Sikhar Insurance Co.Ltd (XNEP:SICL) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XNEP:SICL Sikhar Insurance Co.Ltd XNEP:SICL
87 GF Score
Price NPR615.00
GF Value NPR760.79
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Sikhar Insurance Co.Ltd Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

XNEP:SICL
87GF Score
Sikhar Insurance Co.Ltd XNEP:SICL
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Sikhar Insurance Co.Ltd (XNEP:SICL) Overvalued in 2026?

Based on GuruFocus' analysis, Sikhar Insurance Co.Ltd stock appears to be undervalued. The current stock price of NPR615.00 is trading 19.2% below its estimated GF Value™ of NPR760.79. GuruFocus considers Sikhar Insurance Co.Ltd to be Modestly Undervalued.

Key valuation signals for XNEP:SICL:

  • Altman Z-Score:
  • GF Value™: NPR760.79 vs. price of NPR615.00 (19.2% below fair value)
  • GF Score™: 87/100 with 5 warning signs

No single metric tells the full story. See the XNEP:SICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sikhar Insurance Co.Ltd Business Description

Address Shikhar Biz Centre, P.O. Box 10692, Thapathali, Kathmandu, NPL
Sikhar Insurance Co.Ltd is engaged in providing non-life insurance services. The company's operating segments include fire; marine; motor; engineering; micro; aviation; cattle and crop and miscellaneous. It generates maximum revenue from the motor segment. The company offers Agri Insurance; Aviation Insurance; Banker's Indemnity Insurance; Cash in Transit; Duty Insurance; Fidelity Guarantee; Fire and Allied Peril; Group Medical; Group Personal Accident; Household Insurance; Secure Mind Insurance and others.
87GF Score

Get the complete analysis for XNEP:SICL

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR615.00
Price
NPR760.79
GF Value