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Sikhar Insurance Co.LtdXNEP:SICL +0.59%87 Median PS Value is NPR696.00 as of Aug. 12, 2026, which is 100% below its 10-year median of 1.17. GuruFocus rates XNEP:SICL with a GF Score™ of 87/100 and a GF Value™ of NPR760.79 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 345 Insurance companies, Sikhar Insurance Co.Ltd ranks better than 61.74% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Sikhar Insurance Co.Ltd (XNEP:SICL) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Sikhar Insurance Co.Ltd's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
615.00
/
696.00
=
0.88
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sikhar Insurance Co.Ltd Median PS Value Related Terms
Sikhar Insurance Co.Ltd Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XNEP:SICL vs CB, PGR, TRV: Median PS Value Comparison
For the Insurance - Property & Casualty subindustry, Sikhar Insurance Co.Ltd's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sikhar Insurance Co.Ltd Price-to-Median-PS-Value vs Insurance Industry
For the Insurance industry and Financial Services sector, Sikhar Insurance Co.Ltd's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Sikhar Insurance Co.Ltd's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 7.1238.
Sikhar Insurance Co.Ltd's Revenue per Share for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR97.701.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sikhar Insurance Co.Ltd (XNEP:SICL) has a Median PS Value of NPR696.00 as of Aug. 12, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Sikhar Insurance Co.Ltd and its competitors. This is 59387% above median its historical median of 1.17. Over the past decade, Sikhar Insurance Co.Ltd's Median PS Value has ranged from 0.87 to 1.59. According to the industry distribution chart, Sikhar Insurance Co.Ltd ranks #132 out of 345 companies in the Insurance industry, placing it in the top 38.3%.
Is Sikhar Insurance Co.Ltd's Median PS Value too high?
Sikhar Insurance Co.Ltd's current Median PS Value of NPR696.00 is 59387% above median its 10-year median of 1.17. Over the past 10 years, this metric has ranged from a low of 0.87 to a high of 1.59. Based on the distribution chart, Sikhar Insurance Co.Ltd ranks #132 out of 345 companies in the Insurance industry, which is above the industry midpoint. Overall, Sikhar Insurance Co.Ltd has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sikhar Insurance Co.Ltd's Median PS Value compare to CB and PGR?
According to the Insurance industry distribution chart, Sikhar Insurance Co.Ltd ranks #132 out of 345 companies for Median PS Value. This puts Sikhar Insurance Co.Ltd in the upper half of its industry. The industry median Median PS Value is 1.00. Historically, Sikhar Insurance Co.Ltd's own Median PS Value has ranged from 0.87 to 1.59 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for an Insurance company?
The median Median PS Value among Insurance companies is 1.00, based on 345 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Sikhar Insurance Co.Ltd and its competitors. For the Insurance industry, the median Median PS Value is 1.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sikhar Insurance Co.Ltd's current Median PS Value is NPR696.00, which is 59387% above median its own 10-year median of 1.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sikhar Insurance Co.Ltd stock overvalued right now?
Based on GuruFocus' analysis, Sikhar Insurance Co.Ltd (XNEP:SICL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR760.79, compared to a current price of NPR615.00 — trading 19.2% below its estimated fair value. The current Median PS Value is NPR696.00, which is 59387% above median its 10-year median of 1.17. Sikhar Insurance Co.Ltd's overall GF Score™ is 87/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Sikhar Insurance Co.Ltd (XNEP:SICL), the current Median PS Value is NPR696.00 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sikhar Insurance Co.Ltd (XNEP:SICL) Overvalued in 2026?
Based on GuruFocus' analysis, Sikhar Insurance Co.Ltd stock appears to be undervalued.
The current stock price of NPR615.00 is trading 19.2% below its estimated GF Value™ of NPR760.79.
GuruFocus considers Sikhar Insurance Co.Ltd to be Modestly Undervalued.
Key valuation signals for XNEP:SICL:
Median PS Value: NPR696.00 (59387% above median its 10-year median of 1.17)
GF Value™: NPR760.79 vs. price of NPR615.00 (19.2% below fair value)
No single metric tells the full story. See the XNEP:SICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sikhar Insurance Co.Ltd is engaged in providing non-life insurance services. The company's operating segments include fire; marine; motor; engineering; micro; aviation; cattle and crop and miscellaneous. It generates maximum revenue from the motor segment. The company offers Agri Insurance; Aviation Insurance; Banker's Indemnity Insurance; Cash in Transit; Duty Insurance; Fidelity Guarantee; Fire and Allied Peril; Group Medical; Group Personal Accident; Household Insurance; Secure Mind Insurance and others.
87GF Score
Get the complete analysis for XNEP:SICL
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