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Sikhar Insurance Co.LtdXNEP:SICL +0.59%87 Pretax Margin % is 22.22% as of Apr. 2026, which is 16% below its 10-year median of 26.36. GuruFocus rates XNEP:SICL with a GF Score™ of 87/100 and a GF Value™ of NPR760.71 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 501 Insurance companies, Sikhar Insurance Co.Ltd ranks worse than 62.87% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Sikhar Insurance Co.Ltd Pretax Margin % Related Terms
Sikhar Insurance Co.Ltd Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XNEP:SICL vs CB, PGR, TRV: Pretax Margin % Comparison
For the Insurance - Property & Casualty subindustry, Sikhar Insurance Co.Ltd's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sikhar Insurance Co.Ltd Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Sikhar Insurance Co.Ltd's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Sikhar Insurance Co.Ltd's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sikhar Insurance Co.Ltd (XNEP:SICL) has a Pretax Margin % of 22.22% as of Apr. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Sikhar Insurance Co.Ltd and its competitors. This is 16% below median its historical median of 26.36. Over the past decade, Sikhar Insurance Co.Ltd's Pretax Margin % has ranged from 8.98 to 33.58. According to the industry distribution chart, Sikhar Insurance Co.Ltd ranks #315 out of 501 companies in the Insurance industry, placing it in the top 62.9%.
Is Sikhar Insurance Co.Ltd's Pretax Margin % too high?
Sikhar Insurance Co.Ltd's current Pretax Margin % of 22.22% is 16% below median its 10-year median of 26.36. Over the past 10 years, this metric has ranged from a low of 8.98 to a high of 33.58. The Insurance industry median Pretax Margin % is 11.78. Sikhar Insurance Co.Ltd's value of 22.22% is 88.6% above this industry median. Based on the distribution chart, Sikhar Insurance Co.Ltd ranks #315 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, Sikhar Insurance Co.Ltd has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sikhar Insurance Co.Ltd's Pretax Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Sikhar Insurance Co.Ltd ranks #315 out of 501 companies for Pretax Margin %. This places Sikhar Insurance Co.Ltd in the lower half of its industry. The industry median Pretax Margin % is 11.78. Sikhar Insurance Co.Ltd's value of 22.22% is 88.6% above this benchmark. Historically, Sikhar Insurance Co.Ltd's own Pretax Margin % has ranged from 8.98 to 33.58 over the past decade. While the company's 10-year median is 26.36 vs. the industry median of 11.78, Sikhar Insurance Co.Ltd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 11.78, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sikhar Insurance Co.Ltd's current Pretax Margin % of 22.22% is 88.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Sikhar Insurance Co.Ltd and its competitors. For the Insurance industry, the median Pretax Margin % is 11.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sikhar Insurance Co.Ltd's current Pretax Margin % is 22.22%, which is 16% below median its own 10-year median of 26.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sikhar Insurance Co.Ltd stock overvalued right now?
Based on GuruFocus' analysis, Sikhar Insurance Co.Ltd (XNEP:SICL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR760.71, compared to a current price of NPR615.00 — trading 19.2% below its estimated fair value. The current Pretax Margin % is 22.22%, which is 16% below median its 10-year median of 26.36 and 88.6% above the Insurance industry median of 11.78. Sikhar Insurance Co.Ltd's overall GF Score™ is 87/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Sikhar Insurance Co.Ltd (XNEP:SICL), the current Pretax Margin % is 22.22% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sikhar Insurance Co.Ltd (XNEP:SICL) Overvalued in 2026?
Based on GuruFocus' analysis, Sikhar Insurance Co.Ltd stock appears to be undervalued.
The current stock price of NPR615.00 is trading 19.2% below its estimated GF Value™ of NPR760.71.
GuruFocus considers Sikhar Insurance Co.Ltd to be Modestly Undervalued.
Key valuation signals for XNEP:SICL:
Pretax Margin %: 22.22% (16% below median its 10-year median of 26.36)
GF Value™: NPR760.71 vs. price of NPR615.00 (19.2% below fair value)
Industry Position: 88.6% above the Insurance median (#315 of 501)
No single metric tells the full story. See the XNEP:SICL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sikhar Insurance Co.Ltd is engaged in providing non-life insurance services. The company's operating segments include fire; marine; motor; engineering; micro; aviation; cattle and crop and miscellaneous. It generates maximum revenue from the motor segment. The company offers Agri Insurance; Aviation Insurance; Banker's Indemnity Insurance; Cash in Transit; Duty Insurance; Fidelity Guarantee; Fire and Allied Peril; Group Medical; Group Personal Accident; Household Insurance; Secure Mind Insurance and others.
87GF Score
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