Sikhar Insurance Co.Ltd (XNEP:SICL) E10: NPR19.44 (As of Apr. 2026)

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XNEP:SICL Sikhar Insurance Co.Ltd XNEP:SICL
87 GF Score
Price NPR615.00
GF Value NPR760.79
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is Sikhar Insurance Co.Ltd E10?

Sikhar Insurance Co.Ltd XNEP:SICL +0.59% 87 E10 is NPR19.44 as of Apr. 2026. GuruFocus rates XNEP:SICL with a GF Score™ of 87/100 and a GF Value™ of NPR760.79 (Modestly Undervalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Sikhar Insurance Co.Ltd's adjusted earnings per share data for the three months ended in Apr. 2026 was NPR3.721. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is NPR19.44 for the trailing ten years ended in Apr. 2026.

During the past 12 months, Sikhar Insurance Co.Ltd's average E10 Growth Rate was -15.20% per year. During the past 3 years, the average E10 Growth Rate was 7.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Sikhar Insurance Co.Ltd was 7.30% per year. The lowest was 7.30% per year. And the median was 7.30% per year.

As of today (2026-08-12), Sikhar Insurance Co.Ltd's current stock price is NPR615.00. Sikhar Insurance Co.Ltd's E10 for the quarter that ended in Apr. 2026 was NPR19.44. Sikhar Insurance Co.Ltd's Shiller PE Ratio of today is 31.64.

During the past 13 years, the highest Shiller PE Ratio of Sikhar Insurance Co.Ltd was 44.42. The lowest was 25.68. And the median was 31.53.


Sikhar Insurance Co.Ltd  (XNEP:SICL) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Sikhar Insurance Co.Ltd's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=615.00/19.44
=31.64

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Sikhar Insurance Co.Ltd was 44.42. The lowest was 25.68. And the median was 31.53.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Sikhar Insurance Co.Ltd E10 Related Terms


Sikhar Insurance Co.Ltd E10 Historical Data

* Premium members only.

The historical data trend for Sikhar Insurance Co.Ltd's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sikhar Insurance Co.Ltd E10 Chart

Sikhar Insurance Co.Ltd Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 18.11 19.76 21.26 22.37

Sikhar Insurance Co.Ltd Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.92 22.37 19.95 19.73 19.44

XNEP:SICL vs CB, PGR, TRV: E10 Comparison

For the Insurance - Property & Casualty subindustry, Sikhar Insurance Co.Ltd's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sikhar Insurance Co.Ltd Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Sikhar Insurance Co.Ltd's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Sikhar Insurance Co.Ltd's Shiller PE Ratio falls into.


XNEP:SICL
87GF Score
Sikhar Insurance Co.Ltd XNEP:SICL
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sikhar Insurance Co.Ltd E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Sikhar Insurance Co.Ltd's adjusted earnings per share data for the three months ended in Apr. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Apr. 2026 (Change)*Current CPI (Apr. 2026)
=3.721/333.0200*333.0200
=3.721

Current CPI (Apr. 2026) = 333.0200.

Sikhar Insurance Co.Ltd Quarterly Data

per share eps CPI Adj_EPS
201607 5.408 240.628 7.484
201610 4.738 241.729 6.527
201701 5.072 242.839 6.956
201704 9.792 244.524 13.336
201707 0.000 244.786 0.000
201710 3.244 246.663 4.380
201801 3.434 247.867 4.614
201804 3.852 250.546 5.120
201807 3.021 252.006 3.992
201810 3.581 252.885 4.716
201901 3.601 251.712 4.764
201904 4.208 255.548 5.484
201907 2.207 256.571 2.865
201910 4.113 257.346 5.322
202001 3.206 257.971 4.139
202004 3.843 256.389 4.992
202007 2.645 259.101 3.400
202010 4.143 260.388 5.299
202101 4.035 261.582 5.137
202104 4.130 267.054 5.150
202107 -1.760 273.003 -2.147
202110 4.527 276.589 5.451
202201 3.704 281.148 4.387
202204 4.203 289.109 4.841
202207 -3.037 296.276 -3.414
202210 14.331 298.012 16.014
202301 13.353 299.170 14.864
202304 3.473 303.363 3.813
202307 -2.683 305.691 -2.923
202310 14.528 307.671 15.725
202401 4.822 308.417 5.207
202404 4.495 313.548 4.774
202407 3.942 314.540 4.174
202410 16.377 315.664 17.277
202501 4.591 317.671 4.813
202504 3.221 320.795 3.344
202507 3.087 323.048 3.182
202510 -20.472 0.000
202601 3.675 325.252 3.763
202604 3.721 333.020 3.721

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of NPR19.44 mean?
Sikhar Insurance Co.Ltd (XNEP:SICL) has a E10 of NPR19.44 as of Apr. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Sikhar Insurance Co.Ltd and its competitors.
Is Sikhar Insurance Co.Ltd's E10 too high?
Sikhar Insurance Co.Ltd's current E10 is NPR19.44. Overall, Sikhar Insurance Co.Ltd has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sikhar Insurance Co.Ltd's E10 compare to CB and PGR?
Sikhar Insurance Co.Ltd's E10 of NPR19.44 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Sikhar Insurance Co.Ltd and its competitors. Sikhar Insurance Co.Ltd's current E10 is NPR19.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sikhar Insurance Co.Ltd stock overvalued right now?
Based on GuruFocus' analysis, Sikhar Insurance Co.Ltd (XNEP:SICL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR760.79, compared to a current price of NPR615.00 — trading 19.2% below its estimated fair value. The current E10 is NPR19.44. Sikhar Insurance Co.Ltd's overall GF Score™ is 87/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Sikhar Insurance Co.Ltd (XNEP:SICL), the current E10 is NPR19.44 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sikhar Insurance Co.Ltd (XNEP:SICL) Overvalued in 2026?

Based on GuruFocus' analysis, Sikhar Insurance Co.Ltd stock appears to be undervalued. The current stock price of NPR615.00 is trading 19.2% below its estimated GF Value™ of NPR760.79. GuruFocus considers Sikhar Insurance Co.Ltd to be Modestly Undervalued.

Key valuation signals for XNEP:SICL:

  • E10: NPR19.44
  • GF Value™: NPR760.79 vs. price of NPR615.00 (19.2% below fair value)
  • GF Score™: 87/100 with 5 warning signs

No single metric tells the full story. See the XNEP:SICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sikhar Insurance Co.Ltd Business Description

Address Shikhar Biz Centre, P.O. Box 10692, Thapathali, Kathmandu, NPL
Sikhar Insurance Co.Ltd is engaged in providing non-life insurance services. The company's operating segments include fire; marine; motor; engineering; micro; aviation; cattle and crop and miscellaneous. It generates maximum revenue from the motor segment. The company offers Agri Insurance; Aviation Insurance; Banker's Indemnity Insurance; Cash in Transit; Duty Insurance; Fidelity Guarantee; Fire and Allied Peril; Group Medical; Group Personal Accident; Household Insurance; Secure Mind Insurance and others.
87GF Score

Get the complete analysis for XNEP:SICL

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR615.00
Price
NPR760.79
GF Value