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CSB BancorpCSBB -1.32%59 FCF Margin % is 45.40% as of Jun. 2026, which is 29% above its 10-year median of 35.13. GuruFocus rates CSBB with a GF Score™ of 59/100 and a GF Value™ of $50.76 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,499 Banks companies, CSB Bancorp ranks better than 68.11% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. CSB Bancorp's Free Cash Flow for the
three
months ended in Jun. 2026 was $6.18 Mil. CSB Bancorp's Revenue for the
three
months ended in Jun. 2026 was $13.61 Mil. Therefore, CSB Bancorp's FCF Margin % for the quarter that ended in Jun. 2026 was 45.40%.
The historical data trend for CSB Bancorp's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, CSB Bancorp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CSB Bancorp FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, CSB Bancorp's FCF Margin % distribution charts can be found below:
* The bar in red indicates where CSB Bancorp's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CSB Bancorp (CSBB) has a FCF Margin % of 45.40% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on CSB Bancorp and its competitors. This is 29% above median its historical median of 35.13. Over the past decade, CSB Bancorp's FCF Margin % has ranged from 21.33 to 39.99. According to the industry distribution chart, CSB Bancorp ranks #478 out of 1499 companies in the Banks industry, placing it in the top 31.9%.
Is CSB Bancorp's FCF Margin % too high?
CSB Bancorp's current FCF Margin % of 45.40% is 29% above median its 10-year median of 35.13. Over the past 10 years, this metric has ranged from a low of 21.33 to a high of 39.99. The Banks industry median FCF Margin % is 27.12. CSB Bancorp's value of 45.40% is 67.4% above this industry median. Based on the distribution chart, CSB Bancorp ranks #478 out of 1499 companies in the Banks industry, which is above the industry midpoint. Overall, CSB Bancorp has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CSB Bancorp's FCF Margin % compare to LARK and SABK?
According to the Banks industry distribution chart, CSB Bancorp ranks #478 out of 1499 companies for FCF Margin %. This puts CSB Bancorp in the upper half of its industry. The industry median FCF Margin % is 27.12. CSB Bancorp's value of 45.40% is 67.4% above this benchmark. Historically, CSB Bancorp's own FCF Margin % has ranged from 21.33 to 39.99 over the past decade. While the company's 10-year median is 35.13 vs. the industry median of 27.12, CSB Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 27.12, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CSB Bancorp's current FCF Margin % of 45.40% is 67.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on CSB Bancorp and its competitors. For the Banks industry, the median FCF Margin % is 27.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CSB Bancorp's current FCF Margin % is 45.40%, which is 29% above median its own 10-year median of 35.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CSB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, CSB Bancorp (CSBB) is currently considered Significantly Overvalued. The stock's GF Value™ is $50.76, compared to a current price of $73.50 — trading 44.8% above its estimated fair value. The current FCF Margin % is 45.40%, which is 29% above median its 10-year median of 35.13 and 67.4% above the Banks industry median of 27.12. CSB Bancorp's overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For CSB Bancorp (CSBB), the current FCF Margin % is 45.40% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CSB Bancorp (CSBB) Overvalued in 2026?
Based on GuruFocus' analysis, CSB Bancorp stock appears to be overvalued.
The current stock price of $73.50 is trading 44.8% above its estimated GF Value™ of $50.76.
GuruFocus considers CSB Bancorp to be Significantly Overvalued.
Key valuation signals for CSBB:
FCF Margin %: 45.40% (29% above median its 10-year median of 35.13)
GF Value™: $50.76 vs. price of $73.50 (44.8% above fair value)
Industry Position: 67.4% above the Banks median (#478 of 1499)
No single metric tells the full story. See the CSBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CSB Bancorp Inc is a registered financial holding company that operates through the Bank and CSB Investment Services LLC, providing a wide range of banking, trust, financial, and brokerage services to corporate, institutional, and individual customers throughout northeast Ohio. The Bank provides retail and commercial banking services to its customers, including checking and savings accounts, time deposits, IRAs, safe deposit facilities, personal loans, commercial loans, real estate mortgage loans, installment loans, night depository facilities, brokerage, and trust services. The Bank provides residential real estate, commercial real estate, and commercial, and consumer loans to customers located in Holmes, Medina, Stark, Tuscarawas, and Wayne, and portions of surrounding counties in Ohio.
59GF Score
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