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Sikhar Insurance Co.Ltd (XNEP:SICL) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Sikhar Insurance Co.Ltd Net Margin % Related Terms
Sikhar Insurance Co.Ltd Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XNEP:SICL vs CB, PGR, TRV: Net Margin % Comparison
For the Insurance - Property & Casualty subindustry, Sikhar Insurance Co.Ltd's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sikhar Insurance Co.Ltd Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Sikhar Insurance Co.Ltd's Net Margin % distribution charts can be found below:
* The bar in red indicates where Sikhar Insurance Co.Ltd's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sikhar Insurance Co.Ltd (XNEP:SICL) has a Net Margin % of 16.22% as of Apr. 2026. Net margin is the ratio of total net income to net sales. View historical data on Sikhar Insurance Co.Ltd and its competitors. This is 12% below median its historical median of 18.41. Over the past decade, Sikhar Insurance Co.Ltd's Net Margin % has ranged from 5.95 to 23.29. According to the industry distribution chart, Sikhar Insurance Co.Ltd ranks #325 out of 501 companies in the Insurance industry, placing it in the top 64.9%.
Is Sikhar Insurance Co.Ltd's Net Margin % too high?
Sikhar Insurance Co.Ltd's current Net Margin % of 16.22% is 12% below median its 10-year median of 18.41. Over the past 10 years, this metric has ranged from a low of 5.95 to a high of 23.29. The Insurance industry median Net Margin % is 9.10. Sikhar Insurance Co.Ltd's value of 16.22% is 78.2% above this industry median. Based on the distribution chart, Sikhar Insurance Co.Ltd ranks #325 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, Sikhar Insurance Co.Ltd has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sikhar Insurance Co.Ltd's Net Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Sikhar Insurance Co.Ltd ranks #325 out of 501 companies for Net Margin %. This places Sikhar Insurance Co.Ltd in the lower half of its industry. The industry median Net Margin % is 9.10. Sikhar Insurance Co.Ltd's value of 16.22% is 78.2% above this benchmark. Historically, Sikhar Insurance Co.Ltd's own Net Margin % has ranged from 5.95 to 23.29 over the past decade. While the company's 10-year median is 18.41 vs. the industry median of 9.10, Sikhar Insurance Co.Ltd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.10, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sikhar Insurance Co.Ltd's current Net Margin % of 16.22% is 78.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Sikhar Insurance Co.Ltd and its competitors. For the Insurance industry, the median Net Margin % is 9.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sikhar Insurance Co.Ltd's current Net Margin % is 16.22%, which is 12% below median its own 10-year median of 18.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sikhar Insurance Co.Ltd stock overvalued right now?
Based on GuruFocus' analysis, Sikhar Insurance Co.Ltd (XNEP:SICL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR760.79, compared to a current price of NPR615.00 — trading 19.2% below its estimated fair value. The current Net Margin % is 16.22%, which is 12% below median its 10-year median of 18.41 and 78.2% above the Insurance industry median of 9.10. Sikhar Insurance Co.Ltd's overall GF Score™ is 87/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Sikhar Insurance Co.Ltd (XNEP:SICL), the current Net Margin % is 16.22% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sikhar Insurance Co.Ltd (XNEP:SICL) Overvalued in 2026?
Based on GuruFocus' analysis, Sikhar Insurance Co.Ltd stock appears to be undervalued.
The current stock price of NPR615.00 is trading 19.2% below its estimated GF Value™ of NPR760.79.
GuruFocus considers Sikhar Insurance Co.Ltd to be Modestly Undervalued.
Key valuation signals for XNEP:SICL:
Net Margin %: 16.22% (12% below median its 10-year median of 18.41)
GF Value™: NPR760.79 vs. price of NPR615.00 (19.2% below fair value)
Industry Position: 78.2% above the Insurance median (#325 of 501)
No single metric tells the full story. See the XNEP:SICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sikhar Insurance Co.Ltd is engaged in providing non-life insurance services. The company's operating segments include fire; marine; motor; engineering; micro; aviation; cattle and crop and miscellaneous. It generates maximum revenue from the motor segment. The company offers Agri Insurance; Aviation Insurance; Banker's Indemnity Insurance; Cash in Transit; Duty Insurance; Fidelity Guarantee; Fire and Allied Peril; Group Medical; Group Personal Accident; Household Insurance; Secure Mind Insurance and others.
87GF Score
Get the complete analysis for XNEP:SICL
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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