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CSB BancorpCSBB -1.32%59 PB Ratio is 1.46 as of Aug. 23, 2026, which is 32% above its 10-year median of 1.11. GuruFocus rates CSBB with a GF Score™ of 59/100 and a GF Value™ of $50.76 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,512 Banks companies, CSB Bancorp ranks worse than 73.94% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-23), CSB Bancorp's share price is $73.50. CSB Bancorp's Book Value per Share for the quarter that ended in Jun. 2026 was $50.49. Hence, CSB Bancorp's PB Ratio of today is 1.46.
Warning Sign:
CSB Bancorp Inc stock PB Ratio (=1.46) is close to 5-year high of 1.49.
The historical rank and industry rank for CSB Bancorp's PB Ratio or its related term are showing as below:
CSBB'
s PB Ratio Range Over the Past 10 Years
Min: 0.83 Med: 1.11 Max: 1.67
Current: 1.46
During the past 13 years, CSB Bancorp's highest PB Ratio was 1.67. The lowest was 0.83. And the median was 1.11.
CSBB's PB Ratio is ranked worse than 73.94% of 1512
companies
in the Banks industry
Industry Median: 1.12
vs CSBB: 1.46
During the past 12 months, CSB Bancorp's average Book Value Per Share Growth Rate was 9.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 10.70% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 7.10% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 7.70% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of CSB Bancorp was 10.70% per year. The lowest was -16.60% per year. And the median was 4.85% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
CSB Bancorp PB Ratio Related Terms
CSB Bancorp PB Ratio Historical Data
* Premium members only.
The historical data trend for CSB Bancorp's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, CSB Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CSB Bancorp PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, CSB Bancorp's PB Ratio distribution charts can be found below:
* The bar in red indicates where CSB Bancorp's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
CSB Bancorp's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
CSB Bancorp (CSBB) has a PB Ratio of 1.46 as of Aug. 23, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on CSB Bancorp and its competitors. This is 32% above median its historical median of 1.11. Over the past decade, CSB Bancorp's PB Ratio has ranged from 0.83 to 1.67. According to the industry distribution chart, CSB Bancorp ranks #1118 out of 1512 companies in the Banks industry, placing it in the top 73.9%.
Is CSB Bancorp's PB Ratio too high?
CSB Bancorp's current PB Ratio of 1.46 is 32% above median its 10-year median of 1.11. Over the past 10 years, this metric has ranged from a low of 0.83 to a high of 1.67. The Banks industry median PB Ratio is 1.12. CSB Bancorp's value of 1.46 is 30.4% above this industry median. Based on the distribution chart, CSB Bancorp ranks #1118 out of 1512 companies in the Banks industry, which is below the industry midpoint. Overall, CSB Bancorp has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CSB Bancorp's PB Ratio compare to LARK and SABK?
According to the Banks industry distribution chart, CSB Bancorp ranks #1118 out of 1512 companies for PB Ratio. This places CSB Bancorp in the lower half of its industry. The industry median PB Ratio is 1.12. CSB Bancorp's value of 1.46 is 30.4% above this benchmark. Historically, CSB Bancorp's own PB Ratio has ranged from 0.83 to 1.67 over the past decade. While the company's 10-year median is 1.11 vs. the industry median of 1.12, CSB Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,512 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CSB Bancorp's current PB Ratio of 1.46 is 30.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on CSB Bancorp and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CSB Bancorp's current PB Ratio is 1.46, which is 32% above median its own 10-year median of 1.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CSB Bancorp stock overvalued right now?
Based on GuruFocus' analysis, CSB Bancorp (CSBB) is currently considered Significantly Overvalued. The stock's GF Value™ is $50.76, compared to a current price of $73.50 — trading 44.8% above its estimated fair value. The current PB Ratio is 1.46, which is 32% above median its 10-year median of 1.11 and 30.4% above the Banks industry median of 1.12. CSB Bancorp's overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For CSB Bancorp (CSBB), the current PB Ratio is 1.46 as of Aug. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CSB Bancorp (CSBB) Overvalued in 2026?
Based on GuruFocus' analysis, CSB Bancorp stock appears to be overvalued.
The current stock price of $73.50 is trading 44.8% above its estimated GF Value™ of $50.76.
GuruFocus considers CSB Bancorp to be Significantly Overvalued.
Key valuation signals for CSBB:
PB Ratio: 1.46 (32% above median its 10-year median of 1.11)
GF Value™: $50.76 vs. price of $73.50 (44.8% above fair value)
Industry Position: 30.4% above the Banks median (#1118 of 1512)
No single metric tells the full story. See the CSBB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CSB Bancorp Inc is a registered financial holding company that operates through the Bank and CSB Investment Services LLC, providing a wide range of banking, trust, financial, and brokerage services to corporate, institutional, and individual customers throughout northeast Ohio. The Bank provides retail and commercial banking services to its customers, including checking and savings accounts, time deposits, IRAs, safe deposit facilities, personal loans, commercial loans, real estate mortgage loans, installment loans, night depository facilities, brokerage, and trust services. The Bank provides residential real estate, commercial real estate, and commercial, and consumer loans to customers located in Holmes, Medina, Stark, Tuscarawas, and Wayne, and portions of surrounding counties in Ohio.
59GF Score
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