd's Scaled Net Operating Assets compare to CB and PGR?
Sikhar Insurance Co.Ltd's Scaled Net Operating Assets of 0.39 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for an Insurance company?
A good Scaled Net Operating Assets depends on the Insurance industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Sikhar Insurance Co.Ltd and its competitors. Sikhar Insurance Co.Ltd's current Scaled Net Operating Assets is 0.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sikhar Insurance Co.Ltd stock overvalued right now?
Based on GuruFocus' analysis, Sikhar Insurance Co.Ltd (XNEP:SICL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR760.79, compared to a current price of NPR615.00 — trading 19.2% below its estimated fair value. The current Scaled Net Operating Assets is 0.39. Sikhar Insurance Co.Ltd's overall GF Score™ is 87/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Sikhar Insurance Co.Ltd (XNEP:SICL), the current Scaled Net Operating Assets is 0.39 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sikhar Insurance Co.Ltd (XNEP:SICL) Overvalued in 2026?

Based on GuruFocus' analysis, Sikhar Insurance Co.Ltd stock appears to be undervalued. The current stock price of NPR615.00 is trading 19.2% below its estimated GF Value™ of NPR760.79. GuruFocus considers Sikhar Insurance Co.Ltd to be Modestly Undervalued.

Key valuation signals for XNEP:SICL:

  • Scaled Net Operating Assets: 0.39
  • GF Value™: NPR760.79 vs. price of NPR615.00 (19.2% below fair value)
  • GF Score™: 87/100 with 5 warning signs

No single metric tells the full story. See the XNEP:SICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sikhar Insurance Co.Ltd Business Description

Address Shikhar Biz Centre, P.O. Box 10692, Thapathali, Kathmandu, NPL
Sikhar Insurance Co.Ltd is engaged in providing non-life insurance services. The company's operating segments include fire; marine; motor; engineering; micro; aviation; cattle and crop and miscellaneous. It generates maximum revenue from the motor segment. The company offers Agri Insurance; Aviation Insurance; Banker's Indemnity Insurance; Cash in Transit; Duty Insurance; Fidelity Guarantee; Fire and Allied Peril; Group Medical; Group Personal Accident; Household Insurance; Secure Mind Insurance and others.
87GF Score

Get the complete analysis for XNEP:SICL

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR615.00
Price
NPR760.79
GF Value