CSBB (CSB Bancorp) Cyclically Adjusted FCF per Share: $5.49 (As of Jun. 2026)

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CSBB CSB Bancorp Inc CSBB
59 GF Score
Price $73.50
GF Value $50.76
Valuation Significantly Overvalued
! 6 Warning Signs
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What is CSB Bancorp Cyclically Adjusted FCF per Share?

CSB Bancorp CSBB -1.32% 59 Cyclically Adjusted FCF per Share is $5.49 as of Jun. 2026. GuruFocus rates CSBB with a GF Score™ of 59/100 and a GF Value™ of $50.76 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

CSB Bancorp's adjusted free cash flow per share for the three months ended in Jun. 2026 was $2.352. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $5.49 for the trailing ten years ended in Jun. 2026.

During the past 12 months, CSB Bancorp's average Cyclically Adjusted FCF Growth Rate was 13.90% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 9.80% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 11.30% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 10.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of CSB Bancorp was 13.30% per year. The lowest was 4.60% per year. And the median was 8.30% per year.

As of today (2026-08-23), CSB Bancorp's current stock price is $73.50. CSB Bancorp's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was $5.49. CSB Bancorp's Cyclically Adjusted Price-to-FCF of today is 13.39.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of CSB Bancorp was 19.41. The lowest was 7.85. And the median was 11.89.


CSB Bancorp  (OTCPK:CSBB) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

CSB Bancorp's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=73.50/5.49
=13.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of CSB Bancorp was 19.41. The lowest was 7.85. And the median was 11.89.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


CSB Bancorp Cyclically Adjusted FCF per Share Related Terms


CSB Bancorp Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for CSB Bancorp's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CSB Bancorp Cyclically Adjusted FCF per Share Chart

CSB Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.40 3.85 4.29 4.60 5.10

CSB Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.82 4.99 5.10 5.24 5.49

CSBB vs LARK, SABK, FNWD: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, CSB Bancorp's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CSB Bancorp Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, CSB Bancorp's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where CSB Bancorp's Cyclically Adjusted Price-to-FCF falls into.


CSBB
59GF Score
CSB Bancorp Inc CSBB
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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CSB Bancorp Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, CSB Bancorp's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=2.352/333.9520*333.9520
=2.352

Current CPI (Jun. 2026) = 333.9520.

CSB Bancorp Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 1.043 241.428 1.443
201612 0.146 241.432 0.202
201703 1.564 243.801 2.142
201706 -0.570 244.955 -0.777
201709 0.465 246.819 0.629
201712 1.323 246.524 1.792
201803 0.790 249.554 1.057
201806 0.446 251.989 0.591
201809 1.412 252.439 1.868
201812 1.341 251.233 1.783
201903 0.336 254.202 0.441
201906 0.561 256.143 0.731
201909 1.074 256.759 1.397
201912 1.351 256.974 1.756
202003 0.710 258.115 0.919
202006 1.724 257.797 2.233
202009 0.383 260.280 0.491
202012 1.567 260.474 2.009
202103 1.003 264.877 1.265
202106 0.622 271.696 0.765
202109 1.082 274.310 1.317
202112 2.024 278.802 2.424
202203 0.295 287.504 0.343
202206 1.439 296.311 1.622
202209 1.460 296.808 1.643
202212 1.970 296.797 2.217
202303 1.023 301.836 1.132
202306 1.195 305.109 1.308
202309 0.677 307.789 0.735
202312 2.781 306.746 3.028
202403 0.160 312.332 0.171
202406 1.702 314.175 1.809
202409 0.844 315.301 0.894
202412 2.394 315.605 2.533
202503 1.119 319.799 1.169
202506 1.650 322.561 1.708
202509 2.140 324.800 2.200
202512 2.327 324.054 2.398
202603 1.164 330.213 1.177
202606 2.352 333.952 2.352

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $5.49 mean?
CSB Bancorp (CSBB) has a Cyclically Adjusted FCF per Share of $5.49 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on CSB Bancorp and its competitors.
Is CSB Bancorp's Cyclically Adjusted FCF per Share too high?
CSB Bancorp's current Cyclically Adjusted FCF per Share is $5.49. Overall, CSB Bancorp has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CSB Bancorp's Cyclically Adjusted FCF per Share compare to LARK and SABK?
CSB Bancorp's Cyclically Adjusted FCF per Share of $5.49 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on CSB Bancorp and its competitors. CSB Bancorp's current Cyclically Adjusted FCF per Share is $5.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CSB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, CSB Bancorp (CSBB) is currently considered Significantly Overvalued. The stock's GF Value™ is $50.76, compared to a current price of $73.50 — trading 44.8% above its estimated fair value. The current Cyclically Adjusted FCF per Share is $5.49. CSB Bancorp's overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For CSB Bancorp (CSBB), the current Cyclically Adjusted FCF per Share is $5.49 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CSB Bancorp (CSBB) Overvalued in 2026?

Based on GuruFocus' analysis, CSB Bancorp stock appears to be overvalued. The current stock price of $73.50 is trading 44.8% above its estimated GF Value™ of $50.76. GuruFocus considers CSB Bancorp to be Significantly Overvalued.

Key valuation signals for CSBB:

  • Cyclically Adjusted FCF per Share: $5.49
  • GF Value™: $50.76 vs. price of $73.50 (44.8% above fair value)
  • GF Score™: 59/100 with 6 warning signs

No single metric tells the full story. See the CSBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CSB Bancorp Business Description

Address 91 North Clay Street, P.O. Box 232, Millersburg, OH, USA, 44654
CSB Bancorp Inc is a registered financial holding company that operates through the Bank and CSB Investment Services LLC, providing a wide range of banking, trust, financial, and brokerage services to corporate, institutional, and individual customers throughout northeast Ohio. The Bank provides retail and commercial banking services to its customers, including checking and savings accounts, time deposits, IRAs, safe deposit facilities, personal loans, commercial loans, real estate mortgage loans, installment loans, night depository facilities, brokerage, and trust services. The Bank provides residential real estate, commercial real estate, and commercial, and consumer loans to customers located in Holmes, Medina, Stark, Tuscarawas, and Wayne, and portions of surrounding counties in Ohio.
59GF Score

Get the complete analysis for CSBB

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$73.50
Price
$50.76
GF Value