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CSB BancorpCSBB -1.32%59 Peter Lynch Fair Value is $36.05 as of Aug. 23, 2026, which is 2531% above its 10-year median of 1.37. GuruFocus rates CSBB with a GF Score™ of 59/100 and a GF Value™ of $50.76 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 897 Banks companies, CSB Bancorp ranks worse than 66.44% on this metric.
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, CSB Bancorp's PEG is 1. CSB Bancorp's 5-Year TTM Book Value Growth Rate is 7.11.
CSB Bancorp's EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2026 was $5.07. Therefore, the Peter Lynch Fair Value for today is $36.05.
As of today (2026-08-23), CSB Bancorp's share price is $73.50. CSB Bancorp's Peter Lynch fair value is $36.05. Therefore, CSB Bancorp's Price to Peter Lynch Fair Value Ratio for today is 2.04.
The historical rank and industry rank for CSB Bancorp's Peter Lynch Fair Value or its related term are showing as below:
CSBB'
s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.89 Med: 1.37 Max: 2.13
Current: 1.49
During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of CSB Bancorp was 2.13. The lowest was 0.89. And the median was 1.37.
CSBB's Price-to-Peter-Lynch-Fair-Value is ranked worse than 66.44% of 897
companies
in the Banks industry
Industry Median: 1.1
vs CSBB: 1.49
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
CSB Bancorp (OTCPK:CSBB) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 7.11 instead of 15 in this case.
CSB Bancorp's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
73.50
/
36.05
=
2.04
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CSB Bancorp Peter Lynch Fair Value Related Terms
CSB Bancorp Peter Lynch Fair Value Historical Data
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The historical data trend for CSB Bancorp's Peter Lynch Fair Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CSBB vs LARK, SABK, FNWD: Peter Lynch Fair Value Comparison
For the Banks - Regional subindustry, CSB Bancorp's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CSB Bancorp Price-to-Peter-Lynch-Fair-Value vs Banks Industry
For the Banks industry and Financial Services sector, CSB Bancorp's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where CSB Bancorp's Price-to-Peter-Lynch-Fair-Value falls into.
CSB Bancorp's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was $5.07.
* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
What does a Peter Lynch Fair Value of $36.05 mean?
CSB Bancorp (CSBB) has a Peter Lynch Fair Value of $36.05 as of Aug. 23, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on CSB Bancorp and its competitors. This is 2531% above median its historical median of 1.37. Over the past decade, CSB Bancorp's Peter Lynch Fair Value has ranged from 0.89 to 2.13. According to the industry distribution chart, CSB Bancorp ranks #596 out of 897 companies in the Banks industry, placing it in the top 66.4%.
Is CSB Bancorp's Peter Lynch Fair Value too high?
CSB Bancorp's current Peter Lynch Fair Value of $36.05 is 2531% above median its 10-year median of 1.37. Over the past 10 years, this metric has ranged from a low of 0.89 to a high of 2.13. The Banks industry median Peter Lynch Fair Value is 1.10. CSB Bancorp's value of $36.05 is 3177.3% above this industry median. Based on the distribution chart, CSB Bancorp ranks #596 out of 897 companies in the Banks industry, which is below the industry midpoint. Overall, CSB Bancorp has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CSB Bancorp's Peter Lynch Fair Value compare to LARK and SABK?
According to the Banks industry distribution chart, CSB Bancorp ranks #596 out of 897 companies for Peter Lynch Fair Value. This places CSB Bancorp in the lower half of its industry. The industry median Peter Lynch Fair Value is 1.10. CSB Bancorp's value of $36.05 is 3177.3% above this benchmark. Historically, CSB Bancorp's own Peter Lynch Fair Value has ranged from 0.89 to 2.13 over the past decade. While the company's 10-year median is 1.37 vs. the industry median of 1.10, CSB Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Banks company?
The median Peter Lynch Fair Value among Banks companies is 1.10, based on 897 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CSB Bancorp's current Peter Lynch Fair Value of $36.05 is 3177.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on CSB Bancorp and its competitors. For the Banks industry, the median Peter Lynch Fair Value is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CSB Bancorp's current Peter Lynch Fair Value is $36.05, which is 2531% above median its own 10-year median of 1.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CSB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, CSB Bancorp (CSBB) is currently considered Significantly Overvalued. The stock's GF Value™ is $50.76, compared to a current price of $73.50 — trading 44.8% above its estimated fair value. The current Peter Lynch Fair Value is $36.05, which is 2531% above median its 10-year median of 1.37 and 3177.3% above the Banks industry median of 1.10. CSB Bancorp's overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For CSB Bancorp (CSBB), the current Peter Lynch Fair Value is $36.05 as of Aug. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CSB Bancorp (CSBB) Overvalued in 2026?
Based on GuruFocus' analysis, CSB Bancorp stock appears to be overvalued.
The current stock price of $73.50 is trading 44.8% above its estimated GF Value™ of $50.76.
GuruFocus considers CSB Bancorp to be Significantly Overvalued.
Key valuation signals for CSBB:
Peter Lynch Fair Value: $36.05 (2531% above median its 10-year median of 1.37)
GF Value™: $50.76 vs. price of $73.50 (44.8% above fair value)
Industry Position: 3177.3% above the Banks median (#596 of 897)
No single metric tells the full story. See the CSBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CSB Bancorp Inc is a registered financial holding company that operates through the Bank and CSB Investment Services LLC, providing a wide range of banking, trust, financial, and brokerage services to corporate, institutional, and individual customers throughout northeast Ohio. The Bank provides retail and commercial banking services to its customers, including checking and savings accounts, time deposits, IRAs, safe deposit facilities, personal loans, commercial loans, real estate mortgage loans, installment loans, night depository facilities, brokerage, and trust services. The Bank provides residential real estate, commercial real estate, and commercial, and consumer loans to customers located in Holmes, Medina, Stark, Tuscarawas, and Wayne, and portions of surrounding counties in Ohio.
59GF Score
Get the complete analysis for CSBB
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